UMB Bank, North Central in Brookfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 28, 1999

UMB Bank, North Central in Brookfield, Missouri (MO)
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UMB Bank, North Central - Overview

General
FDIC Certificate #: 13845
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: UMB Bank, National Association (#8273)
Federal Reserve ID: 578648
Date Established: January 03, 1874
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
FDIC's unique #: 8655
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 28, 1999
Last Structure Change Process Date: October 06, 1999
Last Data Update: October 06, 1999
Data Source Date: April 05, 2012
Location
Address: 117 West Brooks Street, Brookfield, MO 64628
County: Linn
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $72.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

Dollar figures in thousands
30Total employees (full-time equivalent)
$74,149Total assets
$1,360Cash and due from depository institutions
$0Interest-bearing balances
$46,691Securities
$0Federal funds sold & reverse repurchase agreements
$24,658Net loans & leases
$269Loan loss allowance
$0Trading account assets
$504Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$936All other assets
$74,149Total liabilities and capital
$68,362Total liabilities
$53,653Total deposits
$46,548Interest-bearing deposits
$53,653Deposits held in domestic offices
0.00%% insured (estimated)
$14,019Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$690All other liabilities
$5,787Total equity capital
$5,787Total bank equity capital
$5,787Perpetual preferred stock
$0Common stock
$1,000Surplus
$950Undivided profits
Memoranda
$3,837Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$116Earning assets
$0Long-term assets (5+ years)
$310Average Assets, year-to-date
$71,349Average Assets, quarterly
$2,500Volatile liabilities
$77,594Insider loans
$75,814FHLB advances
$19,539Loans and leases held for sale
$974Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,172Total unused commitments
$0Restructured Loans and leases
$32,810Derivatives

Income and Expense (December 31, 1998)

Dollar figures in thousands
$4,960Total interest income
$2,425Total interest expense
$2,535Net interest income
$5Provision for loan and lease losses
$255Total noninterest income
$0Fiduciary activities
$133Service charges on deposit accounts
$0Trading account gains & fees
$122Additional noninterest income
$1,633Total noninterest expense
$859Salaries and employee benefits
$198Premises and equipment expense
$576Additional noninterest expense
$1,152Pre-tax net operating income
$0Securities gains (losses)
$314Applicable income taxes
$838Income before extraordinary items
$0Extraordinary gains - net
$838Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$23Sale, conversion, retirement of capital stock, net
$2,050Net operating income

Performance and Condition Ratios (December 31, 1998)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.68%Yield on earning assets
3.27%Cost of funding earning assets
3.41%Net interest margin
0.34%Noninterest income to earning assets
2.20%Noninterest expense to earning assets
1.08%Net operating income to assets
1.08%Return on assets (ROA)
1.48%Pretax return on assets
12.31%Return on equity (ROE)
-17.80%Retained earnings to average equity (YTD only)
0.09%Net charge-offs to loans
21.74%Credit loss provision to net charge-offs
50.30%Efficiency ratio
58,530Assets per employee
2.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
244.63%Loss allowance to loans
1.08%Loss allowance to noncurrent loans
231.90%Noncurrent assets plus other real estate owned to assets
0.16%Noncurrent loans to loans
0.47%Net loans and leases to deposits
45.96%Net loans and leases to core deposits
51.23%Equity capital to assets
7.80%Core capital (leverage) ratio
7.40%Tier 1 risk-based capital ratio
16.79%Total risk-based capital ratio
Memoranda
$18Average assets
$77,594Average earning assets
$6,810Average equity
$74,255Average loans

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