The Malta National Bank in Malta, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 03, 2001

  • The Malta National Bank in Malta, Ohio (OH)
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The Malta National Bank - Overview

  • General
  • FDIC Certificate #: 6629
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: North Valley Bank (#2284)
    Federal Reserve ID: 1002524
    Date Established: November 19, 1872
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 4440
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 03, 2001
    Last Structure Change Process Date: May 09, 2001
    Last Data Update: May 09, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 10 Third Street, Malta, OH 43758
    County: Morgan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Absorption - Assisted
  • Financial Summary
  • Total assets: $9.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $7,829Total assets
  • $1,372Cash and due from depository institutions
  • $914Interest-bearing balances
  • $1,494Securities
  • $260Federal funds sold & reverse repurchase agreements
  • $4,418Net loans & leases
  • $183Loan loss allowance
  • $0Trading account assets
  • $191Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $94All other assets
  • $7,829Total liabilities and capital
  • $7,542Total liabilities
  • $7,510Total deposits
  • $6,919Interest-bearing deposits
  • $7,510Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $32All other liabilities
  • $287Total equity capital
  • $287Total bank equity capital
  • $287Perpetual preferred stock
  • $0Common stock
  • $433Surplus
  • $779Undivided profits
  • Memoranda
  • $-925Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $365Earning assets
  • $0Long-term assets (5+ years)
  • $64Average Assets, year-to-date
  • $7,086Average Assets, quarterly
  • $2,402Volatile liabilities
  • $8,322Insider loans
  • $7,879FHLB advances
  • $1,408Loans and leases held for sale
  • $26Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $48Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $632Total interest income
  • $366Total interest expense
  • $266Net interest income
  • $82Provision for loan and lease losses
  • $68Total noninterest income
  • $0Fiduciary activities
  • $39Service charges on deposit accounts
  • $0Trading account gains & fees
  • $29Additional noninterest income
  • $818Total noninterest expense
  • $265Salaries and employee benefits
  • $31Premises and equipment expense
  • $522Additional noninterest expense
  • -$566Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$566Income before extraordinary items
  • $0Extraordinary gains - net
  • -$566Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $159Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.37%Yield on earning assets
  • 4.85%Cost of funding earning assets
  • 3.52%Net interest margin
  • 0.90%Noninterest income to earning assets
  • 10.83%Noninterest expense to earning assets
  • -6.80%Net operating income to assets
  • -6.80%Return on assets (ROA)
  • -6.80%Pretax return on assets
  • -94.18%Return on equity (ROE)
  • -94.18%Retained earnings to average equity (YTD only)
  • 3.14%Net charge-offs to loans
  • 51.57%Credit loss provision to net charge-offs
  • -3.04%Efficiency ratio
  • 244,910Assets per employee
  • 1.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.98%Loss allowance to noncurrent loans
  • 50.14%Noncurrent assets plus other real estate owned to assets
  • 4.66%Noncurrent loans to loans
  • 7.93%Net loans and leases to deposits
  • 58.83%Net loans and leases to core deposits
  • 72.40%Equity capital to assets
  • 3.67%Core capital (leverage) ratio
  • 3.55%Tier 1 risk-based capital ratio
  • 7.45%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $8,322Average earning assets
  • $601Average equity
  • $7,552Average loans

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