Tucumcari Federal Savings and Loan Association in Tucumcari, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Tucumcari Federal Savings and Loan Association in Tucumcari, New Mexico (NM)
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Tucumcari Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 29059
    Status: Active
    Federal Reserve ID: 767572
    Date Established: July 01, 1934
    WWW: http://www.tucfed.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 2842
    FDIC's unique #: 41893
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: November 02, 1934
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 S First St, Tucumcari, NM 88401
    County: Quay
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $39.0 mil
    Equity capital: $4.4 mil
    Deposits held in domestic offices: $27.4 mil
    Return on assets (ROA): 1.17% ($0.5 mil)
    Quarterly return on assets: 0.85% ($0.3 mil)
    Return on Equity (ROE): 10.87% ($0.4 mil)
    Quarterly return on equity: 7.52% ($0.3 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.25% ($487.4 mil)
    Quarterly Pretax return on assets: 1.38% ($538.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $38,989Total assets
  • $3,565Cash and due from depository institutions
  • $3,060Interest-bearing balances
  • $8,458Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $25,908Net loans & leases
  • $188Loan loss allowance
  • $0Trading account assets
  • $336Bank premises and fixed assets
  • $195Other real estate owned
  • $13Goodwill and other intangibles
  • $38,989Life insurance assets
  • $514All other assets
  • $34,542Total liabilities and capital
  • $27,443Total liabilities
  • $27,284Total deposits
  • $27,443Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,900Trading liabilities
  • $0Other borrowed funds
  • $199Subordinated debt
  • $4,447All other liabilities
  • $4,447Total equity capital
  • $4,447Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $4,447Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $190Income earned, not collected on loans
  • $0Earning assets
  • $144Long-term assets (5+ years)
  • $37,426Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $39,709Volatile liabilities
  • $39,152Insider loans
  • $17,809FHLB advances
  • $38,850Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,374Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $698Restructured Loans and leases
  • $528Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,934Total interest income
  • $492Total interest expense
  • $1,442Net interest income
  • $4Provision for loan and lease losses
  • $7Total noninterest income
  • $0Fiduciary activities
  • $1Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6Additional noninterest income
  • $947Total noninterest expense
  • $532Salaries and employee benefits
  • $123Premises and equipment expense
  • $292Additional noninterest expense
  • $498Pre-tax net operating income
  • $0Securities gains (losses)
  • $33Applicable income taxes
  • $465Income before extraordinary items
  • $0Extraordinary gains - net
  • $465Net income attributable to bank
  • $0Net charge-offs
  • $465Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.09%Yield on earning assets
  • 1.30%Cost of funding earning assets
  • 3.80%Net interest margin
  • 0.02%Noninterest income to earning assets
  • 2.49%Noninterest expense to earning assets
  • 1.17%Net operating income to assets
  • 1.17%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 10.87%Return on equity (ROE)
  • 10.87%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 65,355Assets per employee
  • 6.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.72%Loss allowance to noncurrent loans
  • 98.95%Noncurrent assets plus other real estate owned to assets
  • 0.99%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 94.41%Net loans and leases to core deposits
  • 107.37%Equity capital to assets
  • 11.41%Core capital (leverage) ratio
  • 11.26%Tier 1 risk-based capital ratio
  • 24.56%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $39,709Average earning assets
  • $4,279Average equity
  • $37,992Average loans

List of branches

  • 1 New Mexico Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041893Tucumcari Federal Savings And Loan A301 S First St, Tucumcari, NM 88401July 01, 1934Full Service Brick and Mortar

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