TriCentury Bank in Simpson, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


TriCentury Bank - Overview

  • General
  • FDIC Certificate #: 18109
    Status: Active
    Federal Reserve ID: 196752
    Bank Holding Company (Regulatory Top Holder): Astra Financial Corporation (RSSDID: 2723862, Location: Prairie Village, KS)
    Date Established: March 13, 1909
    WWW: http://www.tricentury.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 12031
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: November 16, 1959
    Last Structure Change Effective Date: December 10, 2010
    Last Structure Change Process Date: December 10, 2010
    Last Data Update: December 10, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 305 East Front St, Simpson, KS 67478
    County: Mitchell
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $4.0 mil
    Equity capital: $0.5 mil
    Deposits held in domestic offices: $3.5 mil
    Return on assets (ROA): 0.95% ($0.0 mil)
    Quarterly return on assets: -1.87% (-$0.1 mil)
    Return on Equity (ROE): 8.59% ($0.0 mil)
    Quarterly return on equity: -15.18% (-$0.0 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.95% ($38.0 mil)
    Quarterly Pretax return on assets: -1.87% (-$74.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $4,001Total assets
  • $2,042Cash and due from depository institutions
  • $0Interest-bearing balances
  • $540Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,162Net loans & leases
  • $58Loan loss allowance
  • $0Trading account assets
  • $198Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $4,002Life insurance assets
  • $59All other assets
  • $3,510Total liabilities and capital
  • $3,508Total liabilities
  • $2,164Total deposits
  • $3,508Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2Subordinated debt
  • $492All other liabilities
  • $492Total equity capital
  • $492Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $190Surplus
  • $252Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $26Income earned, not collected on loans
  • $0Earning assets
  • $7Long-term assets (5+ years)
  • $1,702Average Assets, year-to-date
  • $718Average Assets, quarterly
  • $4,321Volatile liabilities
  • $4,067Insider loans
  • $2,367FHLB advances
  • $4,067Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $492Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $144Total interest income
  • $17Total interest expense
  • $127Net interest income
  • $0Provision for loan and lease losses
  • $727Total noninterest income
  • $0Fiduciary activities
  • $456Service charges on deposit accounts
  • $0Trading account gains & fees
  • $271Additional noninterest income
  • $813Total noninterest expense
  • $265Salaries and employee benefits
  • $36Premises and equipment expense
  • $512Additional noninterest expense
  • $41Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $41Income before extraordinary items
  • $0Extraordinary gains - net
  • $41Net income attributable to bank
  • $0Net charge-offs
  • $41Cash dividends
  • $5Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.54%Yield on earning assets
  • 0.89%Cost of funding earning assets
  • 6.65%Net interest margin
  • 38.05%Noninterest income to earning assets
  • 42.56%Noninterest expense to earning assets
  • 0.95%Net operating income to assets
  • 0.95%Return on assets (ROA)
  • 0.95%Pretax return on assets
  • 8.59%Return on equity (ROE)
  • 8.59%Retained earnings to average equity (YTD only)
  • 0.38%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 8.20%Efficiency ratio
  • 91,218Assets per employee
  • 0.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.75%Loss allowance to noncurrent loans
  • 223.08%Noncurrent assets plus other real estate owned to assets
  • 0.65%Noncurrent loans to loans
  • 2.13%Net loans and leases to deposits
  • 33.12%Net loans and leases to core deposits
  • 38.68%Equity capital to assets
  • 12.30%Core capital (leverage) ratio
  • 12.10%Tier 1 risk-based capital ratio
  • 20.79%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $4,321Average earning assets
  • $477Average equity
  • $1,910Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012031Tricentury Bank305 East Front St, Simpson, KS 67478March 13, 1909Full Service Brick and Mortar

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