North Dallas Bank & Trust Co. in city_name, state_name - Detailed Financial Reports, Location

North Dallas Bank & Trust Co. in Dallas, Texas (TX)
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North Dallas Bank & Trust Co. routing number info

North Dallas Bank & Trust Co. - Overview

General
FDIC Certificate #: 18355
Status: Active
Federal Reserve ID: 490450
Date Established: March 20, 1961
WWW: http://www.ndbt.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Domestic: 6, Interstate: No)
FDIC's unique #: 12268
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization > 1 Billion
Date of Deposit Insurance: March 20, 1961
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 12900 Preston Road, Dallas, TX 75230
County: Dallas
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $1,190.4 mil
Equity capital: $124.1 mil
Deposits held in domestic offices: $1,053.7 mil
Return on assets (ROA): 0.48% ($5.7 mil)
Quarterly return on assets: 0.50% ($6.0 mil)
Return on Equity (ROE): 4.53% ($5.6 mil)
Quarterly return on equity: 4.74% ($5.9 mil)
Net income: $5.5 mil
Quarterly Net income: $1.5 mil
Pretax return on assets: 0.72% ($8,570.6 mil)
Quarterly Pretax return on assets: 0.74% ($8,808.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
155Total employees (full-time equivalent)
$1,190,368Total assets
$315,417Cash and due from depository institutions
$287,592Interest-bearing balances
$472,112Securities
$5,000Federal funds sold & reverse repurchase agreements
$372,165Net loans & leases
$7,952Loan loss allowance
$0Trading account assets
$14,093Bank premises and fixed assets
$1,370Other real estate owned
$0Goodwill and other intangibles
$1,190,368Life insurance assets
$10,211All other assets
$1,066,237Total liabilities and capital
$1,053,748Total liabilities
$825,053Total deposits
$1,053,748Interest-bearing deposits
$69Deposits held in domestic offices
11055.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,434Subordinated debt
$124,131All other liabilities
$124,131Total equity capital
$124,131Total bank equity capital
$0Perpetual preferred stock
$12,845Common stock
$28,815Surplus
$82,471Undivided profits
Memoranda
$0Noncurrent loans and leases
$742Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,794Income earned, not collected on loans
$0Earning assets
$3,460Long-term assets (5+ years)
$1,136,869Average Assets, year-to-date
$155,834Average Assets, quarterly
$1,146,323Volatile liabilities
$1,179,684Insider loans
$358,874FHLB advances
$1,188,283Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$120,715Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$60,176Restructured Loans and leases
$3,477Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$32,220Total interest income
$6,735Total interest expense
$25,485Net interest income
$1,200Provision for loan and lease losses
$3,797Total noninterest income
$1,017Fiduciary activities
$1,327Service charges on deposit accounts
$0Trading account gains & fees
$1,453Additional noninterest income
$19,873Total noninterest expense
$12,842Salaries and employee benefits
$1,628Premises and equipment expense
$5,403Additional noninterest expense
$8,209Pre-tax net operating income
$0Securities gains (losses)
$2,694Applicable income taxes
$5,515Income before extraordinary items
$0Extraordinary gains - net
$5,515Net income attributable to bank
$0Net charge-offs
$5,515Cash dividends
$1,457Sale, conversion, retirement of capital stock, net
$2,003Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
2.94%Yield on earning assets
0.61%Cost of funding earning assets
2.32%Net interest margin
0.35%Noninterest income to earning assets
1.81%Noninterest expense to earning assets
0.48%Net operating income to assets
0.48%Return on assets (ROA)
0.72%Pretax return on assets
4.53%Return on equity (ROE)
2.89%Retained earnings to average equity (YTD only)
0.41%Net charge-offs to loans
82.36%Credit loss provision to net charge-offs
6.46%Efficiency ratio
67,868Assets per employee
7.68%Cash dividends to net income (YTD only)
Condition Ratios (%)
36.32%Loss allowance to loans
2.09%Loss allowance to noncurrent loans
209.59%Noncurrent assets plus other real estate owned to assets
0.43%Noncurrent loans to loans
1.00%Net loans and leases to deposits
35.32%Net loans and leases to core deposits
38.30%Equity capital to assets
10.43%Core capital (leverage) ratio
10.16%Tier 1 risk-based capital ratio
33.64%Total risk-based capital ratio
Memoranda
$35Average assets
$1,146,323Average earning assets
$121,670Average equity
$1,096,474Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$205,848Managed Assets
1Number of Accounts
$181,649Personal trust and agency accounts
$146,919Employee benefit-defined contribution accounts
$18,240Employee benefit-defined benefit accounts
$0Other retirement accounts
$9,526Corporate trust and agency accounts
$0Investment management agency accounts
$6,964Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
147Number of Accounts
$0Personal trust and agency accounts
$9,526Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$24,199Other retirement accounts
$1,361Corporate trust and agency accounts
$125Other fiduciary accounts
$22,700Fiduciary accounts held in foreign offices

List of branches

6 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	12268	North Dallas Bank & Trust Co.	12900 Preston Road, Dallas, TX 75230	March 20, 1961	Full Service Brick and Mortar
1	245109	Plano Branch	3900 Preston Road, Plano, TX 75093	August 22, 1994	Full Service Brick and Mortar
2	245110	Irving Branch	7660 North Macarthur Boulevard, Irving, TX 75063	October 21, 1996	Full Service Brick and Mortar
3	245111	Frisco Branch	7359 Preston Road, Frisco, TX 75034	April 01, 1999	Full Service Brick and Mortar
4	357842	Mobile Branch	12900 Preston Road, Dallas, TX 75230	March 10, 2000	Limited Service Mobile
6	437114	Addison Branch	5150 Keller Springs Road, Dallas, TX 75248	December 20, 2004	Full Service Brick and Mortar

North Dallas Bank & Trust Co. in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

North Dallas Bank & Trust Co. - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

North Dallas Bank & Trust Co. in Dallas, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

North Dallas Bank & Trust Co. - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

North Dallas Bank & Trust Co. in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches