The Wilmington Savings Bank in Wilmington, Ohio (OH)
Other nearby banks:
Show street view
No street view available for this location
The Wilmington Savings Bank routing number info
Table of contents:
| The Wilmington Savings Bank | |
|---|---|
| General | FDIC Certificate #: 31539 Status: Active Federal Reserve ID: 87476 Date Established: January 01, 1890 WWW: http://www.wilmingtonsavings.com Trust Powers Granted: No Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 7147 FDIC's unique #: 44373 Numeric code: 42 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: November 09, 1967 Last Structure Change Effective Date: April 03, 2012 Last Structure Change Process Date: April 03, 2012 Last Data Update: April 03, 2012 Data Source Date: April 05, 2012 |
| Location | Address: 184 North South Street, Wilmington, OH 45177 County: Clinton Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Cincinnati Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178) Core Based Statistical Area (CBSA): Wilmington, OH (#48940) CBSA Micro Statistical Area: Yes |
| Financial Summary | Total assets: $208.3 mil Equity capital: $30.1 mil Deposits held in domestic offices: $139.9 mil Return on assets (ROA): -1.70% (-$3.5 mil) Quarterly return on assets: -1.30% (-$2.7 mil) Return on Equity (ROE): -11.14% (-$3.3 mil) Quarterly return on equity: -8.70% (-$2.6 mil) Net income: -$3.5 mil Quarterly Net income: -$0.7 mil Pretax return on assets: -2.58% (-$5,373.2 mil) Quarterly Pretax return on assets: -2.17% (-$4,519.4 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 17 |
| Total assets | $208,265 |
| Cash and due from depository institutions | $36,741 |
| Interest-bearing balances | $35,898 |
| Securities | $0 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $159,394 |
| Loan loss allowance | $10,199 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $571 |
| Other real estate owned | $2,665 |
| Goodwill and other intangibles | $3 |
| All other assets | $8,891 |
| Life insurance assets | $208,265 |
| Total liabilities and capital | $178,207 |
| Total liabilities | $139,907 |
| Total deposits | $134,175 |
| Interest-bearing deposits | $139,907 |
| Deposits held in domestic offices | $95 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $37,649 |
| Other borrowed funds | $0 |
| Subordinated debt | $651 |
| All other liabilities | $30,058 |
| Total equity capital | $30,058 |
| Total bank equity capital | $30,058 |
| Perpetual preferred stock | $0 |
| Common stock | $0 |
| Surplus | $775 |
| Undivided profits | $29,283 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $25,262 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $780 |
| Average Assets, year-to-date | $195,292 |
| Average Assets, quarterly | $92,624 |
| Volatile liabilities | $206,328 |
| Insider loans | $203,393 |
| FHLB advances | $124,916 |
| Loans and leases held for sale | $209,824 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $28,982 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $5,729 |
| Derivatives | $447 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $10,129 |
| Total interest expense | $2,727 |
| Net interest income | $7,402 |
| Provision for loan and lease losses | $8,631 |
| Total noninterest income | $305 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $87 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $218 |
| Total noninterest expense | $4,390 |
| Salaries and employee benefits | $1,772 |
| Premises and equipment expense | $188 |
| Additional noninterest expense | $2,430 |
| Pre-tax net operating income | -$5,314 |
| Securities gains (losses) | $0 |
| Applicable income taxes | -$1,807 |
| Income before extraordinary items | -$3,507 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | -$3,507 |
| Net charge-offs | $0 |
| Cash dividends | -$3,507 |
| Sale, conversion, retirement of capital stock, net | $6,217 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 5.26% |
| Cost of funding earning assets | 1.42% |
| Net interest margin | 3.85% |
| Noninterest income to earning assets | 0.16% |
| Noninterest expense to earning assets | 2.28% |
| Net operating income to assets | -1.70% |
| Return on assets (ROA) | -1.70% |
| Pretax return on assets | -2.58% |
| Return on equity (ROE) | -11.14% |
| Retained earnings to average equity (YTD only) | -11.14% |
| Net charge-offs to loans | 3.45% |
| Credit loss provision to net charge-offs | 138.83% |
| Efficiency ratio | 0.53% |
| Assets per employee | $56,961 |
| Cash dividends to net income (YTD only) | 12.25% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 6.01% |
| Noncurrent assets plus other real estate owned to assets | 40.37% |
| Noncurrent loans to loans | 13.41% |
| Net loans and leases to deposits | 14.90% |
| Net loans and leases to core deposits | 113.93% |
| Equity capital to assets | 161.87% |
| Core capital (leverage) ratio | 14.43% |
| Tier 1 risk-based capital ratio | 13.81% |
| Total risk-based capital ratio | 23.20% |
| Memoranda | |
| Average assets | $25 |
| Average earning assets | $206,328 |
| Average equity | $31,475 |
| Average loans | $192,463 |
| Bank Assets Sold and Securitized (December 31, 2011) (Dollar figures in thousands) | |
| Principal balance with servicing or other recourse retained | |
| 1-4 family residential loans | $262 |
| Home equity lines | $0 |
| Credit cards receivables | $0 |
| Auto loans | $0 |
| Other consumer loans | $0 |
| Commercial and industrial loans | $0 |
| All other loans and all leases | $387 |
| Recoveries on Assets Sold and Securitized (included in principal balance and YTD only) | |
| 1-4 family residential loans | $262 |
| Home equity lines | $0 |
| Credit cards receivables | $0 |
| Auto loans | $0 |
| Other consumer loans | $0 |
| Commercial and industrial loans | $0 |
| All other loans and all leases | $387 |
| Established by other institutions | |
| 1-4 family residential loans | $262 |
| Home equity lines | $0 |
| Credit cards receivables | $0 |
| Auto loans | $0 |
| Other consumer loans | $0 |
| Commercial and industrial loans | $0 |
| 1 Ohio Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 44373 | The Wilmington Savings Bank | 184 North South Street, Wilmington, OH 45177 | January 01, 1890 | Full Service Brick and Mortar |  |
User Contributions:
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Wilmington Savings Bank.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.