UMB Bank, Jefferson City in Jefferson City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 11, 1999

  • UMB Bank, Jefferson City in Jefferson City, Missouri (MO)
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UMB Bank, Jefferson City - Overview

  • General
  • FDIC Certificate #: 21659
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank, National Association (#8273)
    Federal Reserve ID: 731658
    Date Established: July 01, 1974
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 14988
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1974
    Last Structure Change Effective Date: September 11, 1999
    Last Structure Change Process Date: October 06, 1999
    Last Data Update: October 06, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 Dix Road, Jefferson City, MO 65102
    County: Cole
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
    CBSA Metro Statistical Area: Jefferson City, MO (#27620)
  • Financial Summary
  • Total assets: $44.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $48,718Total assets
  • $9,664Cash and due from depository institutions
  • $0Interest-bearing balances
  • $12,454Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $25,390Net loans & leases
  • $439Loan loss allowance
  • $0Trading account assets
  • $655Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $555All other assets
  • $48,718Total liabilities and capital
  • $44,939Total liabilities
  • $31,265Total deposits
  • $23,203Interest-bearing deposits
  • $31,265Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $13,112Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $562All other liabilities
  • $3,779Total equity capital
  • $3,779Total bank equity capital
  • $3,779Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $2,750Undivided profits
  • Memoranda
  • $529Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $144Average Assets, year-to-date
  • $37,844Average Assets, quarterly
  • $1,624Volatile liabilities
  • $51,870Insider loans
  • $49,061FHLB advances
  • $15,595Loans and leases held for sale
  • $45Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,570Total unused commitments
  • $0Restructured Loans and leases
  • $31,356Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $3,380Total interest income
  • $1,427Total interest expense
  • $1,953Net interest income
  • $0Provision for loan and lease losses
  • $935Total noninterest income
  • $0Fiduciary activities
  • $811Service charges on deposit accounts
  • $0Trading account gains & fees
  • $124Additional noninterest income
  • $2,177Total noninterest expense
  • $638Salaries and employee benefits
  • $103Premises and equipment expense
  • $1,436Additional noninterest expense
  • $711Pre-tax net operating income
  • $0Securities gains (losses)
  • $266Applicable income taxes
  • $445Income before extraordinary items
  • $0Extraordinary gains - net
  • $445Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $71Sale, conversion, retirement of capital stock, net
  • $1,170Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.16%Yield on earning assets
  • 3.44%Cost of funding earning assets
  • 4.71%Net interest margin
  • 2.26%Noninterest income to earning assets
  • 5.25%Noninterest expense to earning assets
  • 0.86%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 1.37%Pretax return on assets
  • 10.14%Return on equity (ROE)
  • -16.52%Retained earnings to average equity (YTD only)
  • 0.25%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 10.01%Efficiency ratio
  • 75,381Assets per employee
  • 2.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 262.92%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 81.21%Net loans and leases to core deposits
  • 88.21%Equity capital to assets
  • 7.76%Core capital (leverage) ratio
  • 7.74%Tier 1 risk-based capital ratio
  • 11.75%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $51,870Average earning assets
  • $4,388Average equity
  • $41,444Average loans

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