United Missouri Bank of Joplin in Joplin, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 03, 1995

  • United Missouri Bank of Joplin in Joplin, Missouri (MO)
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United Missouri Bank of Joplin - Overview

  • General
  • FDIC Certificate #: 19093
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank Southwest (#4580)
    Federal Reserve ID: 780852
    Date Established: April 13, 1964
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 12925
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 13, 1964
    Last Structure Change Effective Date: March 03, 1995
    Last Structure Change Process Date: March 22, 1995
    Last Data Update: March 22, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 2300 East 7th Street, Joplin, MO 64802
    County: Jasper
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Joplin, MO (#3710)
    Core Based Statistical Area (CBSA): Joplin, MO (#27900)
    CBSA Metro Statistical Area: Joplin, MO (#27900)
  • Financial Summary
  • Total assets: $65.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $30Total assets
  • $65,684Cash and due from depository institutions
  • $4,686Interest-bearing balances
  • $1,400Securities
  • $37,385Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $21,264Loan loss allowance
  • $247Trading account assets
  • $0Bank premises and fixed assets
  • $835Other real estate owned
  • $0Goodwill and other intangibles
  • $1,514Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $65,684Total liabilities
  • $61,212Total deposits
  • $54,663Interest-bearing deposits
  • $46,920Deposits held in domestic offices
  • 54663.00%% insured (estimated)
  • $87Federal funds purchased & repurchase agreements
  • $4,643Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,906Total equity capital
  • $1,906Total bank equity capital
  • $4,472Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $300Undivided profits
  • Memoranda
  • $3,422Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $20Income earned, not collected on loans
  • $100Earning assets
  • $60,049Long-term assets (5+ years)
  • $3,610Average Assets, year-to-date
  • $64,016Average Assets, quarterly
  • $64,477Volatile liabilities
  • $6,158Insider loans
  • $5,639FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $8,106Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,977Total risk weighted assets
  • $24,023Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,486Total interest expense
  • $1,362Net interest income
  • $2,124Provision for loan and lease losses
  • $10Total noninterest income
  • $604Fiduciary activities
  • $0Service charges on deposit accounts
  • $480Trading account gains & fees
  • $0Additional noninterest income
  • $124Total noninterest expense
  • $2,049Salaries and employee benefits
  • $855Premises and equipment expense
  • $282Additional noninterest expense
  • $912Pre-tax net operating income
  • $669Securities gains (losses)
  • $43Applicable income taxes
  • $179Income before extraordinary items
  • $533Extraordinary gains - net
  • $0Net income attributable to bank
  • $533Net charge-offs
  • $27Cash dividends
  • $300Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.95%Cost of funding earning assets
  • 2.33%Net interest margin
  • 3.63%Noninterest income to earning assets
  • 1.03%Noninterest expense to earning assets
  • 3.50%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 0.83%Pretax return on assets
  • 1.11%Return on equity (ROE)
  • 11.29%Retained earnings to average equity (YTD only)
  • 4.94%Net charge-offs to loans
  • 0.14%Credit loss provision to net charge-offs
  • 37.04%Efficiency ratio
  • 75,110Assets per employee
  • 2.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.29%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 1235.00%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.09%Net loans and leases to deposits
  • 38.90%Net loans and leases to core deposits
  • 40.01%Equity capital to assets
  • 6.81%Core capital (leverage) ratio
  • 8.15%Tier 1 risk-based capital ratio
  • 20.72%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $64,016Average earning assets
  • $4,721Average equity
  • $58,565Average loans

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