Tri-County State Bank in Chamberlain, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 1997

  • Tri-County State Bank in Chamberlain, South Dakota (SD)
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Tri-County State Bank - Overview

  • General
  • FDIC Certificate #: 1689
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Marquette Bank South Dakota, National Association (#6079)
    Federal Reserve ID: 594657
    Date Established: January 01, 1934
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 1111
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 01, 1997
    Last Structure Change Process Date: November 14, 1997
    Last Data Update: November 14, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 North Courtland, Chamberlain, SD 57325
    County: Brule
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux Falls
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $62.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $21Total assets
  • $59,551Cash and due from depository institutions
  • $2,170Interest-bearing balances
  • $100Securities
  • $21,049Federal funds sold & reverse repurchase agreements
  • $600Net loans & leases
  • $33,686Loan loss allowance
  • $503Trading account assets
  • $0Bank premises and fixed assets
  • $652Other real estate owned
  • $0Goodwill and other intangibles
  • $1,394Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $59,551Total liabilities
  • $54,406Total deposits
  • $53,390Interest-bearing deposits
  • $48,708Deposits held in domestic offices
  • 53390.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $194Subordinated debt
  • $0All other liabilities
  • $822Total equity capital
  • $822Total bank equity capital
  • $5,145Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $3,550Undivided profits
  • Memoranda
  • $1,395Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,298Income earned, not collected on loans
  • $895Earning assets
  • $55,435Long-term assets (5+ years)
  • $16,576Average Assets, year-to-date
  • $58,523Average Assets, quarterly
  • $58,988Volatile liabilities
  • $5,001Insider loans
  • $118FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $4,921Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,123Total risk weighted assets
  • $42,530Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,461Total interest expense
  • $2,120Net interest income
  • $2,341Provision for loan and lease losses
  • $93Total noninterest income
  • $493Fiduciary activities
  • $0Service charges on deposit accounts
  • $354Trading account gains & fees
  • $0Additional noninterest income
  • $139Total noninterest expense
  • $1,239Salaries and employee benefits
  • $674Premises and equipment expense
  • $117Additional noninterest expense
  • $448Pre-tax net operating income
  • $1,502Securities gains (losses)
  • -$9Applicable income taxes
  • $483Income before extraordinary items
  • $1,010Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,010Net charge-offs
  • $94Cash dividends
  • $450Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.16%Cost of funding earning assets
  • 3.88%Net interest margin
  • 4.28%Noninterest income to earning assets
  • 0.90%Noninterest expense to earning assets
  • 2.27%Net operating income to assets
  • 1.74%Return on assets (ROA)
  • 1.73%Pretax return on assets
  • 2.55%Return on equity (ROE)
  • 20.94%Retained earnings to average equity (YTD only)
  • 11.61%Net charge-offs to loans
  • 0.29%Credit loss provision to net charge-offs
  • 98.94%Efficiency ratio
  • 43,719Assets per employee
  • 2.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 44.55%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 38.75%Noncurrent assets plus other real estate owned to assets
  • 2.18%Noncurrent loans to loans
  • 3.80%Net loans and leases to deposits
  • 63.09%Net loans and leases to core deposits
  • 69.34%Equity capital to assets
  • 8.64%Core capital (leverage) ratio
  • 8.65%Tier 1 risk-based capital ratio
  • 12.05%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $58,523Average earning assets
  • $4,824Average equity
  • $54,638Average loans

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