Toyota Financial Savings Bank in Henderson, Nevada (NV)
Overview, Financial Summary, Detailed Financial Reports, Branches

Toyota Financial Savings Bank - Overview

  • General
  • FDIC Certificate #: 57542
    Status: Active
    Federal Reserve ID: 3287660
    Date Established: August 16, 2004
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 365430
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: August 16, 2004
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2485 Village View Drive, Suite 200, Henderson, NV 89074
    County: Clark
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Phoenix
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Las Vegas, NV-AZ (#4120)
    Combined Statistical Area (CSA): Las Vegas-Paradise-Pahrump, NV (#332)
    Core Based Statistical Area (CBSA): Las Vegas-Paradise, NV (#29820)
    CBSA Metro Statistical Area: Las Vegas-Paradise, NV (#29820)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $824.4 mil
    Equity capital: $144.2 mil
    Deposits held in domestic offices: $671.7 mil
    Return on assets (ROA): 2.39% ($19.7 mil)
    Quarterly return on assets: 1.66% ($13.7 mil)
    Return on Equity (ROE): 14.57% ($21.0 mil)
    Quarterly return on equity: 9.81% ($14.1 mil)
    Net income: $19.6 mil
    Quarterly Net income: $3.5 mil
    Pretax return on assets: 3.85% ($31,738.4 mil)
    Quarterly Pretax return on assets: 2.64% ($21,763.5 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $824,374Total assets
  • $57,123Cash and due from depository institutions
  • $44,323Interest-bearing balances
  • $9,615Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $730,128Net loans & leases
  • $32,914Loan loss allowance
  • $0Trading account assets
  • $177Bank premises and fixed assets
  • $1,882Other real estate owned
  • $0Goodwill and other intangibles
  • $824,374Life insurance assets
  • $25,449All other assets
  • $680,155Total liabilities and capital
  • $671,740Total liabilities
  • $671,740Total deposits
  • $671,740Interest-bearing deposits
  • $62Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $8,415Subordinated debt
  • $144,219All other liabilities
  • $144,219Total equity capital
  • $144,219Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $119,999Surplus
  • $24,219Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $15,227Income earned, not collected on loans
  • $0Earning assets
  • $2,871Long-term assets (5+ years)
  • $784,066Average Assets, year-to-date
  • $416,749Average Assets, quarterly
  • $820,186Volatile liabilities
  • $843,170Insider loans
  • $589,734FHLB advances
  • $856,855Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $144,043Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,709,893Restructured Loans and leases
  • $128Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $52,283Total interest income
  • $14,282Total interest expense
  • $38,001Net interest income
  • $14,996Provision for loan and lease losses
  • $19,090Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $19,090Additional noninterest income
  • $10,513Total noninterest expense
  • $6,776Salaries and employee benefits
  • $440Premises and equipment expense
  • $3,297Additional noninterest expense
  • $31,582Pre-tax net operating income
  • $0Securities gains (losses)
  • $12,007Applicable income taxes
  • $19,575Income before extraordinary items
  • $0Extraordinary gains - net
  • $19,575Net income attributable to bank
  • $0Net charge-offs
  • $19,575Cash dividends
  • $20,728Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.73%Yield on earning assets
  • 1.84%Cost of funding earning assets
  • 4.89%Net interest margin
  • 2.46%Noninterest income to earning assets
  • 1.35%Noninterest expense to earning assets
  • 2.39%Net operating income to assets
  • 2.39%Return on assets (ROA)
  • 3.85%Pretax return on assets
  • 14.57%Return on equity (ROE)
  • 14.57%Retained earnings to average equity (YTD only)
  • 2.76%Net charge-offs to loans
  • 72.35%Credit loss provision to net charge-offs
  • 2.25%Efficiency ratio
  • 18,414Assets per employee
  • 21.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.31%Loss allowance to noncurrent loans
  • 216.16%Noncurrent assets plus other real estate owned to assets
  • 2.08%Noncurrent loans to loans
  • 2.00%Net loans and leases to deposits
  • 108.69%Net loans and leases to core deposits
  • 289.96%Equity capital to assets
  • 17.49%Core capital (leverage) ratio
  • 16.81%Tier 1 risk-based capital ratio
  • 24.43%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $820,186Average earning assets
  • $134,364Average equity
  • $776,800Average loans

List of branches

  • 1 Nevada Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0365430Toyota Financial Savings Bank2485 Village View Drive, Suite 200, Henderson, NV 89074August 16, 2004Full Service Brick and Mortar

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