Union Safe Deposit Bank in Stockton, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 08, 2005

  • Union Safe Deposit Bank in Stockton, California (CA)
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Union Safe Deposit Bank - Overview

  • General
  • FDIC Certificate #: 8473
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of the West (#3514)
    Federal Reserve ID: 480563
    Date Established: April 21, 1897
    WWW: http://www.unionsafe.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 21 (Interstate: No)
    OTS Docket #: 10151
    FDIC's unique #: 5388
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 08, 2005
    Last Structure Change Process Date: Febuary 08, 2005
    Last Data Update: Febuary 08, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 327 East Main Street, Stockton, CA 95202
    County: San Joaquin
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Stockton-Lodi, CA (#8120)
    Core Based Statistical Area (CBSA): Stockton, CA (#44700)
    CBSA Metro Statistical Area: Stockton, CA (#44700)
  • Financial Summary
  • Total assets: $1,381.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 351Total employees (full-time equivalent)
  • $1,381,522Total assets
  • $39,055Cash and due from depository institutions
  • $208Interest-bearing balances
  • $361,053Securities
  • $93,757Federal funds sold & reverse repurchase agreements
  • $623,200Net loans & leases
  • $7,101Loan loss allowance
  • $0Trading account assets
  • $19,690Bank premises and fixed assets
  • $0Other real estate owned
  • $183,979Goodwill and other intangibles
  • $0Life insurance assets
  • $60,788All other assets
  • $1,381,522Total liabilities and capital
  • $1,101,502Total liabilities
  • $913,705Total deposits
  • $696,191Interest-bearing deposits
  • $913,705Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $156,609Other borrowed funds
  • $0Subordinated debt
  • $31,188All other liabilities
  • $280,020Total equity capital
  • $280,020Total bank equity capital
  • $280,020Perpetual preferred stock
  • $0Common stock
  • $287Surplus
  • $278,578Undivided profits
  • Memoranda
  • $1,155Noncurrent loans and leases
  • $232,768Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,251Earning assets
  • $0Long-term assets (5+ years)
  • $4,002Average Assets, year-to-date
  • $1,078,218Average Assets, quarterly
  • $484,935Volatile liabilities
  • $1,197,231Insider loans
  • $1,281,910FHLB advances
  • $298,599Loans and leases held for sale
  • $318Unused loan commitments
  • $156,609Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $232,768Total unused commitments
  • $0Restructured Loans and leases
  • $7,101Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $9,556Total interest income
  • $2,032Total interest expense
  • $7,524Net interest income
  • $204Provision for loan and lease losses
  • $2,824Total noninterest income
  • $220Fiduciary activities
  • $1,542Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,062Additional noninterest income
  • $6,843Total noninterest expense
  • $3,354Salaries and employee benefits
  • $895Premises and equipment expense
  • $2,594Additional noninterest expense
  • $3,301Pre-tax net operating income
  • -$178Securities gains (losses)
  • $1,119Applicable income taxes
  • $2,004Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,004Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $9Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.92%Yield on earning assets
  • 0.19%Cost of funding earning assets
  • 0.72%Net interest margin
  • 0.27%Noninterest income to earning assets
  • 0.66%Noninterest expense to earning assets
  • 0.18%Net operating income to assets
  • 0.17%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • 1.51%Return on equity (ROE)
  • 1.51%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 2266.67%Credit loss provision to net charge-offs
  • 389.44%Efficiency ratio
  • 62,370Assets per employee
  • 3.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.13%Loss allowance to noncurrent loans
  • 315.46%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.36%Net loans and leases to deposits
  • 68.21%Net loans and leases to core deposits
  • 83.86%Equity capital to assets
  • 20.27%Core capital (leverage) ratio
  • 8.16%Tier 1 risk-based capital ratio
  • 11.02%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,197,231Average earning assets
  • $132,430Average equity
  • $1,043,113Average loans

Total Fiduciary and Related Assets (December 31, 2004)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $309,017Managed Assets
  • 1Number of Accounts
  • $307,824Personal trust and agency accounts
  • $86,701Employee benefit-defined contribution accounts
  • $6,623Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $12,375Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $202,125Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 471Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,193Other retirement accounts
  • $43Corporate trust and agency accounts
  • $1,150Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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