Traders State Bank of Poplar Montana in Poplar, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 29, 1998

  • Traders State Bank of Poplar Montana in Poplar, Montana (MT)
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Traders State Bank of Poplar Montana - Overview

  • General
  • FDIC Certificate #: 11014
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Independence Bank (#20989)
    Federal Reserve ID: 622457
    Date Established: January 01, 1909
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7061
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 29, 1998
    Last Structure Change Process Date: July 09, 1998
    Last Data Update: July 09, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 214 Second Avenue, Poplar, MT 59255
    County: Roosevelt
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $30.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $25,355Total assets
  • $2,215Cash and due from depository institutions
  • $799Interest-bearing balances
  • $9,299Securities
  • $2,310Federal funds sold & reverse repurchase agreements
  • $10,455Net loans & leases
  • $185Loan loss allowance
  • $0Trading account assets
  • $635Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $441All other assets
  • $25,355Total liabilities and capital
  • $23,329Total liabilities
  • $22,490Total deposits
  • $18,046Interest-bearing deposits
  • $22,490Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $502Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $337All other liabilities
  • $2,026Total equity capital
  • $2,026Total bank equity capital
  • $2,026Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $1,500Undivided profits
  • Memoranda
  • $226Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $103Earning assets
  • $0Long-term assets (5+ years)
  • $277Average Assets, year-to-date
  • $22,863Average Assets, quarterly
  • $1,934Volatile liabilities
  • $26,529Insider loans
  • $26,245FHLB advances
  • $6,124Loans and leases held for sale
  • $51Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,231Total unused commitments
  • $0Restructured Loans and leases
  • $14,559Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $1,743Total interest income
  • $780Total interest expense
  • $963Net interest income
  • $11Provision for loan and lease losses
  • $211Total noninterest income
  • $0Fiduciary activities
  • $119Service charges on deposit accounts
  • $0Trading account gains & fees
  • $92Additional noninterest income
  • $783Total noninterest expense
  • $334Salaries and employee benefits
  • $108Premises and equipment expense
  • $341Additional noninterest expense
  • $380Pre-tax net operating income
  • $0Securities gains (losses)
  • $112Applicable income taxes
  • $268Income before extraordinary items
  • $0Extraordinary gains - net
  • $268Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $10Sale, conversion, retirement of capital stock, net
  • $245Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.39%Yield on earning assets
  • 3.31%Cost of funding earning assets
  • 4.08%Net interest margin
  • 0.89%Noninterest income to earning assets
  • 3.32%Noninterest expense to earning assets
  • 1.01%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.43%Pretax return on assets
  • 13.14%Return on equity (ROE)
  • 1.13%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 110.00%Credit loss provision to net charge-offs
  • 39.10%Efficiency ratio
  • 66,695Assets per employee
  • 2.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 91.42%Loss allowance to loans
  • 1.74%Loss allowance to noncurrent loans
  • 179.61%Noncurrent assets plus other real estate owned to assets
  • 0.41%Noncurrent loans to loans
  • 0.97%Net loans and leases to deposits
  • 46.49%Net loans and leases to core deposits
  • 61.98%Equity capital to assets
  • 7.99%Core capital (leverage) ratio
  • 7.63%Tier 1 risk-based capital ratio
  • 13.87%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $26,529Average earning assets
  • $2,039Average equity
  • $23,598Average loans

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