Triumph Savings Bank, SSB in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Triumph Savings Bank, SSB - Overview

  • General
  • FDIC Certificate #: 23498
    Status: Active
    Federal Reserve ID: 766164
    Bank Holding Company (Regulatory Top Holder): Triumph Consolidated Cos., Llc (RSSDID: 4031271, Location: Dallas, TX)
    Date Established: July 15, 1981
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 11362
    FDIC's unique #: 16463
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 15, 1981
    Last Structure Change Effective Date: November 22, 2010
    Last Structure Change Process Date: December 23, 2010
    Last Data Update: December 23, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 5220 Spring Valley Road, Suite 160, Dallas, TX 75254
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $252.6 mil
    Equity capital: $40.2 mil
    Deposits held in domestic offices: $205.5 mil
    Return on assets (ROA): -1.25% (-$3.2 mil)
    Quarterly return on assets: -0.41% (-$1.0 mil)
    Return on Equity (ROE): -7.93% (-$3.2 mil)
    Quarterly return on equity: -2.48% (-$1.0 mil)
    Net income: -$3.1 mil
    Quarterly Net income: -$0.3 mil
    Pretax return on assets: -1.25% (-$3,158.1 mil)
    Quarterly Pretax return on assets: -0.41% (-$1,035.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 37Total employees (full-time equivalent)
  • $252,645Total assets
  • $56,908Cash and due from depository institutions
  • $55,166Interest-bearing balances
  • $51,415Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $132,509Net loans & leases
  • $423Loan loss allowance
  • $0Trading account assets
  • $446Bank premises and fixed assets
  • $1,859Other real estate owned
  • $5,218Goodwill and other intangibles
  • $252,645Life insurance assets
  • $4,290All other assets
  • $212,494Total liabilities and capital
  • $205,520Total liabilities
  • $200,246Total deposits
  • $205,520Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $6,974Subordinated debt
  • $40,151All other liabilities
  • $40,151Total equity capital
  • $40,151Total bank equity capital
  • $0Perpetual preferred stock
  • $750Common stock
  • $42,163Surplus
  • $-2,762Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $7,472Income earned, not collected on loans
  • $0Earning assets
  • $797Long-term assets (5+ years)
  • $239,090Average Assets, year-to-date
  • $73,486Average Assets, quarterly
  • $249,667Volatile liabilities
  • $245,698Insider loans
  • $143,888FHLB advances
  • $231,533Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $34,747Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,474Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $11,416Total interest income
  • $3,894Total interest expense
  • $7,522Net interest income
  • $762Provision for loan and lease losses
  • -$1,964Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$1,964Additional noninterest income
  • $7,913Total noninterest expense
  • $4,214Salaries and employee benefits
  • $574Premises and equipment expense
  • $3,125Additional noninterest expense
  • -$3,117Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$3,117Income before extraordinary items
  • $0Extraordinary gains - net
  • -$3,117Net income attributable to bank
  • $0Net charge-offs
  • -$3,117Cash dividends
  • $348Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.90%Yield on earning assets
  • 1.67%Cost of funding earning assets
  • 3.23%Net interest margin
  • -0.84%Noninterest income to earning assets
  • 3.39%Noninterest expense to earning assets
  • -1.25%Net operating income to assets
  • -1.25%Return on assets (ROA)
  • -1.25%Pretax return on assets
  • -7.93%Return on equity (ROE)
  • -7.93%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 218.97%Credit loss provision to net charge-offs
  • -6.77%Efficiency ratio
  • 142,371Assets per employee
  • 6.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.32%Loss allowance to noncurrent loans
  • 5.66%Noncurrent assets plus other real estate owned to assets
  • 3.69%Noncurrent loans to loans
  • 5.62%Net loans and leases to deposits
  • 64.47%Net loans and leases to core deposits
  • 66.20%Equity capital to assets
  • 15.89%Core capital (leverage) ratio
  • 15.01%Tier 1 risk-based capital ratio
  • 24.15%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $249,667Average earning assets
  • $39,313Average equity
  • $233,128Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016463Triumph Savings Bank, Ssb5220 Spring Valley Road, Suite 160, Dallas, TX 75254July 15, 1981Full Service Brick and Mortar
    7472082Maple Avenue Branch3500 Maple Avenue, Dallas, TX 75219Febuary 01, 2008Full Service Brick and Mortar

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