Union Planters Bank, FSB in Dyersburg, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 1995

  • Union Planters Bank, FSB in Dyersburg, Tennessee (TN)
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Union Planters Bank, FSB - Overview

  • General
  • FDIC Certificate #: 32587
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank of West Tennessee (#10309)
    Federal Reserve ID: 252573
    Date Established: June 03, 1988
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8495
    FDIC's unique #: 45421
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 03, 1988
    Last Structure Change Effective Date: May 01, 1995
    Last Structure Change Process Date: May 15, 1995
    Last Data Update: May 15, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 425 West Court Street, Dyersburg, TN 38024
    County: Dyer
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Dyersburg, TN (#20540)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $42.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $24Total assets
  • $40,027Cash and due from depository institutions
  • $882Interest-bearing balances
  • $104Securities
  • $13,907Federal funds sold & reverse repurchase agreements
  • $157Net loans & leases
  • $23,364Loan loss allowance
  • $851Trading account assets
  • $0Bank premises and fixed assets
  • $861Other real estate owned
  • $8Goodwill and other intangibles
  • $848Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $40,027Total liabilities
  • $37,640Total deposits
  • $29,277Interest-bearing deposits
  • $29,277Deposits held in domestic offices
  • 29277.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $7,492Subordinated debt
  • $0All other liabilities
  • $871Total equity capital
  • $871Total bank equity capital
  • $2,387Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $1,603Undivided profits
  • Memoranda
  • $-216Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $507Income earned, not collected on loans
  • $160Earning assets
  • $37,532Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $41,274Average Assets, quarterly
  • $40,391Volatile liabilities
  • $8,369Insider loans
  • $139FHLB advances
  • $7,492Loans and leases held for sale
  • $0Unused loan commitments
  • $836Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,674Total risk weighted assets
  • $18,738Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,951Total interest expense
  • $1,391Net interest income
  • $1,560Provision for loan and lease losses
  • $0Total noninterest income
  • $520Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $520Total noninterest expense
  • $1,609Salaries and employee benefits
  • $752Premises and equipment expense
  • $142Additional noninterest expense
  • $715Pre-tax net operating income
  • $471Securities gains (losses)
  • $0Applicable income taxes
  • $317Income before extraordinary items
  • $154Extraordinary gains - net
  • $0Net income attributable to bank
  • $154Net charge-offs
  • $22Cash dividends
  • $332Sale, conversion, retirement of capital stock, net
  • -$731Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.66%Cost of funding earning assets
  • 3.61%Net interest margin
  • 4.05%Noninterest income to earning assets
  • 1.35%Noninterest expense to earning assets
  • 4.18%Net operating income to assets
  • 0.37%Return on assets (ROA)
  • 0.37%Pretax return on assets
  • 1.14%Return on equity (ROE)
  • 5.34%Retained earnings to average equity (YTD only)
  • -6.17%Net charge-offs to loans
  • 0.09%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 60,913Assets per employee
  • 1.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 215.58%Loss allowance to loans
  • 3.51%Loss allowance to noncurrent loans
  • 167.85%Noncurrent assets plus other real estate owned to assets
  • 1.29%Noncurrent loans to loans
  • 2.09%Net loans and leases to deposits
  • 79.80%Net loans and leases to core deposits
  • 82.27%Equity capital to assets
  • 5.96%Core capital (leverage) ratio
  • 6.60%Tier 1 risk-based capital ratio
  • 14.27%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $41,274Average earning assets
  • $2,886Average equity
  • $38,514Average loans

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