The Pennsylvania Capital Bank in Pittsburgh, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 2001

  • The Pennsylvania Capital Bank in Pittsburgh, Pennsylvania (PA)
  • Show street view No street view available for this location

The Pennsylvania Capital Bank - Overview

  • General
  • FDIC Certificate #: 33117
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Three Rivers Bank and Trust Company (#19104)
    Federal Reserve ID: 1470655
    Date Established: September 04, 1990
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 12158
    FDIC's unique #: 46351
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 04, 1990
    Last Structure Change Effective Date: July 01, 2001
    Last Structure Change Process Date: November 05, 2001
    Last Data Update: November 05, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: The Times Building, 336 Fourth Avenue, Pittsburgh, PA 15222
    County: Allegheny
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280)
    Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430)
    Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300)
    CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
  • Financial Summary
  • Total assets: $139.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $146,709Total assets
  • $11,429Cash and due from depository institutions
  • $1,485Interest-bearing balances
  • $45,552Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $87,700Net loans & leases
  • $1,885Loan loss allowance
  • $0Trading account assets
  • $427Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,601All other assets
  • $146,709Total liabilities and capital
  • $135,885Total liabilities
  • $133,267Total deposits
  • $122,324Interest-bearing deposits
  • $133,267Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,359Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,259All other liabilities
  • $10,824Total equity capital
  • $10,824Total bank equity capital
  • $10,824Perpetual preferred stock
  • $0Common stock
  • $441Surplus
  • $7,517Undivided profits
  • Memoranda
  • $2,866Noncurrent loans and leases
  • $10,623Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $991Earning assets
  • $0Long-term assets (5+ years)
  • $587Average Assets, year-to-date
  • $134,737Average Assets, quarterly
  • $93,694Volatile liabilities
  • $143,522Insider loans
  • $145,400FHLB advances
  • $16,128Loans and leases held for sale
  • $4,200Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,623Total unused commitments
  • $0Restructured Loans and leases
  • $1,196Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $10,864Total interest income
  • $5,719Total interest expense
  • $5,145Net interest income
  • $440Provision for loan and lease losses
  • $797Total noninterest income
  • $0Fiduciary activities
  • $119Service charges on deposit accounts
  • $0Trading account gains & fees
  • $678Additional noninterest income
  • $3,775Total noninterest expense
  • $1,906Salaries and employee benefits
  • $694Premises and equipment expense
  • $1,175Additional noninterest expense
  • $1,727Pre-tax net operating income
  • $0Securities gains (losses)
  • $608Applicable income taxes
  • $1,119Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,119Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $109Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.94%Yield on earning assets
  • 4.18%Cost of funding earning assets
  • 3.76%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 2.76%Noninterest expense to earning assets
  • 0.78%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 1.20%Pretax return on assets
  • 11.91%Return on equity (ROE)
  • 11.91%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 403.67%Credit loss provision to net charge-offs
  • 19.88%Efficiency ratio
  • 63,531Assets per employee
  • 4.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.10%Loss allowance to noncurrent loans
  • 190.21%Noncurrent assets plus other real estate owned to assets
  • 0.68%Noncurrent loans to loans
  • 1.11%Net loans and leases to deposits
  • 65.81%Net loans and leases to core deposits
  • 74.01%Equity capital to assets
  • 7.38%Core capital (leverage) ratio
  • 7.59%Tier 1 risk-based capital ratio
  • 11.36%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $143,522Average earning assets
  • $9,393Average equity
  • $136,780Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Pennsylvania Capital Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents