Tri-County Banking Co. in Junction City, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 02, 1993

  • Tri-County Banking Co. in Junction City, Oregon (OR)
  • Show street view No street view available for this location

Tri-County Banking Co. - Overview

  • General
  • FDIC Certificate #: 22793
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Citizens Bank (#17809)
    Federal Reserve ID: 841267
    Date Established: January 23, 1979
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 15916
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 23, 1979
    Last Structure Change Effective Date: October 02, 1993
    Last Structure Change Process Date: October 25, 1993
    Last Data Update: October 25, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 955 Ivy Street, Junction City, OR 97448
    County: Lane
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Eugene-Springfield, OR (#2400)
    Core Based Statistical Area (CBSA): Eugene-Springfield, OR (#21660)
    CBSA Metro Statistical Area: Eugene-Springfield, OR (#21660)
  • Financial Summary
  • Total assets: $23.3 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $19Total assets
  • $21,943Cash and due from depository institutions
  • $1,509Interest-bearing balances
  • $0Securities
  • $5,552Federal funds sold & reverse repurchase agreements
  • $1,085Net loans & leases
  • $12,680Loan loss allowance
  • $179Trading account assets
  • $0Bank premises and fixed assets
  • $750Other real estate owned
  • $0Goodwill and other intangibles
  • $367Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $21,943Total liabilities
  • $20,057Total deposits
  • $19,854Interest-bearing deposits
  • $15,866Deposits held in domestic offices
  • 19854.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $203Total equity capital
  • $203Total bank equity capital
  • $1,886Perpetual preferred stock
  • $0Common stock
  • $700Surplus
  • $700Undivided profits
  • Memoranda
  • $486Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $185Earning assets
  • $19,317Long-term assets (5+ years)
  • $286Average Assets, year-to-date
  • $21,257Average Assets, quarterly
  • $21,658Volatile liabilities
  • $641Insider loans
  • $98FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,858Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,886Total risk weighted assets
  • $16,294Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,519Total interest expense
  • $581Net interest income
  • $938Provision for loan and lease losses
  • $0Total noninterest income
  • $170Fiduciary activities
  • $0Service charges on deposit accounts
  • $143Trading account gains & fees
  • $0Additional noninterest income
  • $27Total noninterest expense
  • $893Salaries and employee benefits
  • $437Premises and equipment expense
  • $203Additional noninterest expense
  • $253Pre-tax net operating income
  • $215Securities gains (losses)
  • $0Applicable income taxes
  • $79Income before extraordinary items
  • $136Extraordinary gains - net
  • $0Net income attributable to bank
  • $136Net charge-offs
  • -$4Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.02%Cost of funding earning assets
  • 3.07%Net interest margin
  • 4.95%Noninterest income to earning assets
  • 0.90%Noninterest expense to earning assets
  • 4.72%Net operating income to assets
  • 0.64%Return on assets (ROA)
  • 0.64%Pretax return on assets
  • 1.01%Return on equity (ROE)
  • 7.48%Retained earnings to average equity (YTD only)
  • 7.48%Net charge-offs to loans
  • -0.03%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 80,596Assets per employee
  • 1.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 63.87%Net loans and leases to core deposits
  • 66.00%Equity capital to assets
  • 8.59%Core capital (leverage) ratio
  • 8.68%Tier 1 risk-based capital ratio
  • 11.58%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $21,257Average earning assets
  • $1,818Average equity
  • $18,932Average loans

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