The Turbotville National Bank in Turbotville, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Turbotville National Bank - Overview

  • General
  • FDIC Certificate #: 7789
    Status: Active
    Federal Reserve ID: 906410
    Bank Holding Company (Regulatory Top Holder): Turbotville National Bancorp, Inc. (RSSDID: 1142813, Location: Turbotville, PA)
    Date Established: January 01, 1910
    WWW: http://www.ttnb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 10448
    FDIC's unique #: 5022
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 30, 2006
    Last Structure Change Process Date: October 30, 2006
    Last Data Update: October 30, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 4710 State Route 54, Turbotville, PA 17772
    County: Northumberland
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Combined Statistical Area (CSA): Sunbury-Lewisburg-Selinsgrove, PA (#526)
    Core Based Statistical Area (CBSA): Sunbury, PA (#44980)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $118.7 mil
    Equity capital: $17.2 mil
    Deposits held in domestic offices: $98.4 mil
    Return on assets (ROA): 1.30% ($1.5 mil)
    Quarterly return on assets: 1.45% ($1.7 mil)
    Return on Equity (ROE): 9.43% ($1.6 mil)
    Quarterly return on equity: 10.08% ($1.7 mil)
    Net income: $1.5 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.59% ($1,886.9 mil)
    Quarterly Pretax return on assets: 1.49% ($1,768.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $118,672Total assets
  • $5,057Cash and due from depository institutions
  • $0Interest-bearing balances
  • $49,726Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $61,399Net loans & leases
  • $818Loan loss allowance
  • $0Trading account assets
  • $262Bank premises and fixed assets
  • $50Other real estate owned
  • $0Goodwill and other intangibles
  • $118,672Life insurance assets
  • $2,178All other assets
  • $101,439Total liabilities and capital
  • $98,437Total liabilities
  • $89,183Total deposits
  • $98,437Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 1289.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $413Trading liabilities
  • $0Other borrowed funds
  • $1,300Subordinated debt
  • $17,233All other liabilities
  • $17,233Total equity capital
  • $17,233Total bank equity capital
  • $0Perpetual preferred stock
  • $125Common stock
  • $800Surplus
  • $16,308Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $719Income earned, not collected on loans
  • $0Earning assets
  • $538Long-term assets (5+ years)
  • $111,125Average Assets, year-to-date
  • $82,956Average Assets, quarterly
  • $117,479Volatile liabilities
  • $119,068Insider loans
  • $64,074FHLB advances
  • $119,480Loans and leases held for sale
  • $1,035Unused loan commitments
  • $1,035Tier 1 (core) risk-based capital
  • $16,017Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,357Restructured Loans and leases
  • $493Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,194Total interest income
  • $1,552Total interest expense
  • $3,642Net interest income
  • $86Provision for loan and lease losses
  • $396Total noninterest income
  • $0Fiduciary activities
  • $184Service charges on deposit accounts
  • $0Trading account gains & fees
  • $212Additional noninterest income
  • $2,131Total noninterest expense
  • $1,051Salaries and employee benefits
  • $76Premises and equipment expense
  • $1,004Additional noninterest expense
  • $1,821Pre-tax net operating income
  • $49Securities gains (losses)
  • $347Applicable income taxes
  • $1,523Income before extraordinary items
  • $1Extraordinary gains - net
  • $1,524Net income attributable to bank
  • $0Net charge-offs
  • $1,524Cash dividends
  • $34Sale, conversion, retirement of capital stock, net
  • $435Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.75%Yield on earning assets
  • 1.42%Cost of funding earning assets
  • 3.33%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 1.95%Noninterest expense to earning assets
  • 1.26%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 1.59%Pretax return on assets
  • 9.43%Return on equity (ROE)
  • 6.74%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 252.94%Credit loss provision to net charge-offs
  • 56.09%Efficiency ratio
  • 52,774Assets per employee
  • 6.59%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 28.54%Loss allowance to loans
  • 1.31%Loss allowance to noncurrent loans
  • 113.77%Noncurrent assets plus other real estate owned to assets
  • 0.65%Noncurrent loans to loans
  • 1.16%Net loans and leases to deposits
  • 62.37%Net loans and leases to core deposits
  • 64.08%Equity capital to assets
  • 14.52%Core capital (leverage) ratio
  • 13.41%Tier 1 risk-based capital ratio
  • 25.00%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $117,479Average earning assets
  • $16,168Average equity
  • $109,268Average loans

List of branches

  • 1 Pennsylvania Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05022The Turbotville National Bank4710 State Route 54, Turbotville, PA 17772January 01, 1910Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Turbotville National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents