The Stissing National Bank of Pine Plains in city_name, state_name

The Stissing National Bank of Pine Plains in Pine Plains, New York (NY)
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The Stissing National Bank of Pine Plains - Overview

General
FDIC Certificate #: 7251
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank of Millbrook (#618)
Federal Reserve ID: 738611
Date Established: October 10, 1839
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Interstate: No)
FDIC's unique #: 4775
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 01, 2010
Last Structure Change Process Date: January 13, 2011
Last Data Update: January 13, 2011
Data Source Date: April 05, 2012
Location
Address: 2971 Church Street, Pine Plains, NY 12567
County: Dutchess
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Syracuse
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Dutchess County, NY (#2281)
Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
Core Based Statistical Area (CBSA): Poughkeepsie-Newburgh-Middletown, NY (#39100)
CBSA Metro Statistical Area: Poughkeepsie-Newburgh-Middletown, NY (#39100)
Financial Summary
Total assets: $44.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

Dollar figures in thousands
20Total employees (full-time equivalent)
$42,039Total assets
$2,250Cash and due from depository institutions
$100Interest-bearing balances
$8,127Securities
$0Federal funds sold & reverse repurchase agreements
$29,749Net loans & leases
$184Loan loss allowance
$0Trading account assets
$1,095Bank premises and fixed assets
$99Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$719All other assets
$42,039Total liabilities and capital
$38,188Total liabilities
$37,527Total deposits
$24,265Interest-bearing deposits
$37,527Deposits held in domestic offices
94.97%% insured (estimated)
$600Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$61All other liabilities
$3,851Total equity capital
$3,851Total bank equity capital
$3,851Perpetual preferred stock
$0Common stock
$210Surplus
$210Undivided profits
Memoranda
$3,431Noncurrent loans and leases
$3,421Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$259Earning assets
$0Long-term assets (5+ years)
$161Average Assets, year-to-date
$37,976Average Assets, quarterly
$9,135Volatile liabilities
$42,133Insider loans
$43,127FHLB advances
$3,558Loans and leases held for sale
$790Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$175Total risk weighted assets
$3,421Total unused commitments
$0Restructured Loans and leases
$204Derivatives

Income and Expense (December 31, 2009)

Dollar figures in thousands
$1,794Total interest income
$185Total interest expense
$1,609Net interest income
$210Provision for loan and lease losses
$487Total noninterest income
$0Fiduciary activities
$258Service charges on deposit accounts
$0Trading account gains & fees
$229Additional noninterest income
$1,872Total noninterest expense
$978Salaries and employee benefits
$260Premises and equipment expense
$634Additional noninterest expense
$14Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$14Income before extraordinary items
$0Extraordinary gains - net
$14Net income attributable to bank
$0Net charge-offs
$14Cash dividends
$154Sale, conversion, retirement of capital stock, net
$226Net operating income

Performance and Condition Ratios (December 31, 2009)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.66%Yield on earning assets
0.48%Cost of funding earning assets
4.18%Net interest margin
1.26%Noninterest income to earning assets
4.86%Noninterest expense to earning assets
0.03%Net operating income to assets
0.03%Return on assets (ROA)
0.03%Pretax return on assets
0.35%Return on equity (ROE)
-5.33%Retained earnings to average equity (YTD only)
0.51%Net charge-offs to loans
136.36%Credit loss provision to net charge-offs
1.45%Efficiency ratio
89,313Assets per employee
2.10%Cash dividends to net income (YTD only)
Condition Ratios (%)
1614.29%Loss allowance to loans
0.61%Loss allowance to noncurrent loans
71.04%Noncurrent assets plus other real estate owned to assets
0.85%Noncurrent loans to loans
0.87%Net loans and leases to deposits
79.27%Net loans and leases to core deposits
86.06%Equity capital to assets
9.16%Core capital (leverage) ratio
8.75%Tier 1 risk-based capital ratio
14.53%Total risk-based capital ratio
Memoranda
$15Average assets
$42,133Average earning assets
$3,979Average equity
$38,519Average loans

The Stissing National Bank of Pine Plains in Pine Plains, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Stissing National Bank of Pine Plains - Overview

Assets and Liabilities (December 31, 2009)

Income and Expense (December 31, 2009)

Performance and Condition Ratios (December 31, 2009)

Comment about this bank, ask questions, or add new information about it:

The Stissing National Bank of Pine Plains in Pine Plains, New York (NY)Overview, Financial Summary, Detailed Financial Reports, Branches

The Stissing National Bank of Pine Plains - Overview

Assets and Liabilities (December 31, 2009)

Income and Expense (December 31, 2009)

Performance and Condition Ratios (December 31, 2009)

Comment about this bank, ask questions, or add new information about it:

The Stissing National Bank of Pine Plains in Pine Plains, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches