Thrivent Financial Bank in city_name, state_name - Detailed Financial Reports, Location

Thrivent Financial Bank in Appleton, Wisconsin (WI), MN
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Thrivent Financial Bank - Overview

General
FDIC Certificate #: 34799
Status: Active
Federal Reserve ID: 2745529
Date Established: November 02, 1998
WWW: http://www.thrivent.combank/
Trust Powers Granted: Yes
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
Offices: 4 (Domestic: 4, Interstate: Yes)
OTS Docket #: 15054
FDIC's unique #: 61647
Numeric code: 33
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: November 02, 1998
Last Structure Change Effective Date: July 21, 2011
Last Structure Change Process Date: July 21, 2011
Last Data Update: July 21, 2011
Data Source Date: April 05, 2012
Location
Address: 2000 E Milestone Drive, Appleton, WI 54919
County: Outagamie
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Appleton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Appleton-Oshkosh-Neenah, WI (#460)
Combined Statistical Area (CSA): Appleton-Oshkosh-Neenah, WI (#118)
Core Based Statistical Area (CBSA): Appleton, WI (#11540)
CBSA Metro Statistical Area: Appleton, WI (#11540)
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $546.9 mil
Equity capital: $63.5 mil
Deposits held in domestic offices: $453.6 mil
Return on assets (ROA): 0.42% ($2.3 mil)
Quarterly return on assets: 0.49% ($2.7 mil)
Return on Equity (ROE): 3.76% ($2.4 mil)
Quarterly return on equity: 4.27% ($2.7 mil)
Net income: $2.3 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 0.71% ($3,883.1 mil)
Quarterly Pretax return on assets: 0.87% ($4,758.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
157Total employees (full-time equivalent)
$546,918Total assets
$13,836Cash and due from depository institutions
$13,011Interest-bearing balances
$82,261Securities
$7,093Federal funds sold & reverse repurchase agreements
$421,389Net loans & leases
$3,862Loan loss allowance
$0Trading account assets
$85Bank premises and fixed assets
$1,345Other real estate owned
$6,514Goodwill and other intangibles
$546,918Life insurance assets
$14,395All other assets
$483,458Total liabilities and capital
$453,558Total liabilities
$447,629Total deposits
$453,558Interest-bearing deposits
$88Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$23,000Trading liabilities
$0Other borrowed funds
$6,900Subordinated debt
$63,460All other liabilities
$63,460Total equity capital
$63,460Total bank equity capital
$0Perpetual preferred stock
$5,900Common stock
$47,277Surplus
$10,283Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,681Income earned, not collected on loans
$0Earning assets
$1,820Long-term assets (5+ years)
$523,754Average Assets, year-to-date
$0Average Assets, quarterly
$550,079Volatile liabilities
$546,321Insider loans
$410,946FHLB advances
$540,461Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$55,579Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$115,722Restructured Loans and leases
$2,354Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$25,791Total interest income
$4,706Total interest expense
$21,085Net interest income
$2,750Provision for loan and lease losses
$9,262Total noninterest income
$0Fiduciary activities
$53Service charges on deposit accounts
$0Trading account gains & fees
$9,209Additional noninterest income
$24,821Total noninterest expense
$12,738Salaries and employee benefits
$4,256Premises and equipment expense
$7,827Additional noninterest expense
$2,776Pre-tax net operating income
$1,142Securities gains (losses)
$1,589Applicable income taxes
$2,329Income before extraordinary items
$0Extraordinary gains - net
$2,329Net income attributable to bank
$0Net charge-offs
$2,329Cash dividends
$3,214Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.92%Yield on earning assets
0.90%Cost of funding earning assets
4.02%Net interest margin
1.77%Noninterest income to earning assets
4.73%Noninterest expense to earning assets
0.29%Net operating income to assets
0.42%Return on assets (ROA)
0.71%Pretax return on assets
3.76%Return on equity (ROE)
3.76%Retained earnings to average equity (YTD only)
0.74%Net charge-offs to loans
85.56%Credit loss provision to net charge-offs
1.72%Efficiency ratio
79,843Assets per employee
3.48%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.91%Loss allowance to noncurrent loans
104.92%Noncurrent assets plus other real estate owned to assets
0.92%Noncurrent loans to loans
0.87%Net loans and leases to deposits
92.91%Net loans and leases to core deposits
117.97%Equity capital to assets
11.60%Core capital (leverage) ratio
10.55%Tier 1 risk-based capital ratio
13.52%Total risk-based capital ratio
Memoranda
$14Average assets
$550,079Average earning assets
$61,900Average equity
$524,536Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$565,539Managed Assets
1Number of Accounts
$560,698Personal trust and agency accounts
$90,785Employee benefit-defined contribution accounts
$2,218Employee benefit-defined benefit accounts
$4,155Other retirement accounts
$147,307Corporate trust and agency accounts
$0Investment management agency accounts
$263,833Other fiduciary accounts
$52,400Fiduciary accounts held in foreign offices
$0Non-managed Assets
1404Number of Accounts
$0Personal trust and agency accounts
$147,307Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$4,841Other retirement accounts
$1,837Corporate trust and agency accounts
$0Other fiduciary accounts
$3,004Fiduciary accounts held in foreign offices

List of branches

2 Minnesota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
2	290531	5349 Lyndale Avenue Branch	5349 Lyndale Avenue South, Minneapolis, MN 55419	November 18, 1996	Full Service Brick and Mortar
3	464865	Minneapolis Office	625 Fourth Ave. S., Minneapolis, MN 55415	January 01, 2002	Full Service Brick and Mortar

2 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	61647	Thrivent Financial Bank	2000 E Milestone Drive, Appleton, WI 54919	November 02, 1998	Full Service Brick and Mortar
5	518693	4321 N. Ballard Rd. Branch	4321 N. Ballard Rd. Branch, Appleton, WI 54919	November 06, 2006	Full Service Retail

Thrivent Financial Bank in Appleton, Wisconsin (WI), MN
Overview, Financial Summary, Detailed Financial Reports, Branches

Thrivent Financial Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Thrivent Financial Bank in Appleton, Wisconsin (WI), MNOverview, Financial Summary, Detailed Financial Reports, Branches

Thrivent Financial Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Thrivent Financial Bank in Appleton, Wisconsin (WI), MN
Overview, Financial Summary, Detailed Financial Reports, Branches