The Trego-WaKeeney State Bank in Wakeeney, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Trego-WaKeeney State Bank - Overview

  • General
  • FDIC Certificate #: 16971
    Status: Active
    Federal Reserve ID: 612159
    Bank Holding Company (Regulatory Top Holder): Stockton Bancshares, Inc. (RSSDID: 1060131, Location: Stockton, KS)
    Date Established: January 02, 1951
    WWW: http://www.twsbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 11047
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 02, 1951
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 134 N Main Street, Wakeeney, KS 67672
    County: Trego
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $62.2 mil
    Equity capital: $5.8 mil
    Deposits held in domestic offices: $56.3 mil
    Return on assets (ROA): 1.12% ($0.7 mil)
    Quarterly return on assets: 1.13% ($0.7 mil)
    Return on Equity (ROE): 11.26% ($0.7 mil)
    Quarterly return on equity: 11.40% ($0.7 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.17% ($727.6 mil)
    Quarterly Pretax return on assets: 1.20% ($746.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $62,184Total assets
  • $6,858Cash and due from depository institutions
  • $5,280Interest-bearing balances
  • $17,578Securities
  • $9,069Federal funds sold & reverse repurchase agreements
  • $27,992Net loans & leases
  • $629Loan loss allowance
  • $0Trading account assets
  • $56Bank premises and fixed assets
  • $0Other real estate owned
  • $3Goodwill and other intangibles
  • $62,184Life insurance assets
  • $628All other assets
  • $56,355Total liabilities and capital
  • $56,279Total liabilities
  • $47,229Total deposits
  • $56,279Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $76Subordinated debt
  • $5,829All other liabilities
  • $5,829Total equity capital
  • $5,829Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $1,000Surplus
  • $4,679Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8Income earned, not collected on loans
  • $0Earning assets
  • $305Long-term assets (5+ years)
  • $59,919Average Assets, year-to-date
  • $5,396Average Assets, quarterly
  • $58,335Volatile liabilities
  • $59,362Insider loans
  • $33,304FHLB advances
  • $58,320Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,669Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,519Restructured Loans and leases
  • $849Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,951Total interest income
  • $153Total interest expense
  • $1,798Net interest income
  • $50Provision for loan and lease losses
  • $69Total noninterest income
  • $0Fiduciary activities
  • $52Service charges on deposit accounts
  • $0Trading account gains & fees
  • $17Additional noninterest income
  • $1,136Total noninterest expense
  • $636Salaries and employee benefits
  • $91Premises and equipment expense
  • $409Additional noninterest expense
  • $681Pre-tax net operating income
  • $0Securities gains (losses)
  • $27Applicable income taxes
  • $654Income before extraordinary items
  • $0Extraordinary gains - net
  • $654Net income attributable to bank
  • $0Net charge-offs
  • $654Cash dividends
  • $5Sale, conversion, retirement of capital stock, net
  • $525Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.51%Yield on earning assets
  • 0.28%Cost of funding earning assets
  • 3.23%Net interest margin
  • 0.12%Noninterest income to earning assets
  • 2.04%Noninterest expense to earning assets
  • 1.12%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.17%Pretax return on assets
  • 11.26%Return on equity (ROE)
  • 2.22%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 1000.00%Credit loss provision to net charge-offs
  • 146.20%Efficiency ratio
  • 59,829Assets per employee
  • 5.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 80.28%Loss allowance to loans
  • 2.20%Loss allowance to noncurrent loans
  • 7862.50%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.03%Net loans and leases to deposits
  • 49.74%Net loans and leases to core deposits
  • 52.33%Equity capital to assets
  • 9.37%Core capital (leverage) ratio
  • 9.72%Tier 1 risk-based capital ratio
  • 17.02%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $58,335Average earning assets
  • $5,810Average equity
  • $55,604Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011047The Trego-Wakeeney State Bank134 N Main Street, Wakeeney, KS 67672January 02, 1951Full Service Brick and Mortar

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