The Village Bank of St. Louis County in Ballwin, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 29, 1994

  • The Village Bank of St. Louis County in Ballwin, Missouri (MO)
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The Village Bank of St. Louis County - Overview

  • General
  • FDIC Certificate #: 27141
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Colonial Bank (#19587)
    Federal Reserve ID: 1161793
    Date Established: December 31, 1987
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 10504
    FDIC's unique #: 38854
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 31, 1987
    Last Structure Change Effective Date: January 29, 1994
    Last Structure Change Process Date: Febuary 24, 1994
    Last Data Update: Febuary 24, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 16415 Village Plaza View Drive, Ballwin, MO 63011
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $24.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $12Total assets
  • $24,702Cash and due from depository institutions
  • $1,299Interest-bearing balances
  • $0Securities
  • $4,503Federal funds sold & reverse repurchase agreements
  • $4,700Net loans & leases
  • $13,114Loan loss allowance
  • $141Trading account assets
  • $0Bank premises and fixed assets
  • $859Other real estate owned
  • $0Goodwill and other intangibles
  • $227Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $24,702Total liabilities
  • $22,497Total deposits
  • $22,468Interest-bearing deposits
  • $16,575Deposits held in domestic offices
  • 22468.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $29Total equity capital
  • $29Total bank equity capital
  • $2,205Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $1,750Undivided profits
  • Memoranda
  • $-545Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $180Income earned, not collected on loans
  • $63Earning assets
  • $22,317Long-term assets (5+ years)
  • $270Average Assets, year-to-date
  • $23,996Average Assets, quarterly
  • $24,332Volatile liabilities
  • $772Insider loans
  • $1,166FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $4,168Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,205Total risk weighted assets
  • $14,709Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,377Total interest expense
  • $591Net interest income
  • $786Provision for loan and lease losses
  • $0Total noninterest income
  • $262Fiduciary activities
  • $0Service charges on deposit accounts
  • $70Trading account gains & fees
  • $0Additional noninterest income
  • $192Total noninterest expense
  • $984Salaries and employee benefits
  • $430Premises and equipment expense
  • $134Additional noninterest expense
  • $420Pre-tax net operating income
  • $64Securities gains (losses)
  • $1Applicable income taxes
  • $5Income before extraordinary items
  • $60Extraordinary gains - net
  • $0Net income attributable to bank
  • $60Net charge-offs
  • $1Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.34%Cost of funding earning assets
  • 2.72%Net interest margin
  • 3.62%Noninterest income to earning assets
  • 1.21%Noninterest expense to earning assets
  • 4.53%Net operating income to assets
  • 0.25%Return on assets (ROA)
  • 0.25%Pretax return on assets
  • 0.27%Return on equity (ROE)
  • 2.75%Retained earnings to average equity (YTD only)
  • 2.75%Net charge-offs to loans
  • 0.01%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 93,893Assets per employee
  • 2.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.06%Loss allowance to noncurrent loans
  • 78.33%Noncurrent assets plus other real estate owned to assets
  • 0.73%Noncurrent loans to loans
  • 1.36%Net loans and leases to deposits
  • 58.37%Net loans and leases to core deposits
  • 60.44%Equity capital to assets
  • 8.93%Core capital (leverage) ratio
  • 9.00%Tier 1 risk-based capital ratio
  • 14.99%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $23,996Average earning assets
  • $2,178Average equity
  • $21,733Average loans

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