U.S. Bank of Idaho, National Association in Coueur D'alene, Idaho (ID)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 09, 1996

  • U.S. Bank of Idaho, National Association in Coueur D'alene, Idaho (ID)
  • Show street view No street view available for this location

U.S. Bank of Idaho, National Association - Overview

  • General
  • FDIC Certificate #: 2976
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: U. S. Bank of Idaho (#2848)
    Federal Reserve ID: 1007976
    Date Established: May 06, 1882
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    FDIC's unique #: 1886
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 09, 1996
    Last Structure Change Process Date: August 26, 1996
    Last Data Update: August 26, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 3rd Street, Coueur D'alene, ID 83814
    County: Kootenai
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Coeur d'Alene, ID (#17660)
    CBSA Metro Statistical Area: Coeur d'Alene, ID (#17660)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $107.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $60Total assets
  • $126,941Cash and due from depository institutions
  • $8,458Interest-bearing balances
  • $0Securities
  • $4,093Federal funds sold & reverse repurchase agreements
  • $13,240Net loans & leases
  • $97,157Loan loss allowance
  • $1,877Trading account assets
  • $0Bank premises and fixed assets
  • $2,205Other real estate owned
  • $149Goodwill and other intangibles
  • $1,639Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $126,941Total liabilities
  • $113,476Total deposits
  • $101,148Interest-bearing deposits
  • $79,564Deposits held in domestic offices
  • 101148.00%% insured (estimated)
  • $77Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $10,000Subordinated debt
  • $0All other liabilities
  • $2,328Total equity capital
  • $2,328Total bank equity capital
  • $13,465Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $7,797Undivided profits
  • Memoranda
  • $4,668Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $324Income earned, not collected on loans
  • $620Earning assets
  • $114,490Long-term assets (5+ years)
  • $26,583Average Assets, year-to-date
  • $126,435Average Assets, quarterly
  • $125,470Volatile liabilities
  • $22,814Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $22,012Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,893Total risk weighted assets
  • $104,099Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,001Total interest expense
  • $4,616Net interest income
  • $5,385Provision for loan and lease losses
  • $1,566Total noninterest income
  • $1,910Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,240Trading account gains & fees
  • $0Additional noninterest income
  • $670Total noninterest expense
  • $9,440Salaries and employee benefits
  • $2,573Premises and equipment expense
  • $1,383Additional noninterest expense
  • $5,484Pre-tax net operating income
  • -$3,711Securities gains (losses)
  • $0Applicable income taxes
  • -$1,514Income before extraordinary items
  • -$2,197Extraordinary gains - net
  • $0Net income attributable to bank
  • -$2,197Net charge-offs
  • $1,675Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.79%Cost of funding earning assets
  • 4.06%Net interest margin
  • 4.73%Noninterest income to earning assets
  • 1.68%Noninterest expense to earning assets
  • 8.30%Net operating income to assets
  • -1.74%Return on assets (ROA)
  • -1.74%Pretax return on assets
  • -2.94%Return on equity (ROE)
  • -16.25%Retained earnings to average equity (YTD only)
  • -16.25%Net charge-offs to loans
  • 1.57%Credit loss provision to net charge-offs
  • 93.49%Efficiency ratio
  • 129,404Assets per employee
  • 2.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.90%Loss allowance to noncurrent loans
  • 579.32%Noncurrent assets plus other real estate owned to assets
  • 0.37%Noncurrent loans to loans
  • 0.33%Net loans and leases to deposits
  • 96.05%Net loans and leases to core deposits
  • 109.99%Equity capital to assets
  • 10.61%Core capital (leverage) ratio
  • 9.96%Tier 1 risk-based capital ratio
  • 12.39%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $126,435Average earning assets
  • $13,521Average equity
  • $113,794Average loans

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