The Samson Banking Company, Inc. in Samson, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Samson Banking Company, Inc. - Overview

  • General
  • FDIC Certificate #: 16185
    Status: Active
    Federal Reserve ID: 472531
    Date Established: January 01, 1930
    WWW: http://www.samsonbanking.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 10389
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: May 26, 1944
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2 West Main Street, Samson, AL 36477
    County: Geneva
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Montgomery
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Dothan-Enterprise-Ozark, AL (#222)
    Core Based Statistical Area (CBSA): Dothan, AL (#20020)
    CBSA Metro Statistical Area: Dothan, AL (#20020)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $56.8 mil
    Equity capital: $8.6 mil
    Deposits held in domestic offices: $48.2 mil
    Return on assets (ROA): 1.12% ($0.6 mil)
    Quarterly return on assets: 1.00% ($0.6 mil)
    Return on Equity (ROE): 7.52% ($0.7 mil)
    Quarterly return on equity: 6.59% ($0.6 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.19% ($676.5 mil)
    Quarterly Pretax return on assets: 1.13% ($642.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $56,846Total assets
  • $5,322Cash and due from depository institutions
  • $0Interest-bearing balances
  • $31,798Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $19,076Net loans & leases
  • $225Loan loss allowance
  • $0Trading account assets
  • $129Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $56,846Life insurance assets
  • $521All other assets
  • $48,260Total liabilities and capital
  • $48,188Total liabilities
  • $38,730Total deposits
  • $48,188Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $72Subordinated debt
  • $8,586All other liabilities
  • $8,586Total equity capital
  • $8,586Total bank equity capital
  • $0Perpetual preferred stock
  • $14Common stock
  • $367Surplus
  • $8,205Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $702Income earned, not collected on loans
  • $0Earning assets
  • $209Long-term assets (5+ years)
  • $50,874Average Assets, year-to-date
  • $8,469Average Assets, quarterly
  • $55,841Volatile liabilities
  • $56,049Insider loans
  • $22,632FHLB advances
  • $56,430Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,482Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,072Restructured Loans and leases
  • $64Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,936Total interest income
  • $347Total interest expense
  • $1,589Net interest income
  • $17Provision for loan and lease losses
  • $240Total noninterest income
  • $0Fiduciary activities
  • $208Service charges on deposit accounts
  • $0Trading account gains & fees
  • $32Additional noninterest income
  • $1,180Total noninterest expense
  • $599Salaries and employee benefits
  • $110Premises and equipment expense
  • $471Additional noninterest expense
  • $632Pre-tax net operating income
  • $31Securities gains (losses)
  • $37Applicable income taxes
  • $626Income before extraordinary items
  • $0Extraordinary gains - net
  • $626Net income attributable to bank
  • $0Net charge-offs
  • $626Cash dividends
  • $17Sale, conversion, retirement of capital stock, net
  • $260Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.74%Yield on earning assets
  • 0.67%Cost of funding earning assets
  • 3.07%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 2.28%Noninterest expense to earning assets
  • 1.07%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.19%Pretax return on assets
  • 7.52%Return on equity (ROE)
  • 4.39%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 38.18%Efficiency ratio
  • 64,516Assets per employee
  • 3.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 41.53%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 32.05%Noncurrent assets plus other real estate owned to assets
  • 1.23%Noncurrent loans to loans
  • 3.64%Net loans and leases to deposits
  • 39.59%Net loans and leases to core deposits
  • 39.96%Equity capital to assets
  • 15.10%Core capital (leverage) ratio
  • 15.03%Tier 1 risk-based capital ratio
  • 37.48%Total risk-based capital ratio
  • Memoranda
  • $38Average assets
  • $55,841Average earning assets
  • $8,329Average equity
  • $51,780Average loans

List of branches

  • 1 Alabama Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010389The Samson Banking Company, Inc.2 West Main Street, Samson, AL 36477January 01, 1930Full Service Brick and Mortar

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