The State Bank of Lancaster in Lancaster, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 09, 2000

  • The State Bank of Lancaster in Lancaster, Kansas (KS)
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The State Bank of Lancaster - Overview

  • General
  • FDIC Certificate #: 17582
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Missouri Bank and Trust Company of Kansas City (#9387)
    Federal Reserve ID: 12254
    Date Established: March 23, 1896
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11554
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 12, 1956
    Last Structure Change Effective Date: June 09, 2000
    Last Structure Change Process Date: June 23, 2000
    Last Data Update: June 23, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Lancaster, KS 66041
    County: Atchison
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Atchison, KS (#11860)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $7.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 3Total employees (full-time equivalent)
  • $7,933Total assets
  • $266Cash and due from depository institutions
  • $0Interest-bearing balances
  • $3,819Securities
  • $775Federal funds sold & reverse repurchase agreements
  • $2,777Net loans & leases
  • $31Loan loss allowance
  • $0Trading account assets
  • $194Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $102All other assets
  • $7,933Total liabilities and capital
  • $7,220Total liabilities
  • $7,126Total deposits
  • $6,417Interest-bearing deposits
  • $7,126Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $94All other liabilities
  • $713Total equity capital
  • $713Total bank equity capital
  • $713Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $610Undivided profits
  • Memoranda
  • $3Noncurrent loans and leases
  • $226Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $37Average Assets, year-to-date
  • $7,371Average Assets, quarterly
  • $141Volatile liabilities
  • $7,632Insider loans
  • $7,733FHLB advances
  • $1,614Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $226Total unused commitments
  • $0Restructured Loans and leases
  • $31Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $31Total interest income
  • $13Total interest expense
  • $18Net interest income
  • $0Provision for loan and lease losses
  • $1Total noninterest income
  • $0Fiduciary activities
  • $1Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $10Total noninterest expense
  • $7Salaries and employee benefits
  • $0Premises and equipment expense
  • $3Additional noninterest expense
  • $9Pre-tax net operating income
  • $0Securities gains (losses)
  • $6Applicable income taxes
  • $3Income before extraordinary items
  • $0Extraordinary gains - net
  • $3Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.43%Yield on earning assets
  • 0.18%Cost of funding earning assets
  • 0.25%Net interest margin
  • 0.01%Noninterest income to earning assets
  • 0.14%Noninterest expense to earning assets
  • 0.04%Net operating income to assets
  • 0.04%Return on assets (ROA)
  • 0.12%Pretax return on assets
  • 0.48%Return on equity (ROE)
  • 0.48%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 52,632Assets per employee
  • 2.64%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 38.97%Net loans and leases to core deposits
  • 50.38%Equity capital to assets
  • 8.99%Core capital (leverage) ratio
  • 9.20%Tier 1 risk-based capital ratio
  • 21.69%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $7,632Average earning assets
  • $629Average equity
  • $7,207Average loans

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