TomatoBank, National Association in Diamond Bar, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • TomatoBank, National Association in Diamond Bar, California (CA)
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TomatoBank, National Association - Overview

  • General
  • FDIC Certificate #: 35474
    Status: Active
    Federal Reserve ID: 2943389
    Bank Holding Company (Regulatory Top Holder): Tfc Holding Company (RSSDID: 3009666, Location: Alhambra, CA)
    Date Established: September 29, 2000
    WWW: http://www.tomatobank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Domestic: 6, Interstate: No)
    FDIC's unique #: 80558
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: September 29, 2000
    Last Structure Change Effective Date: April 22, 2008
    Last Structure Change Process Date: April 22, 2008
    Last Data Update: April 22, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 1241 Grand Avenue, Suite K, Diamond Bar, CA 91765
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $416.3 mil
    Equity capital: $57.0 mil
    Deposits held in domestic offices: $358.3 mil
    Return on assets (ROA): 0.54% ($2.2 mil)
    Quarterly return on assets: -0.29% (-$1.2 mil)
    Return on Equity (ROE): 4.02% ($2.3 mil)
    Quarterly return on equity: -2.12% (-$1.2 mil)
    Net income: $2.2 mil
    Quarterly Net income: -$0.3 mil
    Pretax return on assets: 0.64% ($2,664.3 mil)
    Quarterly Pretax return on assets: -0.29% (-$1,207.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 66Total employees (full-time equivalent)
  • $416,298Total assets
  • $26,668Cash and due from depository institutions
  • $19,153Interest-bearing balances
  • $16,737Securities
  • $47,570Federal funds sold & reverse repurchase agreements
  • $310,727Net loans & leases
  • $11,860Loan loss allowance
  • $0Trading account assets
  • $371Bank premises and fixed assets
  • $6,748Other real estate owned
  • $272Goodwill and other intangibles
  • $416,298Life insurance assets
  • $7,205All other assets
  • $359,323Total liabilities and capital
  • $358,329Total liabilities
  • $332,586Total deposits
  • $358,329Interest-bearing deposits
  • $75Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $994Subordinated debt
  • $56,975All other liabilities
  • $56,975Total equity capital
  • $56,975Total bank equity capital
  • $0Perpetual preferred stock
  • $9,757Common stock
  • $55,757Surplus
  • $-8,539Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $28,136Income earned, not collected on loans
  • $0Earning assets
  • $877Long-term assets (5+ years)
  • $394,187Average Assets, year-to-date
  • $30,713Average Assets, quarterly
  • $418,767Volatile liabilities
  • $411,694Insider loans
  • $335,877FHLB advances
  • $412,323Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $56,574Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,584Restructured Loans and leases
  • $10,075Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $18,259Total interest income
  • $4,193Total interest expense
  • $14,066Net interest income
  • $225Provision for loan and lease losses
  • $1,389Total noninterest income
  • $0Fiduciary activities
  • $459Service charges on deposit accounts
  • $0Trading account gains & fees
  • $930Additional noninterest income
  • $12,539Total noninterest expense
  • $5,745Salaries and employee benefits
  • $1,196Premises and equipment expense
  • $5,598Additional noninterest expense
  • $2,691Pre-tax net operating income
  • $0Securities gains (losses)
  • $447Applicable income taxes
  • $2,244Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,244Net income attributable to bank
  • $0Net charge-offs
  • $2,244Cash dividends
  • $2,382Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.62%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 3.56%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 3.17%Noninterest expense to earning assets
  • 0.54%Net operating income to assets
  • 0.54%Return on assets (ROA)
  • 0.64%Pretax return on assets
  • 4.02%Return on equity (ROE)
  • 4.02%Retained earnings to average equity (YTD only)
  • 0.69%Net charge-offs to loans
  • 9.45%Credit loss provision to net charge-offs
  • 1.22%Efficiency ratio
  • 81,132Assets per employee
  • 6.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.68%Loss allowance to noncurrent loans
  • 42.15%Noncurrent assets plus other real estate owned to assets
  • 8.38%Noncurrent loans to loans
  • 8.72%Net loans and leases to deposits
  • 86.72%Net loans and leases to core deposits
  • 116.96%Equity capital to assets
  • 13.69%Core capital (leverage) ratio
  • 13.72%Tier 1 risk-based capital ratio
  • 16.84%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $418,767Average earning assets
  • $55,865Average equity
  • $395,133Average loans

List of branches

  • 6 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    080558Tomatobank, National Association1241 Grand Avenue, Suite K, Diamond Bar, CA 91765September 29, 2000Full Service Brick and Mortar
    1358762Cerritos Branch11304 1/2 South Street, Cerritos, CA 90703September 29, 2000Full Service Brick and Mortar
    2361540City Of Industry Branch18605 E Gale Ave Suite #100, City Of Industry, CA 91748January 27, 2001Full Service Brick and Mortar
    4453343Diamond Bar Branch1241 Grand Avenue, Suite K, Diamond Bar, CA 91765May 17, 2004Full Service Brick and Mortar
    5465435Arcadia Branch1317 S. Baldwin Avenue, Arcadia, CA 91007June 04, 2007Full Service Brick and Mortar
    6465475West La Branch2105 Sawtelle Blvd., Los Angeles, CA 90025October 01, 2006Full Service Brick and Mortar

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