The Turbotville National Bank in Turbotville, Pennsylvania (PA)

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The Turbotville National Bank routing number info

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The Turbotville National Bank
GeneralFDIC Certificate #: 7789
Status: Active
Federal Reserve ID: 906410
Bank Holding Company (Regulatory Top Holder): Turbotville National Bancorp, Inc. (RSSDID: 1142813, Location: Turbotville, PA)
Date Established: January 01, 1910
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 10448
FDIC's unique #: 5022
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 30, 2006
Last Structure Change Process Date: October 30, 2006
Last Data Update: October 30, 2006
Data Source Date: April 05, 2012
LocationAddress: 4710 State Route 54, Turbotville, PA 17772
County: Northumberland
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Harrisburg
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Combined Statistical Area (CSA): Sunbury-Lewisburg-Selinsgrove, PA (#526)
Core Based Statistical Area (CBSA): Sunbury, PA (#44980)
CBSA Micro Statistical Area: Yes
Financial SummaryTotal assets: $118.7 mil
Equity capital: $17.2 mil
Deposits held in domestic offices: $98.4 mil
Return on assets (ROA): 1.30% ($1.5 mil)
Quarterly return on assets: 1.45% ($1.7 mil)
Return on Equity (ROE): 9.43% ($1.6 mil)
Quarterly return on equity: 10.08% ($1.7 mil)
Net income: $1.5 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.59% ($1,886.9 mil)
Quarterly Pretax return on assets: 1.49% ($1,768.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)18
Total assets$118,672
Cash and due from depository institutions$5,057
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$61,399
Loan loss allowance $818
Trading account assets$0
Bank premises and fixed assets$262
Other real estate owned$50
Goodwill and other intangibles$0
All other assets$2,178
Life insurance assets$118,672
Total liabilities and capital$101,439
Total liabilities$98,437
Total deposits$89,183
Interest-bearing deposits$98,437
Deposits held in domestic offices$98
% insured (estimated)1289.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$413
Other borrowed funds $0
Subordinated debt $1,300
All other liabilities $17,233
Total equity capital$17,233
Total bank equity capital$17,233
Perpetual preferred stock$0
Common stock$125
Undivided profits $16,308
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $719
Earning assets $0
Long-term assets (5+ years) $538
Average Assets, year-to-date $111,125
Average Assets, quarterly $82,956
Volatile liabilities $117,479
Insider loans $119,068
FHLB advances $64,074
Loans and leases held for sale $119,480
Unused loan commitments $1,035
Tier 1 (core) risk-based capital $1,035
Tier 2 risk-based capital $16,017
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $3,357
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $5,194
Total interest expense $1,552
Net interest income $3,642
Provision for loan and lease losses $86
Total noninterest income $396
Fiduciary activities $0
Service charges on deposit accounts $184
Trading account gains & fees $0
Additional noninterest income $212
Total noninterest expense $2,131
Salaries and employee benefits $1,051
Premises and equipment expense $76
Additional noninterest expense $1,004
Pre-tax net operating income $1,821
Securities gains (losses) $49
Applicable income taxes $347
Income before extraordinary items $1,523
Extraordinary gains - net $1
Net income attributable to bank $1,524
Net charge-offs $0
Cash dividends $1,524
Sale, conversion, retirement of capital stock, net $34
Net operating income $435
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.75%
Cost of funding earning assets 1.42%
Net interest margin 3.33%
Noninterest income to earning assets 0.36%
Noninterest expense to earning assets 1.95%
Net operating income to assets 1.26%
Return on assets (ROA) 1.30%
Pretax return on assets 1.59%
Return on equity (ROE) 9.43%
Retained earnings to average equity (YTD only) 6.74%
Net charge-offs to loans 0.06%
Credit loss provision to net charge-offs 252.94%
Efficiency ratio56.09%
Assets per employee$52,774
Cash dividends to net income (YTD only)6.59%
Condition Ratios (%)
Loss allowance to loans 28.54%
Loss allowance to noncurrent loans 1.31%
Noncurrent assets plus other real estate owned to assets 113.77%
Noncurrent loans to loans 0.65%
Net loans and leases to deposits1.16%
Net loans and leases to core deposits 62.37%
Equity capital to assets 64.08%
Core capital (leverage) ratio 14.52%
Tier 1 risk-based capital ratio 13.41%
Total risk-based capital ratio 25.00%
Average assets$26
Average earning assets$117,479
Average equity $16,168
Average loans $109,268
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1 Pennsylvania Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
05022The Turbotville National Bank4710 State Route 54, Turbotville, PA 17772January 01, 1910Full Service Brick and Mortar
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