The Malvern National Bank in Malvern, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Malvern National Bank - Overview

  • General
  • FDIC Certificate #: 14644
    Status: Active
    Federal Reserve ID: 906241
    Bank Holding Company (Regulatory Top Holder): Mnb Bancshares, Inc. (RSSDID: 1099980, Location: Malvern, AR)
    Date Established: January 01, 1934
    WWW: http://www.mnbbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 12 (Domestic: 12, Interstate: No)
    OTS Docket #: 10787
    FDIC's unique #: 9158
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 07, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 Money Place, Malvern, AR 72104
    County: Hot Spring
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $470.8 mil
    Equity capital: $47.0 mil
    Deposits held in domestic offices: $383.0 mil
    Return on assets (ROA): 0.77% ($3.6 mil)
    Quarterly return on assets: 0.97% ($4.6 mil)
    Return on Equity (ROE): 7.60% ($3.6 mil)
    Quarterly return on equity: 9.55% ($4.5 mil)
    Net income: $3.6 mil
    Quarterly Net income: $1.1 mil
    Pretax return on assets: 0.77% ($3,624.9 mil)
    Quarterly Pretax return on assets: 0.97% ($4,566.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 113Total employees (full-time equivalent)
  • $470,770Total assets
  • $34,282Cash and due from depository institutions
  • $31,246Interest-bearing balances
  • $204,948Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $202,887Net loans & leases
  • $4,334Loan loss allowance
  • $0Trading account assets
  • $8,534Bank premises and fixed assets
  • $1,833Other real estate owned
  • $0Goodwill and other intangibles
  • $470,770Life insurance assets
  • $18,286All other assets
  • $423,722Total liabilities and capital
  • $382,962Total liabilities
  • $370,979Total deposits
  • $382,962Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 3808.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $32,500Trading liabilities
  • $0Other borrowed funds
  • $4,452Subordinated debt
  • $47,048All other liabilities
  • $47,048Total equity capital
  • $47,048Total bank equity capital
  • $0Perpetual preferred stock
  • $1,150Common stock
  • $1,150Surplus
  • $44,748Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,887Income earned, not collected on loans
  • $0Earning assets
  • $2,583Long-term assets (5+ years)
  • $439,081Average Assets, year-to-date
  • $163,168Average Assets, quarterly
  • $469,440Volatile liabilities
  • $469,688Insider loans
  • $309,997FHLB advances
  • $465,833Loans and leases held for sale
  • $11,368Unused loan commitments
  • $4,793Tier 1 (core) risk-based capital
  • $44,375Tier 2 risk-based capital
  • $6,575Total risk weighted assets
  • $0Total unused commitments
  • $20,904Restructured Loans and leases
  • $585Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $18,720Total interest income
  • $5,136Total interest expense
  • $13,584Net interest income
  • $1,809Provision for loan and lease losses
  • $2,860Total noninterest income
  • $0Fiduciary activities
  • $1,558Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,302Additional noninterest income
  • $11,272Total noninterest expense
  • $6,315Salaries and employee benefits
  • $1,839Premises and equipment expense
  • $3,118Additional noninterest expense
  • $3,363Pre-tax net operating income
  • $256Securities gains (losses)
  • $0Applicable income taxes
  • $3,619Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,619Net income attributable to bank
  • $0Net charge-offs
  • $3,619Cash dividends
  • $1,638Sale, conversion, retirement of capital stock, net
  • $6,658Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.31%Yield on earning assets
  • 1.18%Cost of funding earning assets
  • 3.13%Net interest margin
  • 0.66%Noninterest income to earning assets
  • 2.59%Noninterest expense to earning assets
  • 0.72%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 7.60%Return on equity (ROE)
  • -6.38%Retained earnings to average equity (YTD only)
  • 0.82%Net charge-offs to loans
  • 110.44%Credit loss provision to net charge-offs
  • 3.16%Efficiency ratio
  • 68,548Assets per employee
  • 4.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 183.97%Loss allowance to loans
  • 2.09%Loss allowance to noncurrent loans
  • 73.62%Noncurrent assets plus other real estate owned to assets
  • 1.64%Noncurrent loans to loans
  • 2.84%Net loans and leases to deposits
  • 52.98%Net loans and leases to core deposits
  • 58.79%Equity capital to assets
  • 9.99%Core capital (leverage) ratio
  • 9.53%Tier 1 risk-based capital ratio
  • 14.31%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $469,440Average earning assets
  • $47,645Average equity
  • $434,612Average loans

List of branches

  • 12 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09158The Malvern National Bank1 Money Place, Malvern, AR 72104January 01, 1934Full Service Brick and Mortar
    3231868Main Street BranchAsh St, Malvern, AR 72104July 01, 1984Limited Service Facility
    4231869Central Operations Branch403 South Main Street, Malvern, AR 72104September 14, 1987Limited Service Administrative
    5231870Grand Avenue Branch548 W Grand Ave, Hot Springs, AR 71901December 05, 1994Full Service Brick and Mortar
    7231872Benton Branch1111 Military Road, Benton, AR 72015September 29, 1997Full Service Brick and Mortar
    8231873Airport Road Branch1010 Airport Road, Hot Springs, AR 71913July 27, 1998Full Service Brick and Mortar
    915688Sheridan Branch207 North Oak Street, Sheridan, AR 72150July 22, 1977Full Service Brick and Mortar
    10254785East End Branch20523 Arch Street Pike, Little Rock, AR 72206August 07, 1995Full Service Brick and Mortar
    11231874Bryant Branch4430 Highway 5 North, Bryant, AR 72022August 23, 1999Full Service Brick and Mortar
    12451470Riverview Branch1884 Martin Luther King Blvd., Malvern, AR 72104March 08, 2006Full Service Brick and Mortar
    13476020Section Line Road Branch321 Section Line Road, Suite A, Hot Springs, AR 71913April 07, 2008Full Service Brick and Mortar
    14491965Corporate Center Branch425 South Main, Malvern, AR 72104May 01, 2001Limited Service Administrative

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Malvern National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents