The Pennsylvania Capital Bank in Pittsburgh, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 2001

  • The Pennsylvania Capital Bank in Pittsburgh, Pennsylvania (PA)
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The Pennsylvania Capital Bank - Overview

  • General
  • FDIC Certificate #: 33117
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Three Rivers Bank and Trust Company (#19104)
    Federal Reserve ID: 1470655
    Date Established: September 04, 1990
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 12158
    FDIC's unique #: 46351
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 04, 1990
    Last Structure Change Effective Date: July 01, 2001
    Last Structure Change Process Date: November 05, 2001
    Last Data Update: November 05, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: The Times Building, 336 Fourth Avenue, Pittsburgh, PA 15222
    County: Allegheny
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280)
    Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430)
    Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300)
    CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
  • Financial Summary
  • Total assets: $139.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $146,709Total assets
  • $11,429Cash and due from depository institutions
  • $1,485Interest-bearing balances
  • $45,552Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $87,700Net loans & leases
  • $1,885Loan loss allowance
  • $0Trading account assets
  • $427Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,601All other assets
  • $146,709Total liabilities and capital
  • $135,885Total liabilities
  • $133,267Total deposits
  • $122,324Interest-bearing deposits
  • $133,267Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,359Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,259All other liabilities
  • $10,824Total equity capital
  • $10,824Total bank equity capital
  • $10,824Perpetual preferred stock
  • $0Common stock
  • $441Surplus
  • $7,517Undivided profits
  • Memoranda
  • $2,866Noncurrent loans and leases
  • $10,623Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $991Earning assets
  • $0Long-term assets (5+ years)
  • $587Average Assets, year-to-date
  • $134,737Average Assets, quarterly
  • $93,694Volatile liabilities
  • $143,522Insider loans
  • $145,400FHLB advances
  • $16,128Loans and leases held for sale
  • $4,200Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,623Total unused commitments
  • $0Restructured Loans and leases
  • $1,196Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $10,864Total interest income
  • $5,719Total interest expense
  • $5,145Net interest income
  • $440Provision for loan and lease losses
  • $797Total noninterest income
  • $0Fiduciary activities
  • $119Service charges on deposit accounts
  • $0Trading account gains & fees
  • $678Additional noninterest income
  • $3,775Total noninterest expense
  • $1,906Salaries and employee benefits
  • $694Premises and equipment expense
  • $1,175Additional noninterest expense
  • $1,727Pre-tax net operating income
  • $0Securities gains (losses)
  • $608Applicable income taxes
  • $1,119Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,119Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $109Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.94%Yield on earning assets
  • 4.18%Cost of funding earning assets
  • 3.76%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 2.76%Noninterest expense to earning assets
  • 0.78%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 1.20%Pretax return on assets
  • 11.91%Return on equity (ROE)
  • 11.91%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 403.67%Credit loss provision to net charge-offs
  • 19.88%Efficiency ratio
  • 63,531Assets per employee
  • 4.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.10%Loss allowance to noncurrent loans
  • 190.21%Noncurrent assets plus other real estate owned to assets
  • 0.68%Noncurrent loans to loans
  • 1.11%Net loans and leases to deposits
  • 65.81%Net loans and leases to core deposits
  • 74.01%Equity capital to assets
  • 7.38%Core capital (leverage) ratio
  • 7.59%Tier 1 risk-based capital ratio
  • 11.36%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $143,522Average earning assets
  • $9,393Average equity
  • $136,780Average loans

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