The Jamestown State Bank in Jamestown, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Jamestown State Bank - Overview

  • General
  • FDIC Certificate #: 17573
    Status: Active
    Federal Reserve ID: 232258
    Date Established: January 01, 1898
    WWW: http://www.jamestownstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 11545
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: March 30, 1956
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 422 Walnut Street, Jamestown, KS 66948
    County: Cloud
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $20.8 mil
    Equity capital: $3.5 mil
    Deposits held in domestic offices: $15.9 mil
    Return on assets (ROA): 0.54% ($0.1 mil)
    Quarterly return on assets: -0.12% (-$0.0 mil)
    Return on Equity (ROE): 3.17% ($0.1 mil)
    Quarterly return on equity: -0.68% (-$0.0 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.59% ($123.0 mil)
    Quarterly Pretax return on assets: -0.38% (-$79.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $20,849Total assets
  • $680Cash and due from depository institutions
  • $18Interest-bearing balances
  • $12,265Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $7,111Net loans & leases
  • $320Loan loss allowance
  • $0Trading account assets
  • $96Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $20,849Life insurance assets
  • $697All other assets
  • $17,354Total liabilities and capital
  • $15,897Total liabilities
  • $12,231Total deposits
  • $15,897Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 435.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,000Trading liabilities
  • $0Other borrowed funds
  • $22Subordinated debt
  • $3,495All other liabilities
  • $3,495Total equity capital
  • $3,495Total bank equity capital
  • $0Perpetual preferred stock
  • $118Common stock
  • $400Surplus
  • $2,977Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $17Income earned, not collected on loans
  • $0Earning assets
  • $229Long-term assets (5+ years)
  • $19,394Average Assets, year-to-date
  • $8,966Average Assets, quarterly
  • $20,166Volatile liabilities
  • $20,231Insider loans
  • $8,384FHLB advances
  • $20,379Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,950Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $536Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $818Total interest income
  • $142Total interest expense
  • $676Net interest income
  • $0Provision for loan and lease losses
  • $42Total noninterest income
  • $0Fiduciary activities
  • $38Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4Additional noninterest income
  • $600Total noninterest expense
  • $393Salaries and employee benefits
  • $79Premises and equipment expense
  • $128Additional noninterest expense
  • $118Pre-tax net operating income
  • $0Securities gains (losses)
  • $9Applicable income taxes
  • $109Income before extraordinary items
  • $0Extraordinary gains - net
  • $109Net income attributable to bank
  • $0Net charge-offs
  • $109Cash dividends
  • $1Sale, conversion, retirement of capital stock, net
  • $12Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.30%Yield on earning assets
  • 0.75%Cost of funding earning assets
  • 3.56%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 3.16%Noninterest expense to earning assets
  • 0.54%Net operating income to assets
  • 0.54%Return on assets (ROA)
  • 0.59%Pretax return on assets
  • 3.17%Return on equity (ROE)
  • 2.82%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 118.00%Efficiency ratio
  • 83,565Assets per employee
  • 2.98%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 11.01%Loss allowance to loans
  • 4.31%Loss allowance to noncurrent loans
  • 1882.35%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.23%Net loans and leases to deposits
  • 44.73%Net loans and leases to core deposits
  • 45.47%Equity capital to assets
  • 16.76%Core capital (leverage) ratio
  • 14.48%Tier 1 risk-based capital ratio
  • 35.19%Total risk-based capital ratio
  • Memoranda
  • $36Average assets
  • $20,166Average earning assets
  • $3,436Average equity
  • $19,012Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011545The Jamestown State Bank422 Walnut Street, Jamestown, KS 66948January 01, 1898Full Service Brick and Mortar
    13177Randall Branch200 Main Street, Randall, KS 66963December 01, 1920Full Service Brick and Mortar

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