The Nicollet County Bank of Saint Peter - Overview
General
FDIC Certificate #: 9757 Status: Active Federal Reserve ID: 768252 Bank Holding Company (Regulatory Top Holder): Saint Peter Agency, Inc. (RSSDID: 1122824, Location: Saint Peter, MN) Date Established: March 22, 1883 WWW:http://www.nicolletcountybank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 15509 FDIC's unique #: 6244 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 212 South Third Street, Saint Peter, MN 56082 County: Nicollet Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Mankato Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Mankato-North Mankato, MN (#31860) CBSA Metro Statistical Area: Mankato-North Mankato, MN (#31860)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $155.5 mil Equity capital: $12.1 mil Deposits held in domestic offices: $139.3 mil Return on assets (ROA): 0.81% ($1.3 mil) Quarterly return on assets: 0.25% ($0.4 mil) Return on Equity (ROE): 10.04% ($1.2 mil) Quarterly return on equity: 3.10% ($0.4 mil) Net income: $1.2 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.81% ($1,259.6 mil) Quarterly Pretax return on assets: 0.25% ($388.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
29Total employees (full-time equivalent)
$155,512Total assets
$28,197Cash and due from depository institutions
$22,087Interest-bearing balances
$38,325Securities
$8,600Federal funds sold & reverse repurchase agreements
$77,318Net loans & leases
$674Loan loss allowance
$0Trading account assets
$477Bank premises and fixed assets
$61Other real estate owned
$0Goodwill and other intangibles
$155,512Life insurance assets
$2,534All other assets
$143,392Total liabilities and capital
$139,289Total liabilities
$115,390Total deposits
$139,289Interest-bearing deposits
$77Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,892Trading liabilities
$0Other borrowed funds
$211Subordinated debt
$12,120All other liabilities
$12,120Total equity capital
$12,120Total bank equity capital
$0Perpetual preferred stock
$465Common stock
$9,535Surplus
$2,120Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,282Income earned, not collected on loans
$0Earning assets
$881Long-term assets (5+ years)
$146,330Average Assets, year-to-date
$6,748Average Assets, quarterly
$149,912Volatile liabilities
$152,338Insider loans
$86,427FHLB advances
$153,182Loans and leases held for sale
$510Unused loan commitments
$0Tier 1 (core) risk-based capital
$12,002Tier 2 risk-based capital
$510Total risk weighted assets
$0Total unused commitments
$25,756Restructured Loans and leases
$3,717Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$5,347Total interest income
$1,054Total interest expense
$4,293Net interest income
$100Provision for loan and lease losses
$622Total noninterest income
$0Fiduciary activities
$267Service charges on deposit accounts
$0Trading account gains & fees
$355Additional noninterest income
$3,605Total noninterest expense
$2,290Salaries and employee benefits
$423Premises and equipment expense
$892Additional noninterest expense
$1,210Pre-tax net operating income
$0Securities gains (losses)
$2Applicable income taxes
$1,208Income before extraordinary items
$0Extraordinary gains - net
$1,208Net income attributable to bank
$0Net charge-offs
$1,208Cash dividends
$145Sale, conversion, retirement of capital stock, net
$909Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.77%Yield on earning assets
0.74%Cost of funding earning assets
3.02%Net interest margin
0.44%Noninterest income to earning assets
2.54%Noninterest expense to earning assets
0.81%Net operating income to assets
0.81%Return on assets (ROA)
0.81%Pretax return on assets
10.04%Return on equity (ROE)
2.48%Retained earnings to average equity (YTD only)
0.19%Net charge-offs to loans
68.97%Credit loss provision to net charge-offs
9.03%Efficiency ratio
73,347Assets per employee
5.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
75.25%Loss allowance to loans
0.86%Loss allowance to noncurrent loans
52.57%Noncurrent assets plus other real estate owned to assets
We know that it can be difficult to find a work and that it can be also tougher to find your desire job. You can look for tasks in your location and also use career tools to locate out regarding business, salaries, and other ways to relocate up in your job. https://afflat3e1.com/lnk.asp?o=23572&c=918277&a=193354&k=30E7138C2F0BD33E0310A50C95A77059&l=24604
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Nicollet County Bank of Saint Peter.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
