Simmons First Bank of Hot Springs in Hot Springs, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Simmons First Bank of Hot Springs in Hot Springs, Arkansas (AR)
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Simmons First Bank of Hot Springs - Overview

  • General
  • FDIC Certificate #: 34473
    Status: Active
    Federal Reserve ID: 2571081
    Bank Holding Company (Regulatory Top Holder): Simmons First National Corporation (RSSDID: 1094828, Location: Pine Bluff, AR)
    Date Established: May 01, 1997
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 57664
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: May 01, 1997
    Last Structure Change Effective Date: December 16, 2010
    Last Structure Change Process Date: January 04, 2011
    Last Data Update: January 04, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 Werner Street, Hot Springs, AR 71913
    County: Garland
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Hot Springs, AR (#26300)
    CBSA Metro Statistical Area: Hot Springs, AR (#26300)
  • History of Changes
  • Change in Location
    Change in Primary Regulatory Agency
    Change in Supervisory Agency
    Institution Becomes a Member of FRS (Federal Reserve System)
  • Financial Summary
  • Total assets: $171.0 mil
    Equity capital: $29.4 mil
    Deposits held in domestic offices: $128.4 mil
    Return on assets (ROA): 0.81% ($1.4 mil)
    Quarterly return on assets: 0.82% ($1.4 mil)
    Return on Equity (ROE): 4.78% ($1.4 mil)
    Quarterly return on equity: 4.85% ($1.4 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.01% ($1,727.0 mil)
    Quarterly Pretax return on assets: 1.03% ($1,761.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $170,987Total assets
  • $19,831Cash and due from depository institutions
  • $11,350Interest-bearing balances
  • $56,217Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $69,995Net loans & leases
  • $1,004Loan loss allowance
  • $0Trading account assets
  • $2,976Bank premises and fixed assets
  • $745Other real estate owned
  • $14,919Goodwill and other intangibles
  • $170,987Life insurance assets
  • $6,304All other assets
  • $141,581Total liabilities and capital
  • $128,412Total liabilities
  • $104,211Total deposits
  • $128,412Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 4270.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,680Trading liabilities
  • $0Other borrowed funds
  • $2,219Subordinated debt
  • $29,406All other liabilities
  • $29,406Total equity capital
  • $29,406Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $25,251Surplus
  • $4,155Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,334Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $401Income earned, not collected on loans
  • $0Earning assets
  • $489Long-term assets (5+ years)
  • $137,562Average Assets, year-to-date
  • $44,202Average Assets, quarterly
  • $171,456Volatile liabilities
  • $173,585Insider loans
  • $76,785FHLB advances
  • $158,913Loans and leases held for sale
  • $3,539Unused loan commitments
  • $3,539Tier 1 (core) risk-based capital
  • $14,417Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,149Restructured Loans and leases
  • $1,428Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,314Total interest income
  • $776Total interest expense
  • $4,538Net interest income
  • $272Provision for loan and lease losses
  • $1,374Total noninterest income
  • $0Fiduciary activities
  • $653Service charges on deposit accounts
  • $0Trading account gains & fees
  • $721Additional noninterest income
  • $3,903Total noninterest expense
  • $2,154Salaries and employee benefits
  • $452Premises and equipment expense
  • $1,297Additional noninterest expense
  • $1,737Pre-tax net operating income
  • $0Securities gains (losses)
  • $342Applicable income taxes
  • $1,395Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,395Net income attributable to bank
  • $0Net charge-offs
  • $1,395Cash dividends
  • $134Sale, conversion, retirement of capital stock, net
  • $1,037Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.81%Yield on earning assets
  • 0.56%Cost of funding earning assets
  • 3.26%Net interest margin
  • 0.99%Noninterest income to earning assets
  • 2.80%Noninterest expense to earning assets
  • 0.81%Net operating income to assets
  • 0.81%Return on assets (ROA)
  • 1.01%Pretax return on assets
  • 4.78%Return on equity (ROE)
  • 1.23%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 202.99%Credit loss provision to net charge-offs
  • 14.99%Efficiency ratio
  • 63,802Assets per employee
  • 4.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.34%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 250.37%Noncurrent assets plus other real estate owned to assets
  • 0.67%Noncurrent loans to loans
  • 0.56%Net loans and leases to deposits
  • 54.51%Net loans and leases to core deposits
  • 55.10%Equity capital to assets
  • 17.20%Core capital (leverage) ratio
  • 9.07%Tier 1 risk-based capital ratio
  • 18.78%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $171,456Average earning assets
  • $29,192Average equity
  • $139,409Average loans

List of branches

  • 5 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    057664Simmons First Bank Of Hot Springs100 Werner Street, Hot Springs, AR 71913May 01, 1997Full Service Brick and Mortar
    1290662West Grand Branch515 West Grand, Hot Springs, AR 71901December 08, 1997Full Service Brick and Mortar
    2290663Malvern Avenue Branch2350 Malvern Avenue, Hot Springs, AR 71901May 04, 1998Full Service Brick and Mortar
    3361841Albert Pike Branch1431 Albert Pike, Hot Springs, AR 71913April 23, 2001Full Service Brick and Mortar
    4419295Seven South Branch5500 Central Avenue, Hot Springs, AR 71913April 30, 2003Full Service Brick and Mortar

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