The Old Exchange National Bank of Okawville in Okawville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Old Exchange National Bank of Okawville - Overview

  • General
  • FDIC Certificate #: 3827
    Status: Active
    Federal Reserve ID: 411240
    Bank Holding Company (Regulatory Top Holder): Okawville Bancshares, Inc. (RSSDID: 1248377, Location: Okawville, IL)
    Date Established: January 01, 1910
    WWW: http://www.oenbokawville.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 16033
    FDIC's unique #: 2487
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Walnut And Nashville Streets, Okawville, IL 62271
    County: Washington
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $58.1 mil
    Equity capital: $5.7 mil
    Deposits held in domestic offices: $51.9 mil
    Return on assets (ROA): 0.69% ($0.4 mil)
    Quarterly return on assets: 0.60% ($0.3 mil)
    Return on Equity (ROE): 7.12% ($0.4 mil)
    Quarterly return on equity: 5.95% ($0.4 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.69% ($400.7 mil)
    Quarterly Pretax return on assets: 0.60% ($348.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $58,071Total assets
  • $5,364Cash and due from depository institutions
  • $3,012Interest-bearing balances
  • $24,871Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $26,711Net loans & leases
  • $275Loan loss allowance
  • $0Trading account assets
  • $284Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $58,070Life insurance assets
  • $841All other assets
  • $52,343Total liabilities and capital
  • $51,871Total liabilities
  • $43,729Total deposits
  • $51,871Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $279Trading liabilities
  • $0Other borrowed funds
  • $193Subordinated debt
  • $5,727All other liabilities
  • $5,727Total equity capital
  • $5,727Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $2,200Surplus
  • $3,427Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $161Income earned, not collected on loans
  • $0Earning assets
  • $234Long-term assets (5+ years)
  • $54,594Average Assets, year-to-date
  • $16,805Average Assets, quarterly
  • $55,892Volatile liabilities
  • $56,844Insider loans
  • $28,653FHLB advances
  • $56,083Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,078Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,967Restructured Loans and leases
  • $393Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,143Total interest income
  • $738Total interest expense
  • $1,405Net interest income
  • $0Provision for loan and lease losses
  • $96Total noninterest income
  • $0Fiduciary activities
  • $25Service charges on deposit accounts
  • $0Trading account gains & fees
  • $71Additional noninterest income
  • $1,114Total noninterest expense
  • $666Salaries and employee benefits
  • $135Premises and equipment expense
  • $313Additional noninterest expense
  • $387Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $387Income before extraordinary items
  • $0Extraordinary gains - net
  • $387Net income attributable to bank
  • $0Net charge-offs
  • $387Cash dividends
  • $3Sale, conversion, retirement of capital stock, net
  • $177Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.06%Yield on earning assets
  • 1.40%Cost of funding earning assets
  • 2.66%Net interest margin
  • 0.18%Noninterest income to earning assets
  • 2.11%Noninterest expense to earning assets
  • 0.69%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 0.69%Pretax return on assets
  • 7.12%Return on equity (ROE)
  • 3.86%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 129.00%Efficiency ratio
  • 74,217Assets per employee
  • 4.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 45.74%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 170.81%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.60%Net loans and leases to deposits
  • 51.50%Net loans and leases to core deposits
  • 53.90%Equity capital to assets
  • 9.86%Core capital (leverage) ratio
  • 9.05%Tier 1 risk-based capital ratio
  • 17.72%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $55,892Average earning assets
  • $5,435Average equity
  • $52,829Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02487The Old Exchange National Bank Of OkWalnut And Nashville Streets, Okawville, IL 62271January 01, 1910Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Old Exchange National Bank of Okawville.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents