The Mt. Victory State Bank in Mount Victory, Ohio (OH)

Show street view No street view available for this location

The Mt. Victory State Bank routing number info

Table of contents:
The Mt. Victory State Bank
GeneralFDIC Certificate #: 9438
Status: Active
Federal Reserve ID: 274025
Bank Holding Company (Regulatory Top Holder): Victory Bancshares, Inc. (RSSDID: 2266873, Location: Mount Victory, OH)
Date Established: September 14, 1929
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 6063
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 08, 2011
Last Structure Change Process Date: December 08, 2011
Last Data Update: December 08, 2011
Data Source Date: April 05, 2012
LocationAddress: 103 S Main St, Mount Victory, OH 43340
County: Hardin
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial SummaryTotal assets: $15.7 mil
Equity capital: $1.9 mil
Deposits held in domestic offices: $13.8 mil
Return on assets (ROA): 0.18% ($0.0 mil)
Quarterly return on assets: -0.23% (-$0.0 mil)
Return on Equity (ROE): 1.46% ($0.0 mil)
Quarterly return on equity: -1.89% (-$0.0 mil)
Net income: $0.0 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.21% ($32.9 mil)
Quarterly Pretax return on assets: -0.26% (-$40.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)6
Total assets$15,688
Cash and due from depository institutions$1,222
Interest-bearing balances$108
Federal funds sold & reverse repurchase agreements$1,469
Net loans & leases$2,843
Loan loss allowance $96
Trading account assets$0
Bank premises and fixed assets$77
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$258
Life insurance assets$15,688
Total liabilities and capital$13,810
Total liabilities$13,794
Total deposits$9,896
Interest-bearing deposits$13,794
Deposits held in domestic offices$97
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $16
All other liabilities $1,878
Total equity capital$1,878
Total bank equity capital$1,878
Perpetual preferred stock$0
Common stock$250
Undivided profits $1,378
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $88
Average Assets, year-to-date $14,239
Average Assets, quarterly $8,065
Volatile liabilities $15,364
Insider loans $15,661
FHLB advances $5,932
Loans and leases held for sale $15,685
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $1,835
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,983
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $488
Total interest expense $53
Net interest income $435
Provision for loan and lease losses $0
Total noninterest income $65
Fiduciary activities $0
Service charges on deposit accounts $57
Trading account gains & fees $0
Additional noninterest income $8
Total noninterest expense $468
Salaries and employee benefits $229
Premises and equipment expense $71
Additional noninterest expense $168
Pre-tax net operating income $32
Securities gains (losses) $0
Applicable income taxes $5
Income before extraordinary items $27
Extraordinary gains - net $0
Net income attributable to bank $27
Net charge-offs $0
Cash dividends $27
Sale, conversion, retirement of capital stock, net $5
Net operating income $25
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.50%
Cost of funding earning assets 0.38%
Net interest margin 3.12%
Noninterest income to earning assets 0.47%
Noninterest expense to earning assets 3.36%
Net operating income to assets 0.18%
Return on assets (ROA) 0.18%
Pretax return on assets 0.21%
Return on equity (ROE) 1.46%
Retained earnings to average equity (YTD only) 0.11%
Net charge-offs to loans 0.17%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio6.40%
Assets per employee$93,600
Cash dividends to net income (YTD only)2.61%
Condition Ratios (%)
Loss allowance to loans 92.59%
Loss allowance to noncurrent loans 3.27%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 20.61%
Equity capital to assets 20.61%
Core capital (leverage) ratio 11.97%
Tier 1 risk-based capital ratio 11.70%
Total risk-based capital ratio 30.93%
Average assets$32
Average earning assets$15,364
Average equity $1,853
Average loans $13,942
Back to page top, Back to table top

1 Ohio Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06063The Mt. Victory State Bank103 S Main St, Mount Victory, OH 43340September 14, 1929Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Mt. Victory State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.