The Peoples Bank of Elk Valley in Fayetteville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 26, 1995

  • The Peoples Bank of Elk Valley in Fayetteville, Tennessee (TN)
  • Show street view No street view available for this location

The Peoples Bank of Elk Valley - Overview

  • General
  • FDIC Certificate #: 6089
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Shelbyville (#4961)
    Federal Reserve ID: 414634
    Date Established: July 01, 1911
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 11889
    FDIC's unique #: 4112
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 26, 1995
    Last Structure Change Process Date: Febuary 22, 1995
    Last Data Update: Febuary 22, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 West College Street, Fayetteville, TN 37334
    County: Lincoln
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $25.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $25,702Cash and due from depository institutions
  • $1,413Interest-bearing balances
  • $0Securities
  • $4,996Federal funds sold & reverse repurchase agreements
  • $1,379Net loans & leases
  • $16,652Loan loss allowance
  • $308Trading account assets
  • $0Bank premises and fixed assets
  • $592Other real estate owned
  • $0Goodwill and other intangibles
  • $486Life insurance assets
  • $184All other assets
  • $0Total liabilities and capital
  • $25,702Total liabilities
  • $23,340Total deposits
  • $23,169Interest-bearing deposits
  • $19,816Deposits held in domestic offices
  • 23169.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $171Total equity capital
  • $171Total bank equity capital
  • $2,362Perpetual preferred stock
  • $565Common stock
  • $625Surplus
  • $1,011Undivided profits
  • Memoranda
  • $161Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $139Income earned, not collected on loans
  • $140Earning assets
  • $23,027Long-term assets (5+ years)
  • $3,669Average Assets, year-to-date
  • $26,288Average Assets, quarterly
  • $25,633Volatile liabilities
  • $1,642Insider loans
  • $168FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,206Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,250Total risk weighted assets
  • $14,980Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,862Total interest expense
  • $699Net interest income
  • $1,163Provision for loan and lease losses
  • $20Total noninterest income
  • $279Fiduciary activities
  • $0Service charges on deposit accounts
  • $210Trading account gains & fees
  • $0Additional noninterest income
  • $69Total noninterest expense
  • $1,003Salaries and employee benefits
  • $410Premises and equipment expense
  • $155Additional noninterest expense
  • $438Pre-tax net operating income
  • $419Securities gains (losses)
  • $0Applicable income taxes
  • $163Income before extraordinary items
  • $256Extraordinary gains - net
  • $0Net income attributable to bank
  • $256Net charge-offs
  • $32Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.87%Cost of funding earning assets
  • 2.96%Net interest margin
  • 4.92%Noninterest income to earning assets
  • 1.18%Noninterest expense to earning assets
  • 4.24%Net operating income to assets
  • 0.97%Return on assets (ROA)
  • 0.97%Pretax return on assets
  • 1.59%Return on equity (ROE)
  • 11.21%Retained earnings to average equity (YTD only)
  • 11.21%Net charge-offs to loans
  • 0.19%Credit loss provision to net charge-offs
  • 62.50%Efficiency ratio
  • 68,308Assets per employee
  • 1.98%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.82%Loss allowance to noncurrent loans
  • 221.58%Noncurrent assets plus other real estate owned to assets
  • 0.54%Noncurrent loans to loans
  • 0.82%Net loans and leases to deposits
  • 71.87%Net loans and leases to core deposits
  • 77.35%Equity capital to assets
  • 9.19%Core capital (leverage) ratio
  • 8.89%Tier 1 risk-based capital ratio
  • 15.02%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $26,288Average earning assets
  • $2,285Average equity
  • $23,653Average loans

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