First Oklahoma Bank in Tulsa, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Oklahoma Bank - Overview

  • General
  • FDIC Certificate #: 12484
    Status: Active
    Federal Reserve ID: 75259
    Bank Holding Company (Regulatory Top Holder): First Oklahoma Holdings, Inc. (RSSDID: 3957589, Location: Tulsa, OK)
    Date Established: January 01, 1923
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 7944
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 19, 2010
    Last Structure Change Process Date: November 19, 2010
    Last Data Update: November 19, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 2448 East 81st Street, Suite 5700, Tulsa, OK 74137
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • Financial Summary
  • Total assets: $160.0 mil
    Equity capital: $15.1 mil
    Deposits held in domestic offices: $144.5 mil
    Return on assets (ROA): -0.29% (-$0.5 mil)
    Quarterly return on assets: -0.06% (-$0.1 mil)
    Return on Equity (ROE): -2.96% (-$0.4 mil)
    Quarterly return on equity: -0.61% (-$0.1 mil)
    Net income: -$0.4 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -0.47% (-$752.2 mil)
    Quarterly Pretax return on assets: -0.10% (-$160.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 60Total employees (full-time equivalent)
  • $160,034Total assets
  • $12,204Cash and due from depository institutions
  • $9,396Interest-bearing balances
  • $11,583Securities
  • $3,590Federal funds sold & reverse repurchase agreements
  • $121,254Net loans & leases
  • $1,186Loan loss allowance
  • $0Trading account assets
  • $4,978Bank premises and fixed assets
  • $0Other real estate owned
  • $119Goodwill and other intangibles
  • $160,034Life insurance assets
  • $6,306All other assets
  • $144,914Total liabilities and capital
  • $144,549Total liabilities
  • $133,314Total deposits
  • $144,549Interest-bearing deposits
  • $78Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $365Subordinated debt
  • $15,120All other liabilities
  • $15,120Total equity capital
  • $15,120Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $17,900Surplus
  • $-2,880Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,887Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $396Income earned, not collected on loans
  • $0Earning assets
  • $491Long-term assets (5+ years)
  • $145,823Average Assets, year-to-date
  • $48,675Average Assets, quarterly
  • $134,595Volatile liabilities
  • $155,552Insider loans
  • $132,645FHLB advances
  • $149,315Loans and leases held for sale
  • $3,284Unused loan commitments
  • $3,284Tier 1 (core) risk-based capital
  • $13,440Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,963Restructured Loans and leases
  • $7,166Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,440Total interest income
  • $1,636Total interest expense
  • $4,804Net interest income
  • $461Provision for loan and lease losses
  • $2,623Total noninterest income
  • $0Fiduciary activities
  • $136Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,487Additional noninterest income
  • $7,742Total noninterest expense
  • $5,350Salaries and employee benefits
  • $945Premises and equipment expense
  • $1,447Additional noninterest expense
  • -$776Pre-tax net operating income
  • $143Securities gains (losses)
  • -$244Applicable income taxes
  • -$389Income before extraordinary items
  • $0Extraordinary gains - net
  • -$389Net income attributable to bank
  • $0Net charge-offs
  • -$389Cash dividends
  • $4Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.28%Yield on earning assets
  • 1.34%Cost of funding earning assets
  • 3.94%Net interest margin
  • 2.15%Noninterest income to earning assets
  • 6.35%Noninterest expense to earning assets
  • -0.36%Net operating income to assets
  • -0.29%Return on assets (ROA)
  • -0.47%Pretax return on assets
  • -2.96%Return on equity (ROE)
  • -2.96%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 11525.00%Credit loss provision to net charge-offs
  • -78.75%Efficiency ratio
  • 104,039Assets per employee
  • 2.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 299.49%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.32%Net loans and leases to deposits
  • 83.88%Net loans and leases to core deposits
  • 94.91%Equity capital to assets
  • 9.45%Core capital (leverage) ratio
  • 9.00%Tier 1 risk-based capital ratio
  • 10.13%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $134,595Average earning assets
  • $13,132Average equity
  • $121,966Average loans

List of branches

  • 3 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07944First Oklahoma Bank2448 East 81st Street, Suite 5700, Tulsa, OK 74137January 01, 1923Full Service Brick and Mortar
    1496414Rockford Avenue Branch4106 S. Rockford Avenue, Tulsa, OK 74105November 09, 2009Full Service Brick and Mortar
    2499311Glencoe Branch311 West Main Street, Glencoe, OK 74032November 04, 2009Full Service Brick and Mortar

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