Missouri Bank and Trust Company of Kansas City in Kansas City, Missouri (MO), KS
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Missouri Bank and Trust Company of Kansas City in Kansas City, Missouri (MO), KS
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Missouri Bank and Trust Company of Kansas City - Overview

  • General
  • FDIC Certificate #: 9387
    Status: Active
    Federal Reserve ID: 615459
    Bank Holding Company (Regulatory Top Holder): Mbt Bancshares, Inc. (RSSDID: 2655534, Location: Kansas City, MO)
    Date Established: October 20, 1933
    WWW: http://www.mobank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: Yes)
    OTS Docket #: 14683
    FDIC's unique #: 6030
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 12, 2010
    Last Structure Change Process Date: August 12, 2010
    Last Data Update: August 12, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 1044 Main Street, Kansas City, MO 64105
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $465.9 mil
    Equity capital: $32.6 mil
    Deposits held in domestic offices: $421.3 mil
    Return on assets (ROA): 1.09% ($5.1 mil)
    Quarterly return on assets: 1.16% ($5.4 mil)
    Return on Equity (ROE): 15.34% ($5.1 mil)
    Quarterly return on equity: 16.27% ($5.4 mil)
    Net income: $4.8 mil
    Quarterly Net income: $1.3 mil
    Pretax return on assets: 1.10% ($5,125.2 mil)
    Quarterly Pretax return on assets: 1.17% ($5,451.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 88Total employees (full-time equivalent)
  • $465,929Total assets
  • $56,972Cash and due from depository institutions
  • $46,732Interest-bearing balances
  • $58,797Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $332,869Net loans & leases
  • $3,348Loan loss allowance
  • $0Trading account assets
  • $10,608Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $465,929Life insurance assets
  • $6,683All other assets
  • $433,310Total liabilities and capital
  • $421,337Total liabilities
  • $281,036Total deposits
  • $421,337Interest-bearing deposits
  • $69Deposits held in domestic offices
  • 1541.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,000Trading liabilities
  • $0Other borrowed funds
  • $432Subordinated debt
  • $32,619All other liabilities
  • $32,619Total equity capital
  • $32,619Total bank equity capital
  • $0Perpetual preferred stock
  • $448Common stock
  • $9,342Surplus
  • $22,829Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $566Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,395Income earned, not collected on loans
  • $0Earning assets
  • $3,167Long-term assets (5+ years)
  • $438,398Average Assets, year-to-date
  • $53,211Average Assets, quarterly
  • $439,947Volatile liabilities
  • $450,814Insider loans
  • $337,622FHLB advances
  • $446,683Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $31,647Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $52,445Restructured Loans and leases
  • $10,426Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $17,711Total interest income
  • $2,920Total interest expense
  • $14,791Net interest income
  • $514Provision for loan and lease losses
  • $3,735Total noninterest income
  • $0Fiduciary activities
  • $706Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,029Additional noninterest income
  • $13,256Total noninterest expense
  • $7,472Salaries and employee benefits
  • $1,423Premises and equipment expense
  • $4,361Additional noninterest expense
  • $4,756Pre-tax net operating income
  • $0Securities gains (losses)
  • $30Applicable income taxes
  • $4,726Income before extraordinary items
  • $71Extraordinary gains - net
  • $4,797Net income attributable to bank
  • $0Net charge-offs
  • $4,797Cash dividends
  • $286Sale, conversion, retirement of capital stock, net
  • $3,322Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.27%Yield on earning assets
  • 0.70%Cost of funding earning assets
  • 3.57%Net interest margin
  • 0.90%Noninterest income to earning assets
  • 3.20%Noninterest expense to earning assets
  • 1.07%Net operating income to assets
  • 1.09%Return on assets (ROA)
  • 1.10%Pretax return on assets
  • 15.34%Return on equity (ROE)
  • 4.72%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 179.72%Credit loss provision to net charge-offs
  • 18.43%Efficiency ratio
  • 71,553Assets per employee
  • 5.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 69.25%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 240.00%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.41%Net loans and leases to deposits
  • 79.00%Net loans and leases to core deposits
  • 85.08%Equity capital to assets
  • 7.00%Core capital (leverage) ratio
  • 7.08%Tier 1 risk-based capital ratio
  • 9.37%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $439,947Average earning assets
  • $31,280Average equity
  • $414,662Average loans

Total Fiduciary and Related Assets (December 31, 2002)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $3,295Managed Assets
  • 1Number of Accounts
  • $1Personal trust and agency accounts
  • $1Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 6Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $3,294Other retirement accounts
  • $0Corporate trust and agency accounts
  • $141Other fiduciary accounts
  • $3,153Fiduciary accounts held in foreign offices

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    4359894Prairie Village Branch4140 West 71st Street, Prairie Village, KS 66208November 21, 2000Full Service Brick and Mortar
  • 3 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06030Missouri Bank And Trust Company Of K1044 Main Street, Kansas City, MO 64105October 20, 1933Full Service Brick and Mortar
    5466650Southwest Blvd Branch125 Southwest Blvd, Kansas City, MO 64108April 02, 2007Full Service Brick and Mortar
    6505440Brookside Branch7 West 62nd Terrace, Kansas City, MO 64113Febuary 22, 2010Full Service Brick and Mortar

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