Tristate Capital Bank in Pittsburgh, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Tristate Capital Bank - Overview

  • General
  • FDIC Certificate #: 58457
    Status: Active
    Federal Reserve ID: 3475083
    Bank Holding Company (Regulatory Top Holder): Tristate Capital Holdings, Inc (RSSDID: 3475074, Location: Pittsburgh, PA)
    Date Established: January 22, 2007
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 452197
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 22, 2007
    Last Structure Change Effective Date: January 07, 2008
    Last Structure Change Process Date: October 08, 2009
    Last Data Update: October 08, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: One Oxford Center, 27th Floor, Pittsburgh, PA 15219
    County: Allegheny
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280)
    Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430)
    Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300)
    CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $1,834.0 mil
    Equity capital: $185.6 mil
    Deposits held in domestic offices: $1,637.8 mil
    Return on assets (ROA): 0.46% ($8.4 mil)
    Quarterly return on assets: 0.64% ($11.7 mil)
    Return on Equity (ROE): 4.48% ($8.3 mil)
    Quarterly return on equity: 6.22% ($11.6 mil)
    Net income: $8.1 mil
    Quarterly Net income: $2.9 mil
    Pretax return on assets: 0.68% ($12,471.5 mil)
    Quarterly Pretax return on assets: 0.95% ($17,423.4 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 103Total employees (full-time equivalent)
  • $1,834,037Total assets
  • $228,653Cash and due from depository institutions
  • $227,238Interest-bearing balances
  • $163,392Securities
  • $6,811Federal funds sold & reverse repurchase agreements
  • $1,390,645Net loans & leases
  • $16,350Loan loss allowance
  • $0Trading account assets
  • $4,045Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $1,834,037Life insurance assets
  • $40,491All other assets
  • $1,648,414Total liabilities and capital
  • $1,637,783Total liabilities
  • $1,439,497Total deposits
  • $1,637,783Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $10,631Subordinated debt
  • $185,623All other liabilities
  • $185,623Total equity capital
  • $185,623Total bank equity capital
  • $0Perpetual preferred stock
  • $10,000Common stock
  • $187,643Surplus
  • $-12,020Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $34Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $16,428Income earned, not collected on loans
  • $0Earning assets
  • $4,802Long-term assets (5+ years)
  • $1,788,086Average Assets, year-to-date
  • $164,462Average Assets, quarterly
  • $1,761,004Volatile liabilities
  • $1,802,295Insider loans
  • $1,729,177FHLB advances
  • $1,805,104Loans and leases held for sale
  • $10,375Unused loan commitments
  • $10,375Tier 1 (core) risk-based capital
  • $184,885Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $414,357Restructured Loans and leases
  • $2,699Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $65,407Total interest income
  • $17,986Total interest expense
  • $47,421Net interest income
  • $5,339Provision for loan and lease losses
  • $2,545Total noninterest income
  • $0Fiduciary activities
  • $367Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,178Additional noninterest income
  • $33,975Total noninterest expense
  • $20,405Salaries and employee benefits
  • $2,380Premises and equipment expense
  • $11,190Additional noninterest expense
  • $10,652Pre-tax net operating income
  • $1,323Securities gains (losses)
  • $3,876Applicable income taxes
  • $8,099Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,099Net income attributable to bank
  • $0Net charge-offs
  • $8,099Cash dividends
  • $6,100Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.82%Yield on earning assets
  • 1.05%Cost of funding earning assets
  • 2.77%Net interest margin
  • 0.15%Noninterest income to earning assets
  • 1.98%Noninterest expense to earning assets
  • 0.41%Net operating income to assets
  • 0.46%Return on assets (ROA)
  • 0.68%Pretax return on assets
  • 4.48%Return on equity (ROE)
  • 4.48%Retained earnings to average equity (YTD only)
  • 0.46%Net charge-offs to loans
  • 87.52%Credit loss provision to net charge-offs
  • 2.62%Efficiency ratio
  • 67,996Assets per employee
  • 17.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.16%Loss allowance to noncurrent loans
  • 99.53%Noncurrent assets plus other real estate owned to assets
  • 0.90%Noncurrent loans to loans
  • 1.17%Net loans and leases to deposits
  • 84.91%Net loans and leases to core deposits
  • 153.13%Equity capital to assets
  • 10.12%Core capital (leverage) ratio
  • 10.24%Tier 1 risk-based capital ratio
  • 10.69%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,761,004Average earning assets
  • $180,782Average equity
  • $1,712,038Average loans

List of branches

  • 2 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0452197Tristate Capital BankOne Oxford Center, 27th Floor, Pittsburgh, PA 15219January 22, 2007Full Service Brick and Mortar
    2511430Tristate Capital Direct Branch301 Grant Street, Suite 2700, Pittsburgh, PA 15219September 26, 2007Full Service Brick and Mortar

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