TheBank in city_name, state_name - Detailed Financial Reports, Location

TheBank in Belton, South Carolina (SC)
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TheBank - Overview

General
FDIC Certificate #: 34303
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: CapitalBank (#27426)
Federal Reserve ID: 2506177
Date Established: March 25, 1997
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 4 (Interstate: No)
OTS Docket #: 14524
FDIC's unique #: 57062
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 25, 1997
Last Structure Change Effective Date: January 01, 2001
Last Structure Change Process Date: May 08, 2001
Last Data Update: May 08, 2001
Data Source Date: April 05, 2012
Location
Address: 711 Anderson Street, Belton, SC 29627
County: Anderson
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Columbia Sc
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Greenville-Spartanburg-Anderson, SC (#3160)
Combined Statistical Area (CSA): Greenville-Spartanburg-Anderson, SC (#273)
Core Based Statistical Area (CBSA): Anderson, SC (#11340)
CBSA Metro Statistical Area: Anderson, SC (#11340)
Financial Summary
Total assets: $82.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
23Total employees (full-time equivalent)
$82,907Total assets
$1,203Cash and due from depository institutions
$19Interest-bearing balances
$36,019Securities
$0Federal funds sold & reverse repurchase agreements
$41,101Net loans & leases
$442Loan loss allowance
$0Trading account assets
$1,213Bank premises and fixed assets
$0Other real estate owned
$2,111Goodwill and other intangibles
$0Life insurance assets
$1,260All other assets
$82,907Total liabilities and capital
$74,741Total liabilities
$62,944Total deposits
$58,895Interest-bearing deposits
$62,944Deposits held in domestic offices
0.00%% insured (estimated)
$1,345Federal funds purchased & repurchase agreements
$0Trading liabilities
$10,000Other borrowed funds
$0Subordinated debt
$452All other liabilities
$8,166Total equity capital
$8,166Total bank equity capital
$8,166Perpetual preferred stock
$0Common stock
$1,750Surplus
$6,275Undivided profits
Memoranda
$141Noncurrent loans and leases
$3,708Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$8Earning assets
$0Long-term assets (5+ years)
$280Average Assets, year-to-date
$77,139Average Assets, quarterly
$23,729Volatile liabilities
$82,844Insider loans
$82,280FHLB advances
$13,903Loans and leases held for sale
$1,405Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,708Total unused commitments
$0Restructured Loans and leases
$442Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$5,880Total interest income
$3,720Total interest expense
$2,160Net interest income
$66Provision for loan and lease losses
$253Total noninterest income
$0Fiduciary activities
$191Service charges on deposit accounts
$0Trading account gains & fees
$62Additional noninterest income
$2,173Total noninterest expense
$740Salaries and employee benefits
$266Premises and equipment expense
$1,167Additional noninterest expense
$174Pre-tax net operating income
$0Securities gains (losses)
-$10Applicable income taxes
$184Income before extraordinary items
$0Extraordinary gains - net
$184Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$44Sale, conversion, retirement of capital stock, net
$225Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.64%Yield on earning assets
4.83%Cost of funding earning assets
2.81%Net interest margin
0.33%Noninterest income to earning assets
2.82%Noninterest expense to earning assets
0.22%Net operating income to assets
0.22%Return on assets (ROA)
0.21%Pretax return on assets
2.39%Return on equity (ROE)
-0.53%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
150.00%Credit loss provision to net charge-offs
5.45%Efficiency ratio
81,392Assets per employee
3.60%Cash dividends to net income (YTD only)
Condition Ratios (%)
122.28%Loss allowance to loans
1.06%Loss allowance to noncurrent loans
5525.00%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.02%Net loans and leases to deposits
65.30%Net loans and leases to core deposits
81.57%Equity capital to assets
9.85%Core capital (leverage) ratio
7.86%Tier 1 risk-based capital ratio
14.68%Total risk-based capital ratio
Memoranda
$16Average assets
$82,844Average earning assets
$7,693Average equity
$76,973Average loans

TheBank in Belton, South Carolina (SC)
Overview, Financial Summary, Detailed Financial Reports, Branches

TheBank - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

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TheBank in Belton, South Carolina (SC)Overview, Financial Summary, Detailed Financial Reports, Branches

TheBank - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

TheBank in Belton, South Carolina (SC)
Overview, Financial Summary, Detailed Financial Reports, Branches