Triad Bank, National Association in Tulsa, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Triad Bank, National Association in Tulsa, Oklahoma (OK)
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Triad Bank, National Association - Overview

  • General
  • FDIC Certificate #: 24677
    Status: Active
    Federal Reserve ID: 283652
    Bank Holding Company (Regulatory Top Holder): Triad Bancshares, Inc. (RSSDID: 1129690, Location: Tulsa, OK)
    Date Established: August 29, 1983
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 10888
    FDIC's unique #: 17132
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 29, 1983
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 766 East 61st Street, Suite 150, Tulsa, OK 74135
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $148.8 mil
    Equity capital: $14.6 mil
    Deposits held in domestic offices: $127.6 mil
    Return on assets (ROA): 1.18% ($1.8 mil)
    Quarterly return on assets: 1.40% ($2.1 mil)
    Return on Equity (ROE): 12.22% ($1.8 mil)
    Quarterly return on equity: 14.68% ($2.2 mil)
    Net income: $1.8 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.18% ($1,756.0 mil)
    Quarterly Pretax return on assets: 1.40% ($2,083.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $148,814Total assets
  • $4,875Cash and due from depository institutions
  • $2,958Interest-bearing balances
  • $3,272Securities
  • $5,982Federal funds sold & reverse repurchase agreements
  • $126,674Net loans & leases
  • $1,786Loan loss allowance
  • $0Trading account assets
  • $3,464Bank premises and fixed assets
  • $0Other real estate owned
  • $311Goodwill and other intangibles
  • $148,814Life insurance assets
  • $4,236All other assets
  • $134,242Total liabilities and capital
  • $127,562Total liabilities
  • $91,143Total deposits
  • $127,562Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,402Trading liabilities
  • $0Other borrowed funds
  • $278Subordinated debt
  • $14,572All other liabilities
  • $14,572Total equity capital
  • $14,572Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $4,169Surplus
  • $9,403Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $17,429Income earned, not collected on loans
  • $17,012Earning assets
  • $2,323Long-term assets (5+ years)
  • $138,886Average Assets, year-to-date
  • $27,570Average Assets, quarterly
  • $150,945Volatile liabilities
  • $153,483Insider loans
  • $106,456FHLB advances
  • $153,114Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,022Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,215Restructured Loans and leases
  • $3,458Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,674Total interest income
  • $1,322Total interest expense
  • $5,352Net interest income
  • $360Provision for loan and lease losses
  • $394Total noninterest income
  • $0Fiduciary activities
  • $101Service charges on deposit accounts
  • $0Trading account gains & fees
  • $293Additional noninterest income
  • $3,610Total noninterest expense
  • $1,587Salaries and employee benefits
  • $571Premises and equipment expense
  • $1,452Additional noninterest expense
  • $1,776Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,776Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,776Net income attributable to bank
  • $0Net charge-offs
  • $1,776Cash dividends
  • $11Sale, conversion, retirement of capital stock, net
  • $1,421Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.75%Yield on earning assets
  • 0.94%Cost of funding earning assets
  • 3.81%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 2.57%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.18%Pretax return on assets
  • 12.22%Return on equity (ROE)
  • 2.44%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 3272.73%Credit loss provision to net charge-offs
  • 194.18%Efficiency ratio
  • 62,826Assets per employee
  • 4.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 80.01%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 10.25%Noncurrent assets plus other real estate owned to assets
  • 11.71%Noncurrent loans to loans
  • 13.57%Net loans and leases to deposits
  • 99.30%Net loans and leases to core deposits
  • 125.31%Equity capital to assets
  • 9.79%Core capital (leverage) ratio
  • 9.16%Tier 1 risk-based capital ratio
  • 13.17%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $150,945Average earning assets
  • $14,536Average equity
  • $140,557Average loans

List of branches

  • 2 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    017132Triad Bank, National Association766 East 61st Street, Suite 150, Tulsa, OK 74135August 29, 1983Full Service Brick and Mortar
    1257579Souther Hills Branch5951 S Lewis, Tulsa, OK 74105June 29, 1987Full Service Brick and Mortar

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