TriCentury Bank in Simpson, Kansas (KS)



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TriCentury Bank routing number info

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TriCentury Bank
GeneralFDIC Certificate #: 18109
Status: Active
Federal Reserve ID: 196752
Bank Holding Company (Regulatory Top Holder): Astra Financial Corporation (RSSDID: 2723862, Location: Prairie Village, KS)
Date Established: March 13, 1909
WWW: http://www.tricentury.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 12031
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: November 16, 1959
Last Structure Change Effective Date: December 10, 2010
Last Structure Change Process Date: December 10, 2010
Last Data Update: December 10, 2010
Data Source Date: April 05, 2012
LocationAddress: 305 East Front St, Simpson, KS 67478
County: Mitchell
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial SummaryTotal assets: $4.0 mil
Equity capital: $0.5 mil
Deposits held in domestic offices: $3.5 mil
Return on assets (ROA): 0.95% ($0.0 mil)
Quarterly return on assets: -1.87% (-$0.1 mil)
Return on Equity (ROE): 8.59% ($0.0 mil)
Quarterly return on equity: -15.18% (-$0.0 mil)
Net income: $0.0 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.95% ($38.0 mil)
Quarterly Pretax return on assets: -1.87% (-$74.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)6
Total assets$4,001
Cash and due from depository institutions$2,042
Interest-bearing balances$0
Securities$540
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$1,162
Loan loss allowance $58
Trading account assets$0
Bank premises and fixed assets$198
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$59
Life insurance assets$4,002
Total liabilities and capital$3,510
Total liabilities$3,508
Total deposits$2,164
Interest-bearing deposits$3,508
Deposits held in domestic offices$100
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $2
All other liabilities $492
Total equity capital$492
Total bank equity capital$492
Perpetual preferred stock$0
Common stock$50
Surplus$190
Undivided profits $252
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $26
Earning assets $0
Long-term assets (5+ years) $7
Average Assets, year-to-date $1,702
Average Assets, quarterly $718
Volatile liabilities $4,321
Insider loans $4,067
FHLB advances $2,367
Loans and leases held for sale $4,067
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $492
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $0
Derivatives$0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $144
Total interest expense $17
Net interest income $127
Provision for loan and lease losses $0
Total noninterest income $727
Fiduciary activities $0
Service charges on deposit accounts $456
Trading account gains & fees $0
Additional noninterest income $271
Total noninterest expense $813
Salaries and employee benefits $265
Premises and equipment expense $36
Additional noninterest expense $512
Pre-tax net operating income $41
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $41
Extraordinary gains - net $0
Net income attributable to bank $41
Net charge-offs $0
Cash dividends $41
Sale, conversion, retirement of capital stock, net $5
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets7.54%
Cost of funding earning assets 0.89%
Net interest margin 6.65%
Noninterest income to earning assets 38.05%
Noninterest expense to earning assets 42.56%
Net operating income to assets 0.95%
Return on assets (ROA) 0.95%
Pretax return on assets 0.95%
Return on equity (ROE) 8.59%
Retained earnings to average equity (YTD only) 8.59%
Net charge-offs to loans 0.38%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio8.20%
Assets per employee$91,218
Cash dividends to net income (YTD only)0.67%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 4.75%
Noncurrent assets plus other real estate owned to assets 223.08%
Noncurrent loans to loans 0.65%
Net loans and leases to deposits2.13%
Net loans and leases to core deposits 33.12%
Equity capital to assets 38.68%
Core capital (leverage) ratio 12.30%
Tier 1 risk-based capital ratio 12.10%
Total risk-based capital ratio 20.79%
Memoranda
Average assets$22
Average earning assets$4,321
Average equity $477
Average loans $1,910
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1 Kansas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
012031Tricentury Bank305 East Front St, Simpson, KS 67478March 13, 1909Full Service Brick and Mortar
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