Trade National Bank in Miami, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1996

  • Trade National Bank in Miami, Florida (FL)
  • Show street view No street view available for this location

Trade National Bank - Overview

  • General
  • FDIC Certificate #: 24572
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: TotalBank (#21468)
    Federal Reserve ID: 942333
    Date Established: April 21, 1983
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 17074
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: April 21, 1983
    Last Structure Change Effective Date: July 01, 1996
    Last Structure Change Process Date: July 10, 1996
    Last Data Update: September 18, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 43 N.E. First Street, Miami, FL 33101
    County: Miami-Dade
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Miami, FL (#5000)
    Consolidated Metropolitan Statistical Area (CMSA): Miami-Fort Lauderdale, FL (#56)
    Core Based Statistical Area (CBSA): Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    CBSA Metro Statistical Area: Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    Core Based Statistical Division: Miami-Miami Beach-Kendall, FL (#33124)
  • Financial Summary
  • Total assets: $73.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $83,767Cash and due from depository institutions
  • $3,444Interest-bearing balances
  • $0Securities
  • $41,506Federal funds sold & reverse repurchase agreements
  • $6,900Net loans & leases
  • $29,519Loan loss allowance
  • $427Trading account assets
  • $0Bank premises and fixed assets
  • $1,197Other real estate owned
  • $0Goodwill and other intangibles
  • $1,201Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $83,767Total liabilities
  • $73,238Total deposits
  • $49,332Interest-bearing deposits
  • $34,580Deposits held in domestic offices
  • 49332.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $23,000Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $906Total equity capital
  • $906Total bank equity capital
  • $10,529Perpetual preferred stock
  • $15Common stock
  • $1,030Surplus
  • $1,455Undivided profits
  • Memoranda
  • $8,029Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $81Income earned, not collected on loans
  • $179Earning assets
  • $77,925Long-term assets (5+ years)
  • $313Average Assets, year-to-date
  • $74,324Average Assets, quarterly
  • $75,431Volatile liabilities
  • $32,318Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $5,982Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,529Total risk weighted assets
  • $38,136Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,961Total interest expense
  • $1,779Net interest income
  • $3,182Provision for loan and lease losses
  • $152Total noninterest income
  • $859Fiduciary activities
  • $0Service charges on deposit accounts
  • $627Trading account gains & fees
  • $0Additional noninterest income
  • $232Total noninterest expense
  • $1,970Salaries and employee benefits
  • $834Premises and equipment expense
  • $444Additional noninterest expense
  • $692Pre-tax net operating income
  • $1,919Securities gains (losses)
  • $0Applicable income taxes
  • $817Income before extraordinary items
  • $1,102Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,102Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.28%Cost of funding earning assets
  • 2.61%Net interest margin
  • 4.67%Noninterest income to earning assets
  • 1.26%Noninterest expense to earning assets
  • 2.89%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 1.48%Pretax return on assets
  • 2.58%Return on equity (ROE)
  • 11.01%Retained earnings to average equity (YTD only)
  • 11.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 48,750Assets per employee
  • 3.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.43%Loss allowance to noncurrent loans
  • 527.16%Noncurrent assets plus other real estate owned to assets
  • 0.10%Noncurrent loans to loans
  • 0.27%Net loans and leases to deposits
  • 59.84%Net loans and leases to core deposits
  • 73.77%Equity capital to assets
  • 12.57%Core capital (leverage) ratio
  • 13.13%Tier 1 risk-based capital ratio
  • 27.61%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $74,324Average earning assets
  • $10,006Average equity
  • $68,124Average loans

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