UMB Bank, Northeast in Monroe City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 25, 1999

  • UMB Bank, Northeast in Monroe City, Missouri (MO)
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UMB Bank, Northeast - Overview

  • General
  • FDIC Certificate #: 1422
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank, National Association (#8273)
    Federal Reserve ID: 814757
    Date Established: January 01, 1875
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 942
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 25, 1999
    Last Structure Change Process Date: October 06, 1999
    Last Data Update: October 06, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 North Main Street, Monroe City, MO 63456
    County: Monroe
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $71.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $72,110Total assets
  • $2,339Cash and due from depository institutions
  • $0Interest-bearing balances
  • $32,649Securities
  • $5,822Federal funds sold & reverse repurchase agreements
  • $29,883Net loans & leases
  • $392Loan loss allowance
  • $0Trading account assets
  • $560Bank premises and fixed assets
  • $6Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $851All other assets
  • $72,110Total liabilities and capital
  • $66,154Total liabilities
  • $61,874Total deposits
  • $56,251Interest-bearing deposits
  • $61,874Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,736Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $544All other liabilities
  • $5,956Total equity capital
  • $5,956Total bank equity capital
  • $5,956Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $700Undivided profits
  • Memoranda
  • $4,956Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $387Earning assets
  • $121Long-term assets (5+ years)
  • $317Average Assets, year-to-date
  • $68,354Average Assets, quarterly
  • $5,229Volatile liabilities
  • $65,184Insider loans
  • $67,599FHLB advances
  • $12,188Loans and leases held for sale
  • $988Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,752Total unused commitments
  • $0Restructured Loans and leases
  • $36,682Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $4,638Total interest income
  • $2,292Total interest expense
  • $2,346Net interest income
  • $36Provision for loan and lease losses
  • $243Total noninterest income
  • $0Fiduciary activities
  • $157Service charges on deposit accounts
  • $0Trading account gains & fees
  • $86Additional noninterest income
  • $1,575Total noninterest expense
  • $789Salaries and employee benefits
  • $566Premises and equipment expense
  • $220Additional noninterest expense
  • $978Pre-tax net operating income
  • $0Securities gains (losses)
  • $367Applicable income taxes
  • $611Income before extraordinary items
  • $0Extraordinary gains - net
  • $611Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $96Sale, conversion, retirement of capital stock, net
  • $590Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.50%Yield on earning assets
  • 3.70%Cost of funding earning assets
  • 3.79%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 2.55%Noninterest expense to earning assets
  • 0.94%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 1.50%Pretax return on assets
  • 10.20%Return on equity (ROE)
  • 0.35%Retained earnings to average equity (YTD only)
  • 0.29%Net charge-offs to loans
  • 37.50%Credit loss provision to net charge-offs
  • 10.56%Efficiency ratio
  • 60,834Assets per employee
  • 2.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 96.56%Loss allowance to loans
  • 1.29%Loss allowance to noncurrent loans
  • 101.29%Noncurrent assets plus other real estate owned to assets
  • 0.55%Noncurrent loans to loans
  • 1.28%Net loans and leases to deposits
  • 48.30%Net loans and leases to core deposits
  • 55.94%Equity capital to assets
  • 8.26%Core capital (leverage) ratio
  • 8.40%Tier 1 risk-based capital ratio
  • 15.76%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $65,184Average earning assets
  • $5,993Average equity
  • $61,878Average loans

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