The Planters Bank & Trust Company in Thomaston, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 17, 1999

  • The Planters Bank & Trust Company in Thomaston, Alabama (AL)
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The Planters Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 13433
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Robertson Banking Company (#39)
    Federal Reserve ID: 320735
    Date Established: May 12, 1914
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 8456
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 17, 1999
    Last Structure Change Process Date: Febuary 09, 2000
    Last Data Update: Febuary 09, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 216 West Second, Thomaston, AL 36783
    County: Marengo
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Montgomery
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $19.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $18,236Total assets
  • $1,018Cash and due from depository institutions
  • $215Interest-bearing balances
  • $6,387Securities
  • $670Federal funds sold & reverse repurchase agreements
  • $8,979Net loans & leases
  • $110Loan loss allowance
  • $0Trading account assets
  • $621Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $561All other assets
  • $18,236Total liabilities and capital
  • $16,722Total liabilities
  • $16,637Total deposits
  • $15,032Interest-bearing deposits
  • $16,637Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $85All other liabilities
  • $1,514Total equity capital
  • $1,514Total bank equity capital
  • $1,514Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $150Undivided profits
  • Memoranda
  • $1,214Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $95Earning assets
  • $0Long-term assets (5+ years)
  • $133Average Assets, year-to-date
  • $16,251Average Assets, quarterly
  • $4,092Volatile liabilities
  • $17,956Insider loans
  • $18,434FHLB advances
  • $2,510Loans and leases held for sale
  • $397Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $607Total unused commitments
  • $0Restructured Loans and leases
  • $9,297Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $1,317Total interest income
  • $681Total interest expense
  • $636Net interest income
  • $32Provision for loan and lease losses
  • $118Total noninterest income
  • $0Fiduciary activities
  • $90Service charges on deposit accounts
  • $0Trading account gains & fees
  • $28Additional noninterest income
  • $629Total noninterest expense
  • $339Salaries and employee benefits
  • $87Premises and equipment expense
  • $203Additional noninterest expense
  • $93Pre-tax net operating income
  • $4Securities gains (losses)
  • $12Applicable income taxes
  • $85Income before extraordinary items
  • $0Extraordinary gains - net
  • $85Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $19Sale, conversion, retirement of capital stock, net
  • $38Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.14%Yield on earning assets
  • 4.21%Cost of funding earning assets
  • 3.93%Net interest margin
  • 0.73%Noninterest income to earning assets
  • 3.89%Noninterest expense to earning assets
  • 0.45%Net operating income to assets
  • 0.47%Return on assets (ROA)
  • 0.54%Pretax return on assets
  • 5.62%Return on equity (ROE)
  • 3.11%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 168.42%Credit loss provision to net charge-offs
  • 6.58%Efficiency ratio
  • 83,422Assets per employee
  • 1.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 44.71%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 115.79%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 1.05%Net loans and leases to deposits
  • 53.97%Net loans and leases to core deposits
  • 63.56%Equity capital to assets
  • 8.30%Core capital (leverage) ratio
  • 8.14%Tier 1 risk-based capital ratio
  • 16.08%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $17,956Average earning assets
  • $1,512Average equity
  • $16,183Average loans

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