UMB Bank Southwest in Carthage, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 28, 1999

  • UMB Bank Southwest in Carthage, Missouri (MO)
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UMB Bank Southwest - Overview

  • General
  • FDIC Certificate #: 4580
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank, National Association (#8273)
    Federal Reserve ID: 696850
    Date Established: July 14, 1890
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 14 (Interstate: No)
    FDIC's unique #: 3033
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 28, 1999
    Last Structure Change Process Date: October 06, 1999
    Last Data Update: October 06, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 Grant Street, Carthage, MO 64836
    County: Jasper
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Joplin, MO (#3710)
    Core Based Statistical Area (CBSA): Joplin, MO (#27900)
    CBSA Metro Statistical Area: Joplin, MO (#27900)
  • Financial Summary
  • Total assets: $297.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 149Total employees (full-time equivalent)
  • $342,276Total assets
  • $33,576Cash and due from depository institutions
  • $0Interest-bearing balances
  • $167,702Securities
  • $5,458Federal funds sold & reverse repurchase agreements
  • $127,977Net loans & leases
  • $1,273Loan loss allowance
  • $0Trading account assets
  • $4,949Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,614All other assets
  • $342,276Total liabilities and capital
  • $317,304Total liabilities
  • $244,282Total deposits
  • $201,409Interest-bearing deposits
  • $244,282Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $63,991Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,536Other borrowed funds
  • $0Subordinated debt
  • $2,495All other liabilities
  • $24,972Total equity capital
  • $24,972Total bank equity capital
  • $24,972Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $2,500Undivided profits
  • Memoranda
  • $19,972Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $47Earning assets
  • $0Long-term assets (5+ years)
  • $786Average Assets, year-to-date
  • $301,137Average Assets, quarterly
  • $24,682Volatile liabilities
  • $324,815Insider loans
  • $320,515FHLB advances
  • $80,407Loans and leases held for sale
  • $14,631Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $104,260Total unused commitments
  • $0Restructured Loans and leases
  • $171,740Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $20,073Total interest income
  • $9,520Total interest expense
  • $10,553Net interest income
  • $648Provision for loan and lease losses
  • $2,209Total noninterest income
  • $0Fiduciary activities
  • $1,567Service charges on deposit accounts
  • $0Trading account gains & fees
  • $642Additional noninterest income
  • $9,112Total noninterest expense
  • $4,181Salaries and employee benefits
  • $1,283Premises and equipment expense
  • $3,648Additional noninterest expense
  • $3,002Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,101Applicable income taxes
  • $1,901Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,901Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $648Sale, conversion, retirement of capital stock, net
  • $1,850Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.24%Yield on earning assets
  • 3.43%Cost of funding earning assets
  • 3.80%Net interest margin
  • 0.80%Noninterest income to earning assets
  • 3.28%Noninterest expense to earning assets
  • 0.59%Net operating income to assets
  • 0.59%Return on assets (ROA)
  • 0.92%Pretax return on assets
  • 7.57%Return on equity (ROE)
  • 0.20%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 5.63%Efficiency ratio
  • 71,399Assets per employee
  • 2.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 97.32%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 2708.51%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.04%Net loans and leases to deposits
  • 52.39%Net loans and leases to core deposits
  • 54.60%Equity capital to assets
  • 7.30%Core capital (leverage) ratio
  • 7.96%Tier 1 risk-based capital ratio
  • 14.24%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $324,815Average earning assets
  • $25,108Average equity
  • $277,425Average loans

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