Oakdale State Bank in Oakdale, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Oakdale State Bank - Overview

  • General
  • FDIC Certificate #: 11300
    Status: Active
    Federal Reserve ID: 332345
    Date Established: December 28, 1920
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 7214
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 02, 2007
    Last Structure Change Process Date: July 02, 2007
    Last Data Update: July 02, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 86 North Weigh Street, Oakdale, IL 62268
    County: Washington
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $18.6 mil
    Equity capital: $1.6 mil
    Deposits held in domestic offices: $16.8 mil
    Return on assets (ROA): 0.88% ($0.2 mil)
    Quarterly return on assets: 1.10% ($0.2 mil)
    Return on Equity (ROE): 10.86% ($0.2 mil)
    Quarterly return on equity: 13.02% ($0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.11% ($206.6 mil)
    Quarterly Pretax return on assets: 1.67% ($310.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $18,616Total assets
  • $1,028Cash and due from depository institutions
  • $503Interest-bearing balances
  • $4,400Securities
  • $189Federal funds sold & reverse repurchase agreements
  • $12,449Net loans & leases
  • $135Loan loss allowance
  • $0Trading account assets
  • $385Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $18,616Life insurance assets
  • $165All other assets
  • $16,999Total liabilities and capital
  • $16,797Total liabilities
  • $14,891Total deposits
  • $16,797Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $202Subordinated debt
  • $1,617All other liabilities
  • $1,617Total equity capital
  • $1,617Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $500Surplus
  • $1,017Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $109Income earned, not collected on loans
  • $0Earning assets
  • $101Long-term assets (5+ years)
  • $17,541Average Assets, year-to-date
  • $3,576Average Assets, quarterly
  • $19,091Volatile liabilities
  • $19,191Insider loans
  • $12,781FHLB advances
  • $19,175Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,531Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $505Restructured Loans and leases
  • $117Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $835Total interest income
  • $148Total interest expense
  • $687Net interest income
  • $6Provision for loan and lease losses
  • $77Total noninterest income
  • $0Fiduciary activities
  • $41Service charges on deposit accounts
  • $0Trading account gains & fees
  • $36Additional noninterest income
  • $547Total noninterest expense
  • $296Salaries and employee benefits
  • $76Premises and equipment expense
  • $175Additional noninterest expense
  • $211Pre-tax net operating income
  • $0Securities gains (losses)
  • $43Applicable income taxes
  • $168Income before extraordinary items
  • $0Extraordinary gains - net
  • $168Net income attributable to bank
  • $0Net charge-offs
  • $168Cash dividends
  • $1Sale, conversion, retirement of capital stock, net
  • $60Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.64%Yield on earning assets
  • 0.82%Cost of funding earning assets
  • 3.82%Net interest margin
  • 0.43%Noninterest income to earning assets
  • 3.04%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 1.11%Pretax return on assets
  • 10.86%Return on equity (ROE)
  • 6.98%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 600.00%Credit loss provision to net charge-offs
  • 217.00%Efficiency ratio
  • 71,597Assets per employee
  • 3.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.71%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 123.85%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 0.87%Net loans and leases to deposits
  • 74.11%Net loans and leases to core deposits
  • 76.86%Equity capital to assets
  • 8.69%Core capital (leverage) ratio
  • 7.98%Tier 1 risk-based capital ratio
  • 11.98%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $19,091Average earning assets
  • $1,547Average equity
  • $17,979Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07214Oakdale State Bank86 North Weigh Street, Oakdale, IL 62268December 28, 1920Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Oakdale State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents