United California Savings Bank in Anaheim, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 16, 1994

  • United California Savings Bank in Anaheim, California (CA)
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United California Savings Bank - Overview

  • General
  • FDIC Certificate #: 29599
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: CenFed Bank, A Federal Savings Bank (#28535)
    Federal Reserve ID: 301976
    Date Established: January 01, 1921
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3731
    FDIC's unique #: 42433
    Numeric code: 35
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 04, 1953
    Last Structure Change Effective Date: July 16, 1994
    Last Structure Change Process Date: August 09, 1994
    Last Data Update: August 09, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 198 West Lincoln Avenue, Anaheim, CA 92805
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • Financial Summary
  • Total assets: $439.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $136Total assets
  • $465,021Cash and due from depository institutions
  • $5,085Interest-bearing balances
  • $4,117Securities
  • $97,730Federal funds sold & reverse repurchase agreements
  • $23,100Net loans & leases
  • $314,179Loan loss allowance
  • $13,800Trading account assets
  • $0Bank premises and fixed assets
  • $4,834Other real estate owned
  • $11,484Goodwill and other intangibles
  • $8,609Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $465,021Total liabilities
  • $449,843Total deposits
  • $426,933Interest-bearing deposits
  • $426,933Deposits held in domestic offices
  • 426933.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $20,210Subordinated debt
  • $0All other liabilities
  • $2,700Total equity capital
  • $2,700Total bank equity capital
  • $15,178Perpetual preferred stock
  • $0Common stock
  • $98Surplus
  • $142Undivided profits
  • Memoranda
  • $14,938Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $26,338Income earned, not collected on loans
  • $2,500Earning assets
  • $439,126Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $480,509Average Assets, quarterly
  • $469,709Volatile liabilities
  • $46,587Insider loans
  • $0FHLB advances
  • $20,000Loans and leases held for sale
  • $0Unused loan commitments
  • $11,275Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $15,178Total risk weighted assets
  • $249,899Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $40,384Total interest expense
  • $24,106Net interest income
  • $16,278Provision for loan and lease losses
  • $8,734Total noninterest income
  • $1,661Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,661Total noninterest expense
  • $15,881Salaries and employee benefits
  • $6,210Premises and equipment expense
  • $3,667Additional noninterest expense
  • $6,004Pre-tax net operating income
  • -$6,676Securities gains (losses)
  • $0Applicable income taxes
  • $183Income before extraordinary items
  • -$6,859Extraordinary gains - net
  • $0Net income attributable to bank
  • -$6,859Net charge-offs
  • $4,409Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.93%Cost of funding earning assets
  • 5.33%Net interest margin
  • 3.60%Noninterest income to earning assets
  • 0.37%Noninterest expense to earning assets
  • 3.51%Net operating income to assets
  • -1.43%Return on assets (ROA)
  • -1.43%Pretax return on assets
  • -1.39%Return on equity (ROE)
  • -38.44%Retained earnings to average equity (YTD only)
  • -38.44%Net charge-offs to loans
  • 1.23%Credit loss provision to net charge-offs
  • 198.09%Efficiency ratio
  • 88,528Assets per employee
  • 3.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.21%Loss allowance to noncurrent loans
  • 52.40%Noncurrent assets plus other real estate owned to assets
  • 8.13%Noncurrent loans to loans
  • 8.03%Net loans and leases to deposits
  • 73.59%Net loans and leases to core deposits
  • 78.44%Equity capital to assets
  • 3.26%Core capital (leverage) ratio
  • 3.26%Tier 1 risk-based capital ratio
  • 6.07%Total risk-based capital ratio
  • Memoranda
  • $7Average assets
  • $480,509Average earning assets
  • $17,845Average equity
  • $452,079Average loans

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