The Peoples Building and Loan Company in Blanchester, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 31, 1998

  • The Peoples Building and Loan Company in Blanchester, Ohio (OH)
  • Show street view No street view available for this location

The Peoples Building and Loan Company - Overview

  • General
  • FDIC Certificate #: 31472
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Peoples Community Bank (#32288)
    Federal Reserve ID: 524074
    Date Established: December 23, 1890
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7039
    FDIC's unique #: 44306
    Numeric code: 36
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 31, 1985
    Last Structure Change Effective Date: October 31, 1998
    Last Structure Change Process Date: December 03, 1998
    Last Data Update: December 20, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 112 East Main Street, Blanchester, OH 45107
    County: Clinton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Wilmington, OH (#48940)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $8.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 3Total employees (full-time equivalent)
  • $8,346Total assets
  • $1,097Cash and due from depository institutions
  • $1,089Interest-bearing balances
  • $3,041Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $4,102Net loans & leases
  • $5Loan loss allowance
  • $0Trading account assets
  • $11Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $95All other assets
  • $8,346Total liabilities and capital
  • $6,553Total liabilities
  • $6,529Total deposits
  • $6,529Interest-bearing deposits
  • $6,529Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $24All other liabilities
  • $1,793Total equity capital
  • $1,793Total bank equity capital
  • $1,793Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $1,793Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $8,232Average Assets, quarterly
  • $0Volatile liabilities
  • $8,346Insider loans
  • $8,392FHLB advances
  • $934Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $2,578Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $600Total interest income
  • $268Total interest expense
  • $332Net interest income
  • $0Provision for loan and lease losses
  • $6Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6Additional noninterest income
  • $222Total noninterest expense
  • $159Salaries and employee benefits
  • $16Premises and equipment expense
  • $47Additional noninterest expense
  • $116Pre-tax net operating income
  • $0Securities gains (losses)
  • $37Applicable income taxes
  • $79Income before extraordinary items
  • $0Extraordinary gains - net
  • $79Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.30%Yield on earning assets
  • 3.26%Cost of funding earning assets
  • 4.04%Net interest margin
  • 0.07%Noninterest income to earning assets
  • 2.70%Noninterest expense to earning assets
  • 0.95%Net operating income to assets
  • 0.95%Return on assets (ROA)
  • 1.39%Pretax return on assets
  • 4.50%Return on equity (ROE)
  • 4.50%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 65,680Assets per employee
  • 2.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.12%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 62.83%Net loans and leases to core deposits
  • 73.32%Equity capital to assets
  • 21.48%Core capital (leverage) ratio
  • 21.48%Tier 1 risk-based capital ratio
  • 69.55%Total risk-based capital ratio
  • Memoranda
  • $70Average assets
  • $8,346Average earning assets
  • $1,756Average equity
  • $8,218Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Peoples Building and Loan Company.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents