Trust Company of America in Centennial, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Trust Company of America - Overview

  • General
  • FDIC Certificate #: 33639
    Status: Active
    Federal Reserve ID: 1977248
    Date Established: July 20, 1992
    WWW: http://www.trustamerica.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 47720
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: September 30, 1997
    Last Structure Change Effective Date: June 24, 2009
    Last Structure Change Process Date: June 24, 2009
    Last Data Update: June 24, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 7103 South Revere Parkway, Centennial, CO 80112
    County: Arapahoe
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $497.4 mil
    Equity capital: $46.1 mil
    Deposits held in domestic offices: $448.3 mil
    Return on assets (ROA): 1.80% ($8.9 mil)
    Quarterly return on assets: 1.69% ($8.4 mil)
    Return on Equity (ROE): 24.72% ($11.4 mil)
    Quarterly return on equity: 18.52% ($8.5 mil)
    Net income: $9.8 mil
    Quarterly Net income: $2.2 mil
    Pretax return on assets: 1.80% ($8,952.4 mil)
    Quarterly Pretax return on assets: 1.69% ($8,405.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 153Total employees (full-time equivalent)
  • $497,357Total assets
  • $45,050Cash and due from depository institutions
  • $3Interest-bearing balances
  • $437,662Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $0Loan loss allowance
  • $0Trading account assets
  • $4,103Bank premises and fixed assets
  • $0Other real estate owned
  • $591Goodwill and other intangibles
  • $497,357Life insurance assets
  • $9,951All other assets
  • $451,237Total liabilities and capital
  • $448,318Total liabilities
  • $448,318Total deposits
  • $448,318Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,919Subordinated debt
  • $46,120All other liabilities
  • $46,120Total equity capital
  • $46,120Total bank equity capital
  • $0Perpetual preferred stock
  • $900Common stock
  • $10,989Surplus
  • $34,231Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $1,255Long-term assets (5+ years)
  • $437,665Average Assets, year-to-date
  • $216,726Average Assets, quarterly
  • $546,081Volatile liabilities
  • $516,499Insider loans
  • $46,063FHLB advances
  • $519,350Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $30,217Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $13,748Total interest income
  • $105Total interest expense
  • $13,643Net interest income
  • $0Provision for loan and lease losses
  • $22,038Total noninterest income
  • $22,011Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $27Additional noninterest income
  • $25,931Total noninterest expense
  • $15,296Salaries and employee benefits
  • $3,298Premises and equipment expense
  • $7,337Additional noninterest expense
  • $9,750Pre-tax net operating income
  • $87Securities gains (losses)
  • $0Applicable income taxes
  • $9,837Income before extraordinary items
  • $0Extraordinary gains - net
  • $9,837Net income attributable to bank
  • $0Net charge-offs
  • $9,837Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $7,400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.72%Yield on earning assets
  • 0.02%Cost of funding earning assets
  • 2.70%Net interest margin
  • 4.35%Noninterest income to earning assets
  • 5.12%Noninterest expense to earning assets
  • 1.79%Net operating income to assets
  • 1.80%Return on assets (ROA)
  • 1.80%Pretax return on assets
  • 24.72%Return on equity (ROE)
  • 6.12%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 72,675Assets per employee
  • 3.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.23%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 0.00%Net loans and leases to core deposits
  • 0.00%Equity capital to assets
  • 9.27%Core capital (leverage) ratio
  • 5.82%Tier 1 risk-based capital ratio
  • 65.60%Total risk-based capital ratio
  • Memoranda
  • $66Average assets
  • $546,081Average earning assets
  • $39,792Average equity
  • $506,123Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $10,474,841Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 114110Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $10,474,841Other retirement accounts
  • $0Corporate trust and agency accounts
  • $287,406Other fiduciary accounts
  • $6,594,504Fiduciary accounts held in foreign offices

List of branches

  • 1 Colorado Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    047720Trust Company Of America7103 South Revere Parkway, Centennial, CO 80112July 20, 1992Full Service Brick and Mortar

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