Farmers and Merchants Bank of Hill City in Hill City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Farmers and Merchants Bank of Hill City in Hill City, Kansas (KS)
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Farmers and Merchants Bank of Hill City - Overview

  • General
  • FDIC Certificate #: 27178
    Status: Active
    Federal Reserve ID: 1166435
    Bank Holding Company (Regulatory Top Holder): Stockton Bancshares, Inc. (RSSDID: 1060131, Location: Stockton, KS)
    Date Established: Febuary 18, 1988
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 39018
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: Febuary 18, 1988
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 120 East Main Street, Hill City, KS 67642
    County: Graham
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $41.7 mil
    Equity capital: $4.6 mil
    Deposits held in domestic offices: $36.9 mil
    Return on assets (ROA): 0.37% ($0.2 mil)
    Quarterly return on assets: 0.34% ($0.1 mil)
    Return on Equity (ROE): 3.19% ($0.2 mil)
    Quarterly return on equity: 2.92% ($0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.38% ($158.4 mil)
    Quarterly Pretax return on assets: 0.39% ($162.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $41,682Total assets
  • $6,540Cash and due from depository institutions
  • $4,877Interest-bearing balances
  • $5,685Securities
  • $2,582Federal funds sold & reverse repurchase agreements
  • $25,505Net loans & leases
  • $460Loan loss allowance
  • $0Trading account assets
  • $553Bank premises and fixed assets
  • $0Other real estate owned
  • $66Goodwill and other intangibles
  • $41,682Life insurance assets
  • $751All other assets
  • $37,053Total liabilities and capital
  • $36,885Total liabilities
  • $30,465Total deposits
  • $36,885Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $117Trading liabilities
  • $0Other borrowed funds
  • $51Subordinated debt
  • $4,629All other liabilities
  • $4,629Total equity capital
  • $4,629Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $650Surplus
  • $3,379Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $502Income earned, not collected on loans
  • $0Earning assets
  • $434Long-term assets (5+ years)
  • $38,649Average Assets, year-to-date
  • $2,303Average Assets, quarterly
  • $40,122Volatile liabilities
  • $40,486Insider loans
  • $28,773FHLB advances
  • $40,478Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,542Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,986Restructured Loans and leases
  • $27Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,679Total interest income
  • $239Total interest expense
  • $1,440Net interest income
  • $157Provision for loan and lease losses
  • $170Total noninterest income
  • $0Fiduciary activities
  • $126Service charges on deposit accounts
  • $0Trading account gains & fees
  • $44Additional noninterest income
  • $1,301Total noninterest expense
  • $644Salaries and employee benefits
  • $207Premises and equipment expense
  • $450Additional noninterest expense
  • $152Pre-tax net operating income
  • $0Securities gains (losses)
  • $5Applicable income taxes
  • $147Income before extraordinary items
  • $0Extraordinary gains - net
  • $147Net income attributable to bank
  • $0Net charge-offs
  • $147Cash dividends
  • -$16Sale, conversion, retirement of capital stock, net
  • $125Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.49%Yield on earning assets
  • 0.64%Cost of funding earning assets
  • 3.85%Net interest margin
  • 0.45%Noninterest income to earning assets
  • 3.48%Noninterest expense to earning assets
  • 0.37%Net operating income to assets
  • 0.37%Return on assets (ROA)
  • 0.38%Pretax return on assets
  • 3.19%Return on equity (ROE)
  • 0.48%Retained earnings to average equity (YTD only)
  • -0.06%Net charge-offs to loans
  • -981.25%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 78,882Assets per employee
  • 3.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.03%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 91.63%Noncurrent assets plus other real estate owned to assets
  • 1.20%Noncurrent loans to loans
  • 1.93%Net loans and leases to deposits
  • 69.15%Net loans and leases to core deposits
  • 70.80%Equity capital to assets
  • 11.11%Core capital (leverage) ratio
  • 11.22%Tier 1 risk-based capital ratio
  • 15.79%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $40,122Average earning assets
  • $4,613Average equity
  • $37,408Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    039018Farmers And Merchants Bank Of Hill C120 East Main Street, Hill City, KS 67642Febuary 18, 1988Full Service Brick and Mortar
    39577Bogue BranchMain And Hummingbird Streets, Bogue, KS 67625October 09, 1909Full Service Brick and Mortar

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