UMB Bank, National Association in Kansas City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 28, 1999

  • UMB Bank, National Association in Kansas City, Missouri (MO)
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UMB Bank, National Association - Overview

  • General
  • FDIC Certificate #: 13601
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank, National Association (#8273)
    Federal Reserve ID: 936855
    Date Established: April 24, 1913
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 64 (Interstate: No)
    FDIC's unique #: 8506
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 12, 1934
    Last Structure Change Effective Date: August 28, 1999
    Last Structure Change Process Date: October 06, 1999
    Last Data Update: October 06, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 1010 Grand Boulevard, Kansas City, MO 64106
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $4,078.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 2,676Total employees (full-time equivalent)
  • $4,312,277Total assets
  • $720,129Cash and due from depository institutions
  • $1,617Interest-bearing balances
  • $1,690,673Securities
  • $81,979Federal funds sold & reverse repurchase agreements
  • $1,476,253Net loans & leases
  • $17,743Loan loss allowance
  • $34,791Trading account assets
  • $151,454Bank premises and fixed assets
  • $517Other real estate owned
  • $27,452Goodwill and other intangibles
  • $0Life insurance assets
  • $129,029All other assets
  • $4,312,277Total liabilities and capital
  • $3,947,851Total liabilities
  • $3,409,303Total deposits
  • $2,341,228Interest-bearing deposits
  • $3,409,303Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $450,127Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $88,421All other liabilities
  • $364,426Total equity capital
  • $364,426Total bank equity capital
  • $364,426Perpetual preferred stock
  • $0Common stock
  • $16,500Surplus
  • $133,972Undivided profits
  • Memoranda
  • $213,954Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $13,633Earning assets
  • $540Long-term assets (5+ years)
  • $9,329Average Assets, year-to-date
  • $3,285,313Average Assets, quarterly
  • $112,372Volatile liabilities
  • $4,049,972Insider loans
  • $4,069,008FHLB advances
  • $572,495Loans and leases held for sale
  • $230,409Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,099Total risk weighted assets
  • $762,714Total unused commitments
  • $0Restructured Loans and leases
  • $2,512,401Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $201,462Total interest income
  • $87,967Total interest expense
  • $113,495Net interest income
  • $3,230Provision for loan and lease losses
  • $142,405Total noninterest income
  • $62,376Fiduciary activities
  • $28,703Service charges on deposit accounts
  • $16,923Trading account gains & fees
  • $34,403Additional noninterest income
  • $204,379Total noninterest expense
  • $115,399Salaries and employee benefits
  • $30,771Premises and equipment expense
  • $58,209Additional noninterest expense
  • $48,291Pre-tax net operating income
  • -$10Securities gains (losses)
  • $15,076Applicable income taxes
  • $33,205Income before extraordinary items
  • $0Extraordinary gains - net
  • $33,205Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,615Sale, conversion, retirement of capital stock, net
  • $34,500Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.53%Yield on earning assets
  • 2.85%Cost of funding earning assets
  • 3.68%Net interest margin
  • 4.62%Noninterest income to earning assets
  • 6.62%Noninterest expense to earning assets
  • 0.82%Net operating income to assets
  • 0.82%Return on assets (ROA)
  • 1.19%Pretax return on assets
  • 9.24%Return on equity (ROE)
  • -0.36%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 123.52%Credit loss provision to net charge-offs
  • 19.70%Efficiency ratio
  • 78,497Assets per employee
  • 1.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 103.90%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 130.15%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.91%Net loans and leases to deposits
  • 43.30%Net loans and leases to core deposits
  • 44.91%Equity capital to assets
  • 8.45%Core capital (leverage) ratio
  • 8.26%Tier 1 risk-based capital ratio
  • 13.17%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $4,049,972Average earning assets
  • $359,474Average equity
  • $3,085,641Average loans

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