FDIC Certificate #: 35400 Status: Inactive Federal Reserve ID: 2726443 Date Established: January 12, 2001 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 79505 Numeric code: 23 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 12, 2001 Last Structure Change Effective Date: December 01, 2009 Last Structure Change Process Date: January 27, 2010 Last Data Update: January 27, 2010 Data Source Date: April 05, 2012
Location
Address: 717 17th Street, Suite 2100, Denver, CO 80202 County: Denver Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Denver Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Denver, CO (#2080) Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34) Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216) Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740) CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
History of Changes
Other Liquidations and Closings
Office Sold
Financial Summary
Total assets: $797.7 mil
Assets and Liabilities (December 31, 2008)
Dollar figures in thousands
354Total employees (full-time equivalent)
$937,730Total assets
$307Cash and due from depository institutions
$0Interest-bearing balances
$919,725Securities
$0Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$0Loan loss allowance
$0Trading account assets
$2,908Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$14,790All other assets
$937,729Total liabilities and capital
$839,902Total liabilities
$828,598Total deposits
$828,599Interest-bearing deposits
$828,598Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$11,304All other liabilities
$97,827Total equity capital
$97,827Total bank equity capital
$97,827Perpetual preferred stock
$0Common stock
$1,000Surplus
$92,881Undivided profits
Memoranda
$3,946Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$3,483Average Assets, year-to-date
$919,725Average Assets, quarterly
$516,962Volatile liabilities
$746,723Insider loans
$927,040FHLB advances
$2,854Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2008)
Dollar figures in thousands
$39,056Total interest income
$2,653Total interest expense
$36,403Net interest income
$0Provision for loan and lease losses
$40,223Total noninterest income
$21,625Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$18,598Additional noninterest income
$73,705Total noninterest expense
$40,142Salaries and employee benefits
$10,851Premises and equipment expense
$22,712Additional noninterest expense
$2,921Pre-tax net operating income
$0Securities gains (losses)
$1,125Applicable income taxes
$1,796Income before extraordinary items
$0Extraordinary gains - net
$1,796Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2008)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.39%Yield on earning assets
0.37%Cost of funding earning assets
5.03%Net interest margin
5.55%Noninterest income to earning assets
10.18%Noninterest expense to earning assets
0.24%Net operating income to assets
0.24%Return on assets (ROA)
0.39%Pretax return on assets
2.25%Return on equity (ROE)
2.25%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
96,188Assets per employee
2.65%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.00%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
0.00%Net loans and leases to core deposits
0.00%Equity capital to assets
10.43%Core capital (leverage) ratio
10.33%Tier 1 risk-based capital ratio
33.67%Total risk-based capital ratio
Memoranda
$34Average assets
$746,723Average earning assets
$79,995Average equity
$724,254Average loans
Total Fiduciary and Related Assets (December 31, 2008)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$3,159,773Managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
56577Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$3,159,773Other retirement accounts
$0Corporate trust and agency accounts
$956,309Other fiduciary accounts
$2,163,269Fiduciary accounts held in foreign offices
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