UMB Bank, North Central in Brookfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 28, 1999

  • UMB Bank, North Central in Brookfield, Missouri (MO)
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UMB Bank, North Central - Overview

  • General
  • FDIC Certificate #: 13845
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank, National Association (#8273)
    Federal Reserve ID: 578648
    Date Established: January 03, 1874
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 8655
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 28, 1999
    Last Structure Change Process Date: October 06, 1999
    Last Data Update: October 06, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 117 West Brooks Street, Brookfield, MO 64628
    County: Linn
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $72.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $74,149Total assets
  • $1,360Cash and due from depository institutions
  • $0Interest-bearing balances
  • $46,691Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $24,658Net loans & leases
  • $269Loan loss allowance
  • $0Trading account assets
  • $504Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $936All other assets
  • $74,149Total liabilities and capital
  • $68,362Total liabilities
  • $53,653Total deposits
  • $46,548Interest-bearing deposits
  • $53,653Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $14,019Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $690All other liabilities
  • $5,787Total equity capital
  • $5,787Total bank equity capital
  • $5,787Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $950Undivided profits
  • Memoranda
  • $3,837Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $116Earning assets
  • $0Long-term assets (5+ years)
  • $310Average Assets, year-to-date
  • $71,349Average Assets, quarterly
  • $2,500Volatile liabilities
  • $77,594Insider loans
  • $75,814FHLB advances
  • $19,539Loans and leases held for sale
  • $974Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,172Total unused commitments
  • $0Restructured Loans and leases
  • $32,810Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $4,960Total interest income
  • $2,425Total interest expense
  • $2,535Net interest income
  • $5Provision for loan and lease losses
  • $255Total noninterest income
  • $0Fiduciary activities
  • $133Service charges on deposit accounts
  • $0Trading account gains & fees
  • $122Additional noninterest income
  • $1,633Total noninterest expense
  • $859Salaries and employee benefits
  • $198Premises and equipment expense
  • $576Additional noninterest expense
  • $1,152Pre-tax net operating income
  • $0Securities gains (losses)
  • $314Applicable income taxes
  • $838Income before extraordinary items
  • $0Extraordinary gains - net
  • $838Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $23Sale, conversion, retirement of capital stock, net
  • $2,050Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.68%Yield on earning assets
  • 3.27%Cost of funding earning assets
  • 3.41%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 2.20%Noninterest expense to earning assets
  • 1.08%Net operating income to assets
  • 1.08%Return on assets (ROA)
  • 1.48%Pretax return on assets
  • 12.31%Return on equity (ROE)
  • -17.80%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 21.74%Credit loss provision to net charge-offs
  • 50.30%Efficiency ratio
  • 58,530Assets per employee
  • 2.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 244.63%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 231.90%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.47%Net loans and leases to deposits
  • 45.96%Net loans and leases to core deposits
  • 51.23%Equity capital to assets
  • 7.80%Core capital (leverage) ratio
  • 7.40%Tier 1 risk-based capital ratio
  • 16.79%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $77,594Average earning assets
  • $6,810Average equity
  • $74,255Average loans

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