Tri-State Bank in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 27, 1998

  • Tri-State Bank in Denver, Colorado (CO)
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Tri-State Bank - Overview

  • General
  • FDIC Certificate #: 24224
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Vectra Bank Colorado, National Association (#2993)
    Federal Reserve ID: 33558
    Date Established: May 31, 1973
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    OTS Docket #: 14023
    FDIC's unique #: 16871
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 30, 1982
    Last Structure Change Effective Date: Febuary 27, 1998
    Last Structure Change Process Date: April 09, 1998
    Last Data Update: April 09, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 616 East Speer Boulevard, Denver, CO 80203
    County: Denver
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $127.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 52Total employees (full-time equivalent)
  • $127,585Total assets
  • $6,631Cash and due from depository institutions
  • $44Interest-bearing balances
  • $34,226Securities
  • $9,951Federal funds sold & reverse repurchase agreements
  • $73,345Net loans & leases
  • $1,077Loan loss allowance
  • $0Trading account assets
  • $2,211Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,221All other assets
  • $127,585Total liabilities and capital
  • $117,177Total liabilities
  • $116,601Total deposits
  • $89,969Interest-bearing deposits
  • $116,601Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $576All other liabilities
  • $10,408Total equity capital
  • $10,408Total bank equity capital
  • $10,408Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $1,404Undivided profits
  • Memoranda
  • $7,004Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3Earning assets
  • $0Long-term assets (5+ years)
  • $439Average Assets, year-to-date
  • $117,566Average Assets, quarterly
  • $9,196Volatile liabilities
  • $120,595Insider loans
  • $125,674FHLB advances
  • $15,312Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $20,417Total unused commitments
  • $0Restructured Loans and leases
  • $84,563Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $9,939Total interest income
  • $3,650Total interest expense
  • $6,289Net interest income
  • $81Provision for loan and lease losses
  • $872Total noninterest income
  • $0Fiduciary activities
  • $583Service charges on deposit accounts
  • $0Trading account gains & fees
  • $289Additional noninterest income
  • $3,827Total noninterest expense
  • $2,146Salaries and employee benefits
  • $647Premises and equipment expense
  • $1,034Additional noninterest expense
  • $3,253Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,150Applicable income taxes
  • $2,103Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,103Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $11Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.06%Yield on earning assets
  • 3.33%Cost of funding earning assets
  • 5.73%Net interest margin
  • 0.80%Noninterest income to earning assets
  • 3.49%Noninterest expense to earning assets
  • 1.74%Net operating income to assets
  • 1.74%Return on assets (ROA)
  • 2.70%Pretax return on assets
  • 21.77%Return on equity (ROE)
  • 16.59%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 736.36%Credit loss provision to net charge-offs
  • 303.09%Efficiency ratio
  • 53,442Assets per employee
  • 2.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 23.78%Loss allowance to loans
  • 1.45%Loss allowance to noncurrent loans
  • 35900.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 62.90%Net loans and leases to core deposits
  • 72.41%Equity capital to assets
  • 8.16%Core capital (leverage) ratio
  • 8.19%Tier 1 risk-based capital ratio
  • 12.33%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $120,595Average earning assets
  • $9,660Average equity
  • $109,677Average loans

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