The Pleasant Hill Bank in Pleasant Hill, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The Pleasant Hill Bank in Pleasant Hill, Missouri (MO)
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The Pleasant Hill Bank - Overview

  • General
  • FDIC Certificate #: 13915
    Status: Active
    Federal Reserve ID: 899754
    Bank Holding Company (Regulatory Top Holder): Goppert Financial Corp. (RSSDID: 1051380, Location: Kansas City, MO)
    Date Established: Febuary 16, 1934
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 8702
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: Febuary 20, 1934
    Last Structure Change Effective Date: August 12, 2010
    Last Structure Change Process Date: August 12, 2010
    Last Data Update: August 12, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 South Highway 7, Pleasant Hill, MO 64080
    County: Cass
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $68.7 mil
    Equity capital: $8.1 mil
    Deposits held in domestic offices: $60.3 mil
    Return on assets (ROA): 0.13% ($0.1 mil)
    Quarterly return on assets: 0.24% ($0.2 mil)
    Return on Equity (ROE): 1.07% ($0.1 mil)
    Quarterly return on equity: 2.03% ($0.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.15% ($103.1 mil)
    Quarterly Pretax return on assets: 0.32% ($220.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $68,736Total assets
  • $9,448Cash and due from depository institutions
  • $7,910Interest-bearing balances
  • $17,586Securities
  • $682Federal funds sold & reverse repurchase agreements
  • $38,224Net loans & leases
  • $405Loan loss allowance
  • $0Trading account assets
  • $1,716Bank premises and fixed assets
  • $251Other real estate owned
  • $0Goodwill and other intangibles
  • $68,736Life insurance assets
  • $829All other assets
  • $60,678Total liabilities and capital
  • $60,338Total liabilities
  • $49,868Total deposits
  • $60,338Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 140.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $200Subordinated debt
  • $8,058All other liabilities
  • $8,058Total equity capital
  • $8,058Total bank equity capital
  • $0Perpetual preferred stock
  • $275Common stock
  • $1,925Surplus
  • $5,858Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,109Income earned, not collected on loans
  • $0Earning assets
  • $359Long-term assets (5+ years)
  • $64,402Average Assets, year-to-date
  • $13,334Average Assets, quarterly
  • $67,372Volatile liabilities
  • $67,719Insider loans
  • $39,511FHLB advances
  • $67,955Loans and leases held for sale
  • $200Unused loan commitments
  • $200Tier 1 (core) risk-based capital
  • $8,024Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,890Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,547Total interest income
  • $394Total interest expense
  • $2,153Net interest income
  • $65Provision for loan and lease losses
  • $198Total noninterest income
  • $0Fiduciary activities
  • $98Service charges on deposit accounts
  • $0Trading account gains & fees
  • $100Additional noninterest income
  • $2,182Total noninterest expense
  • $1,301Salaries and employee benefits
  • $249Premises and equipment expense
  • $632Additional noninterest expense
  • $104Pre-tax net operating income
  • $0Securities gains (losses)
  • $18Applicable income taxes
  • $86Income before extraordinary items
  • $0Extraordinary gains - net
  • $86Net income attributable to bank
  • $0Net charge-offs
  • $86Cash dividends
  • $138Sale, conversion, retirement of capital stock, net
  • $55Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.05%Yield on earning assets
  • 0.63%Cost of funding earning assets
  • 3.43%Net interest margin
  • 0.32%Noninterest income to earning assets
  • 3.47%Noninterest expense to earning assets
  • 0.13%Net operating income to assets
  • 0.13%Return on assets (ROA)
  • 0.15%Pretax return on assets
  • 1.07%Return on equity (ROE)
  • 0.38%Retained earnings to average equity (YTD only)
  • 0.35%Net charge-offs to loans
  • 47.10%Credit loss provision to net charge-offs
  • 1.22%Efficiency ratio
  • 92,812Assets per employee
  • 4.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 63.95%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 36.52%Noncurrent assets plus other real estate owned to assets
  • 1.98%Noncurrent loans to loans
  • 2.87%Net loans and leases to deposits
  • 63.35%Net loans and leases to core deposits
  • 63.35%Equity capital to assets
  • 11.72%Core capital (leverage) ratio
  • 11.81%Tier 1 risk-based capital ratio
  • 20.31%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $67,372Average earning assets
  • $8,058Average equity
  • $62,856Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08702The Pleasant Hill Bank101 South Highway 7, Pleasant Hill, MO 64080Febuary 16, 1934Full Service Brick and Mortar
    2447915Pleasant Hill Branch2100 North State Route 7, Pleasant Hill, MO 64080July 15, 1974Full Service Brick and Mortar

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